Who Has Cheap Car Insurance Quotes for Felons in Washington?

Who Has Cheap Car Insurance Quotes for Felons in Washington?

I’m sure you’ve seen the catchy commercials from car insurance companies like Allstate and Farmers that promise enormous savings. So you just need to pick the one with the best commercial, right?

It’s just not that easy, however, as there are a whole bunch of unknowns like how far you drive each year, if you rent or own your home, the type of vehicle you drive, and when you were born. We will try to cover some of these things and also should give you a jump start in finding the best auto insurance.

One of the more important components that helps car insurance companies calculate the price you pay for insurance is where your home is located in Washington. Densely populated urban areas like Lakewood, Kent, and Auburn will most likely have higher rates, whereas areas with fewer weather claims and lower vehicle theft rates generally have lower rates.

The information below sorts the highest-priced places in Washington for felons to buy an auto insurance policy in.

Most expensive Washington cities for auto insurance
Rank City Annual Rate
1 Lakewood $1,434
2 Federal Way $1,393
3 Kent $1,391
4 Tacoma $1,385
5 Auburn $1,380
6 Seattle $1,363
7 Renton $1,361
8 Shoreline $1,352
9 South Hill $1,314
10 Bellevue $1,256
11 Redmond $1,251
12 Everett $1,238
13 Sammamish $1,232
14 Kirkland $1,231
15 Marysville $1,221
16 Vancouver $1,157
17 Lacey $1,122
18 Spokane Valley $1,098
19 Olympia $1,083
20 Spokane $1,071
21 Yakima $1,057
22 Kennewick $1,011
23 Bellingham $1,007
24 Pasco $988
25 Richland $983
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Premium costs are comparative as zip code location can alter coverage prices noticeably.

The vehicle that is being insured is probably the most important factor when comparing cheap car insurance for felons in Washington. Vehicles with high performance engines, a lack of modern safety features, or a history of substantial liability claims will cost much more to insure than more modest models. The next lists showcases auto insurance rates for a number of the cheaper automobiles to buy insurance for.

Car Insurance Rates for Popular Cars in Washington
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Ford Fusion SEL AWD 4-Dr Sedan $892 $446 $74
Honda Accord EX-L 2-Dr Coupe $888 $444 $74
Hyundai Elantra Blue 4-Dr Sedan $804 $402 $67
Kia Optima EX $888 $444 $74
Nissan Altima 2.5 S 4-Dr Sedan $820 $410 $68
Toyota Camry SE $820 $410 $68
Toyota Corolla LE $820 $410 $68
Volkswagen Jetta SE 4-Dr Sedan $834 $417 $70
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Above prices assume married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Washington minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, claim-free, and multi-vehicle. Table data does not factor in zip code location which can revise coverage prices substantially.

Insurance Rates for Popular SUVs and Crossovers in Washington
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Acura RDX Technology Package 2WD $772 $386 $64
Chevrolet Traverse LT 2WD $688 $344 $57
Ford Escape Limited 2WD $674 $337 $56
Ford Explorer Eddie Bauer AWD $792 $396 $66
GMC Acadia SL AWD $736 $368 $61
Honda CR-V LX 2WD $658 $329 $55
Honda Fit Sport VSA $678 $339 $57
Honda Pilot Touring 4WD $792 $396 $66
Hyundai Tucson GLS 4WD $736 $368 $61
Jeep Grand Cherokee Limited 2WD $834 $417 $70
Lexus RX 350 4WD $946 $473 $79
Toyota 4Runner Sport 2WD $688 $344 $57
Toyota Highlander 2WD $736 $368 $61
Toyota RAV4 4WD $778 $389 $65
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Above prices assume married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Washington minimum liability limits. Discounts applied include safe-driver, multi-policy, multi-vehicle, homeowner, and claim-free. Price information does not factor in specific Washington garaging location which can revise rates considerably.

Car Insurance Rates for Popular Pickup Trucks in Washington
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Colorado LT Extended Cab 2WD $762 $381 $64
Chevrolet Silverado LS Regular Cab 2WD $774 $387 $65
Dodge Ram 3500 Crew Cab ST 4WD $1,118 $559 $93
Dodge Ram Quad Cab TRX4 Off Road 2WD $846 $423 $71
Ford F-150 FX2 Super Cab 2WD $736 $368 $61
Ford F-250 XLT Crew Cab Turbo Diesel 2WD $946 $473 $79
GMC Sierra 3500HD SLE Regular Cab 4WD $996 $498 $83
GMC Sierra SLE Regular Cab 2WD $778 $389 $65
Toyota Tacoma Double Cab TRD Off-Road Package 4WD $792 $396 $66
Toyota Tundra Limited Double Cab 2WD $888 $444 $74
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Data based on married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Washington minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, claim-free, and safe-driver. Premium amounts do not factor in zip code location which can lower or raise premiums significantly.

Finding dependable, cost effective car insurance is difficult, and figuring out which company quotes the lowest-priced car insurance rates for felons will require even more diligence. Every insurance company has a proprietary method for establishing rates, so we’ll take a look at the car insurance companies that tend to be cheaper in Washington.

It’s important that you understand Washington car insurance rates are impacted by many things that will increase or decrease the policy premium. Events like a birthday, buying a home instead of renting, or getting into an accident may cause policy rate changes resulting in some rates now being much higher than others.

Best Cheap Insurance Rates for Felons

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Cheapest Washington auto insurance companies
Rank Company Cost Per Year
1 Capital $784
2 Grange $838
3 Nationwide $990
4 PEMCO $994
5 Travelers $1,038
6 The Hartford $1,048
7 Mutual Enumclaw $1,065
8 California Casualty $1,072
9 USAA $1,092
10 Chubb $1,116
11 State Farm $1,130
12 Allied $1,131
13 American Family $1,160
14 Amica $1,206
15 Safeco $1,228
16 Liberty Mutual $1,296
17 Farmers $1,369
18 National General $1,480
19 Progressive $1,480
20 GEICO $1,673
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Capital generally has some of the lowest car insurance rates in Washington at around $784 each year. Grange, Nationwide, PEMCO, and Travelers also rank well as some of the cheapest Washington insurance companies.

As shown in the rates above, if you currently have a policy with Grange and switched to Capital, you might see annual savings of in the vicinity of $54. Customers with Nationwide might save as much as $206 a year, and PEMCO insureds might reduce rates by $210 a year.

Understand that those policy rates are averages for all types of drivers and the different vehicles they drive and do not factor in a price discount for felons. So the company that fits your age and vehicle best may not even be included in the above rate chart. That points out the importance of why you need to get auto insurance quotes using your own driver information and specific vehicle type.

How to get discounts on Washington insurance

<img class="shadow floatright" src="http://www.quoteclickinsure.com/blog/wp-content/uploads/auto-insurance-felons-wa.jpg" alt="Cheaper Washington car insurance for felons”/>Insurance providers that sell cheap car insurance for felons in Washington may also offer policy discounts that could reduce prices by as much as 35% or more if you meet the requirements. A few popular companies and the discounts they provide include:

Car Insurance Discounts Available
Discount State Farm Geico Progressive Allstate Farmers
Bundled policies Yes Yes Yes Yes Yes
Multiple vehicles Yes Yes Yes No Yes
Anti-theft Yes Yes Yes Yes Yes
Safe vehicle Yes Yes No Yes No
Passive restraint Yes Yes No Yes Yes
Running lights Yes Yes No No Yes
New car Yes No No Yes Yes
Green vehicle No No No Yes Yes
Accident-free Yes Yes Yes Yes Yes
Defensive driver training Yes Yes Yes Yes Yes
Low miles Yes No Yes Yes No
Military Yes Yes Yes No Yes
Affinity/occupation No Yes No No Yes
Paid in full No Yes Yes Yes Yes
Email statements No Yes Yes Yes Yes
Brand loyalty Yes No Yes No Yes
Sign early No No No Yes Yes
Smart student Yes Yes Yes Yes Yes
Student away from home Yes No Yes Yes Yes
Own your home No No Yes No Yes
Seat belt use No Yes No No No
Online quote No No Yes No No
Teenage driver No No Yes No No
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The illustration below visualizes the comparison of insurance rates with and without discounts applied to the rates. The price estimates are based on a female driver, no accidents or driving violations, Washington state minimum liability limits, full physical damage coverage, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The lower bar shows the rates with anti-theft, multiple vehicle, safe-driver, defensive driving course, vehicle safety, and marriage discounts applied. When taking advantage of discounts, the the average amount saved on car insurance for felons is 32% or $448.

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Picking a high-quality insurer is difficult considering how many different companies there are to choose from in Washington. The ranking information shown next could help you pick which auto insurers you want to consider when comparing rate quotes.

These ratings are only comprised of companies who write in the majority of U.S. states, so companies that have a smaller presence are not included in this list. To compare prices from these and other top-rated companies, simply click here.

Top 10 Large Auto Insurers Overall in Washington

  1. USAA
  2. American Family
  3. State Farm
  4. The Hartford
  5. AAA Insurance
  6. GEICO
  7. The General
  8. Titan Insurance
  9. Progressive
  10. Allstate

Is Geico, State Farm, Progressive, or Allstate cheaper?

If you are looking for the best auto insurance for felons in Washington, the most popular companies are Geico, State Farm, Progressive, and Allstate. The table below shows pricing and service ratings, as well as optional policy coverages that may be available in Washington.

Geico, State Farm, Progressive, and Allstate Compared
Geico State Farm Progressive Allstate
Client Satisfaction 1st 4th 3rd 2nd
Discounts Available 2nd 3rd 4th 1st
Handling of Claims 3rd 2nd 4th 1st
Overall Cost 1st 2nd 3rd 4th
U.S. market share 11.4% 18.3% 8.8% 10%
Customers who recommend 87% 88% 88% 86%
A.M. Best financial rating A++ A++ A+ A+
New car replacement insurance No No No Yes
Rating based on usage No Yes Yes Yes
Mechnical breakdown Yes No Yes No
Uber and Lyft insurance Yes Yes Yes Yes
Accident forgiveness Yes No Yes Yes
Emergency roadside service Yes Yes Yes Yes
Insurance Agents From a Geico agent or online State Farm exclusive agents Indpendent agents or online Allstate-only agents
Number of agents 150+ 18,000+ 30,000+ 11,000+
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