How Much are Insurance Quotes for a Subaru Impreza in Hawaii?

The odds of finding cheap insurance for a Subaru Impreza in Hawaii depends upon a lot of different factors such as age of the driver, your credit history, and the level of deductible you choose. Drivers pay an average of $750 annually for Impreza insurance, but that is a valuation assuming a 40-year-old married male that has full coverage and $500 policy deductibles.

Chances are that rate is not what you would pay, because most likely you are not 40 and possibly not even male, you might be single instead of married, or you just want cheap liability insurance instead of full coverage. Even a minor difference in rating variables or coverage information can cause big changes in the cost of insuring your Impreza.

Insurance is an individual thing, so the only way to find the cheapest insurance price for your Subaru is to regularly compare rates at renewal. In just a few minutes you will receive price comparisons from some of the best insurers that offer coverage in Hawaii.

View Subaru Impreza Insurance Rates

Your Subaru’s trim level has an effect on price, so the rate you will pay to insure a Impreza 2.5I 4WD Station Wagon will cost $174 less than the insurance cost for the more well-appointed Impreza WRX STI 4WD Station Wagon model, as shown in the prices below.

Prices above based on married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Hawaii minimum liability limits. Discounts applied include multi-vehicle, multi-policy, homeowner, safe-driver, and claim-free. Rate information does not factor in the specific area where the vehicle is garaged which can modify insurance rates considerably.

Hawaii auto insurance company ratings

Picking a good quality insurance provider can be rather challenging considering how many companies sell insurance in Hawaii. The company information displayed below may help you analyze which auto insurers you want to consider when shopping around.

The rankings below include companies that write coverage in many states, so companies with more of a regional focus are not included in these rankings. To check prices from the most competitive companies in Hawaii, click here.

Top 10 Large Auto Insurance Companies in Hawaii Ranked by A.M. Best Rating

1. USAA – A++
2. State Farm – A++
3. GEICO – A++
4. Esurance – A+
5. Nationwide – A+
6. Allstate – A+
7. Progressive – A+
8. The Hartford – A+
9. AAA Insurance – A
10. Liberty Mutual – A

Top Companies for Subaru Impreza Insurance in Hawaii

The chart below highlights how deductible selection can influence insurance rates when searching for cheap insurance for a Subaru Impreza. The price estimates are based on a single female driver, comprehensive and collision coverage, and no other discounts are factored in.

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The chart above illustrates that a 40-year-old driver could lower rates by $332 a year by switching their comprehensive and collision coverages from a $100 deductible to a $500 deductible, or save $502 by switching to a $1,000 deductible. Even younger drivers, like the age 20 example, could lower their rates as much as $854 or even more by selecting a higher deductible. If you do raise deductibles, it is a good idea to have plenty of money set aside to allow you to cover the extra out-of-pocket expense associated with higher deductibles.

Is Geico, State Farm, Progressive, or Allstate cheaper?

If you are shopping around for insurance for an Impreza in Hawaii, the first places to look would be Geico, State Farm, Progressive, and Allstate. Combined they make up over 48% of the car insurance market in the United States. The following table points out ratings for price and service, as well as some optional coverages that policyholders can buy.

Ideas for finding the cheapest car insurance for a Subaru Impreza

Below you’ll find a few thrifty ideas that can help drivers find lower-cost car insurance.

• Increase deductibles to save money
• Do not get traffic citations
• Do not pay for comprehensive and collision coverage on older vehicles
• Do not get into accidents
• Frequent claims may make car insurance unaffordable
• Shop around for cheaper prices often

The last suggestion is certainly vital, as was emphasized in this article. Insurance rates can be modified anytime, so you should be ready to change to a new company if a more affordable price is available. Brand loyalty is great, but it isn’t a good idea if that faithfulness ends up costing you thousands of dollars over several years. Spend a few minutes and shop around and find cheaper auto insurance for a Subaru Impreza.