Who Has the Cheapest Insurance for Ride Shares in Wisconsin?

Who Has the Cheapest Insurance for Ride Shares in Wisconsin?

One of the key components that help determine the price of your policy is where you normally keep your vehicle. More populated areas like Milwaukee, Kenosha, and Oak Creek likely pay more, whereas areas with less congestion have the gratification of the cheapest insurance for a Subaru Impreza in Wisconsin.

The next table rates the most costly cities in Wisconsin for a Subaru Impreza to purchase a policy in.

Most expensive Wisconsin cities for auto insurance
Rank City Annual Premium
1 Milwaukee $1,396
2 Wauwatosa $1,319
3 Kenosha $1,218
4 Greenfield $1,204
5 Oak Creek $1,202
6 West Allis $1,198
7 Racine $1,181
8 Beloit $1,164
9 Franklin $1,163
10 Eau Claire $1,081
11 Madison $1,072
12 Waukesha $1,065
13 Menomonee Falls $1,057
14 La Crosse $1,053
15 Brookfield $1,045
16 Wausau $1,037
17 Janesville $1,022
18 New Berlin $1,018
19 West Bend $1,017
20 Fond du Lac $995
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Rates are approximated as vehicle location can alter auto insurance rates noticeably.

The make and model of vehicle you are seeking coverage for is one of the biggest factors when trying to find the best coverage for a Subaru Impreza. Vehicles with reasonable performance levels, modern passenger safety features, or low incidents of liability claims will cost less to insure than fast, unsafe models. The table below ranks insurance rates for some of the most budget-friendly vehicles to insure in Wisconsin.

Cheapest Auto Insurance Rates for Ride Shares in Wisconsin
Make, Model, and Trim Level Estimated Cost for Full Coverage
Honda CR-V LX 4WD $347
Chevrolet Traverse LT AWD $352
Ford Escape XLT 2WD $355
Ford F-150 STX Regular Cab 4WD $356
Toyota Tacoma Double Cab TRD Off-Road Package 4WD $383
Jeep Wrangler Sahara 4WD 2-Dr $387
Hyundai Elantra SE Touring Station Wagon $388
Toyota Corolla XLE $395
Kia Forte LX 4-Dr Sedan $396
Toyota Prius $398
GMC Sierra SLT Crew Cab 2WD $402
Chevrolet Silverado LT Extended Cab 2WD $407
Toyota RAV4 Sport 4WD $409
Dodge Grand Caravan Hero $414
Chevrolet Impala LT $409
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Data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Wisconsin minimum liability limits. Discounts applied include safe-driver, claim-free, multi-vehicle, homeowner, and multi-policy. Estimates do not factor in specific zip code location which can alter auto insurance rates substantially.

Based on these rates, makes and models like the Honda CR-V, Chevrolet Traverse, and Ford Escape should be the most economical vehicles to insure for an Impreza.

Best rates: Geico, Allstate, State Farm, or Progressive

If you are shopping around for car insurance for an Impreza, the top insurers to get price quotes from are Geico, Allstate, State Farm, and Progressive. The next table ranks pricing and service ratings, as well as optional policy coverages that are available from each company.

Comparison of Geico, Allstate, State Farm, and Progressive
Geico Allstate State Farm Progressive
Number of Discounts 2nd 1st 3rd 4th
Customer Satisfaction 1st 2nd 4th 3rd
Claims Service 3rd 1st 2nd 4th
Price Ranking 1st 4th 2nd 3rd
U.S. market share 11.4% 10% 18.3% 8.8%
A.M. Best financial rating A++ A+ A++ A+
Standard & Poor’s financial rating AA+ AA- AA AA
Emergency roadside service Yes Yes Yes Yes
New car replacement coverage No Yes No No
Mechanical breakdown insurance Yes No No Yes
Uber and Lyft insurance Yes Yes Yes Yes
Accident forgiveness coverage Yes Yes No Yes
Usage-based rating No Yes Yes Yes
Offered in Wisconsin Yes Yes Yes Yes
Where you can buy From a Geico agent or online Only buy from Allstate agents Only from State Farm agents Buy online or from an independent agent
Number of agents 150+ 11,000+ 18,000+ 30,000+
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