How Much are Auto Insurance Quotes for Real Estate Agents in Nevada?

The vehicle you are trying to insure is one of the largest considerations when shopping around for cheap insurance for real estate agents in Nevada. Vehicles with lower acceleration and performance, advanced safety features, or a track record of few liability claims will cost substantially less to insure than fast, unsafe models. The next lists ranks car insurance rates for a selection of the cheapest vehicles to insure in Nevada.

Premium data assumes married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include claim-free, multi-policy, safe-driver, multi-vehicle, and homeowner. Rate quotes do not factor in the specific area where the vehicle is garaged which can raise or lower price quotes significantly.

Data based on married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include multi-policy, multi-vehicle, claim-free, safe-driver, and homeowner. Prices do not factor in vehicle garaging location which can revise prices significantly.

Data variables include married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include multi-policy, homeowner, multi-vehicle, safe-driver, and claim-free. Price estimates do not factor in specific location information which can impact premiums noticeably.

When shopping for insurance for realtors, one of the many factors that is looked at to help calculate the policy price is where you call home in Nevada. Areas that are more densely populated like Winchester, Paradise, and Las Vegas tend to pay more, whereas areas with fewer weather claims and lower vehicle theft rates generally benefit from lower insurance rates.

The following table sorts the most costly cities in Nevada for real estate agents to buy car insurance in.

Prices are comparative as the specific geographic location can impact coverage rates greatly.

Determining which companies offer the lowest-priced insurance rates for real estate agents takes more work than just comparing a company or two. Each insurance company uses a little different formula to set premium rates, so let’s take a look at the most affordable insurance companies in Nevada.

We do need to point out that Nevada insurance rates are based on many factors which can substantially decrease or increase the price of coverage. Improving your credit rating, having a teenage driver, or getting a reckless driving citation can cause premium changes resulting in some rates now being cheaper than before.

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Allied has some of the lowest car insurance rates in Nevada at around $911 a year. Travelers, Capital, Oregon Mutual, and GEICO would also make the list of some of the most economical Nevada insurance companies.

As illustrated above, if you currently have a policy with Oregon Mutual and switched to Travelers, you might see a yearly savings of in the vicinity of $235. Insureds with GEICO might save as much as $307 a year, and Progressive policyholders might lower prices by up to $314 a year.

Understand that those rates are averaged for all types of insureds and vehicles and do not take into consideration a price decrease for real estate agents. So the auto insurance company that has the lowest price for you may not even be in the list of companies above. That underscores the importance of why you need to quote rates from as many companies as possible using your own specific driver and vehicle information.

Discounts on cheap insurance for real estate agents in Nevada

Car insurance companies that offer cheap quotes for real estate agents may additionally offer price discounts that can lower rates by 35% or more if you qualify. Companies and some of the discounts are:

The illustration below compares annual premium costs with and without discounts applied to the rates. The data assumes a male driver, no claims or driving citations, Nevada state minimum liability limits, comp and collision included, and $250 deductibles.

The first bar for each age group shows the average rate with no discounts. The lower bar shows the rates with defensive driving course, vehicle safety, safe-driver, claim-free, homeowner, and multiple vehicle discounts applied. When these discounts are applied to the policy premium, the the average amount saved on insurance for real estate agents is % or $.

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Cautious Nevada drivers save money

The common sense way to receive cheap insurance for real estate agents in Nevada is to drive attentively and avoid traffic citations and accidents. The information below shows how speeding tickets and at-fault fender-benders can raise insurance costs for each age group. The information is based on a single male driver, full physical damage coverage, $1,000 deductibles, and no discounts are applied to the premium.

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The data above shows the average cost of auto insurance per year with no violations or accidents is $1,403. Get two speeding tickets and the average cost swells to $1,851, an increase of $448 each year. Now get two accidents along with the two speeding tickets and the 12-month cost of insurance for real estate agents jumps again to an average of $3,640. That’s an increase of $2,237, or $186 per month, just for not paying attention while driving!

State Farm, Progressive, Geico, or Allstate: Who is best?

If you’re looking for the best car insurance for realtors in Nevada, the first places to look would be State Farm, Progressive, Geico, and Allstate. Combined they make up about 50% of all policies written in the United States. The following table compares and contrasts some of the different options and features offered by each one.