The make and model of vehicle that needs insurance is one of the largest factors when consumers are trying to find the best cheap auto insurance for 20 year old women in New Hampshire. Vehicles with limited speed and performance, modern passenger safety features, or a track record of few liability claims will cost quite a bit less to insure than higher performance models.
The lists below presents coverage premiums for the most budget-friendly vehicles to buy insurance for.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Malibu Hybrid | $1,438 | $719 | $120 |
Ford Focus SE 4-Dr Sedan | $1,420 | $710 | $118 |
Ford Fusion Sport 4-Dr Sedan | $1,534 | $767 | $128 |
Honda Accord LX 4-Dr Sedan | $1,212 | $606 | $101 |
Honda Civic SI 4-Dr Sedan | $1,594 | $797 | $133 |
Hyundai Sonata SE 4-Dr Sedan | $1,626 | $813 | $136 |
Nissan Altima Hybrid 4-Dr Sedan | $1,534 | $767 | $128 |
Toyota Camry LE | $1,438 | $719 | $120 |
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Premium data assumes single female driver age 20, no speeding tickets, no at-fault accidents, $1000 deductibles, and New Hampshire minimum liability limits. Discounts applied include claim-free, and safe-driver. Price information does not factor in specific location information which can revise premium rates substantially.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Acura MDX with Tech Package 4WD | $1,552 | $776 | $129 |
BMW X5 M AWD | $1,840 | $920 | $153 |
Chevrolet Traverse LTZ 2WD | $1,326 | $663 | $111 |
Ford Escape Limited 4WD | $1,308 | $654 | $109 |
Ford Explorer XLT 4WD | $1,360 | $680 | $113 |
GMC Acadia SLE AWD | $1,438 | $719 | $120 |
GMC Terrain SLT AWD | $1,404 | $702 | $117 |
Honda CR-V LX 4WD | $1,212 | $606 | $101 |
Honda Pilot EX 2WD | $1,378 | $689 | $115 |
Jeep Grand Cherokee Limited 2WD | $1,534 | $767 | $128 |
Jeep Patriot Sport 4WD | $1,342 | $671 | $112 |
Toyota 4Runner SR/5 4WD | $1,326 | $663 | $111 |
Toyota Highlander Hybrid 4WD | $1,552 | $776 | $129 |
Toyota RAV4 Sport 4WD | $1,438 | $719 | $120 |
Volvo XC90 3.2 AWD | $1,630 | $815 | $136 |
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Prices based on single female driver age 20, no speeding tickets, no at-fault accidents, $1000 deductibles, and New Hampshire minimum liability limits. Discounts applied include claim-free, and safe-driver. Table data does not factor in the specific area where the vehicle is garaged which can decrease or increase prices substantially.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Silverado LT Extended Cab 4WD | $1,438 | $719 | $120 |
Dodge Ram 2500 Mega Cab SLT 4WD | $1,758 | $879 | $147 |
Dodge Ram Quad Cab Sport 2WD | $1,662 | $831 | $139 |
Ford F-150 STX Super Cab 4WD | $1,378 | $689 | $115 |
Ford F-250 XL Harley Edition 2WD | $1,644 | $822 | $137 |
Ford F-350 Super Cab Harley Edition 2WD | $1,570 | $785 | $131 |
GMC Canyon SLE Regular Cab 2WD | $1,342 | $671 | $112 |
GMC Sierra 2500HD SLT Crew Cab 4WD | $1,612 | $806 | $134 |
GMC Sierra Denali Crew Cab 4WD | $1,630 | $815 | $136 |
Toyota Tundra Limited Crew MAX 4WD | $1,662 | $831 | $139 |
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Cost estimates assume single female driver age 20, no speeding tickets, no at-fault accidents, $1000 deductibles, and New Hampshire minimum liability limits. Discounts applied include safe-driver, and claim-free. Rate information does not factor in specific location information which can change auto insurance rates substantially.
One of the many components that control the cost of insurance is where you keep your vehicle in New Hampshire. Areas with increased crime or more people like Manchester, South Hooksett, and Derry tend to pay slightly more, whereas areas with less people or fewer weather incidents have the gratification of the best cheap auto insurance for 20 year old women in New Hampshire.
The information below ranks the most expensive areas in New Hampshire for 20 year old women to purchase auto insurance in.
Rank | City | Premium Per Year |
---|---|---|
1 | Manchester | $1,328 |
2 | Pinardville | $1,201 |
3 | South Hooksett | $1,168 |
4 | Exeter | $1,157 |
5 | Derry | $1,152 |
6 | Berlin | $1,140 |
7 | Nashua | $1,137 |
8 | Hudson | $1,132 |
9 | Londonderry | $1,125 |
10 | Claremont | $1,125 |
11 | Hampton | $1,124 |
12 | Newmarket | $1,116 |
13 | Durham | $1,102 |
14 | Franklin | $1,102 |
15 | Dover | $1,101 |
16 | Milford | $1,096 |
17 | Hanover | $1,073 |
18 | Somersworth | $1,072 |
19 | Laconia | $1,065 |
20 | Portsmouth | $1,062 |
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Rates are estimated as the specific garaging location can influence price quotes considerably.
The example below shows how choosing a deductible can increase or decrease insurance premiums when researching cheap insurance for 20 year old women. The premiums are based on a single female driver, comprehensive and collision coverage, and no discounts are applied to the premium.
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In the chart above, a 40-year-old driver could save $186 a year by increasing from a $100 deductible up to a $500 deductible, or save $282 by selecting a $1,000 deductible. Younger drivers, like the Age 20 category, can cut $476 every year by using higher deductibles when buying full coverage. When raising deductibles, it’s a good idea to have enough in a savings account to enable you to cover the extra out-of-pocket expense, which deters some people from using high deductibles.
Selecting a good quality insurance provider can be challenging considering how many companies are available to choose from in New Hampshire. The information below could help you decide which insurers to look at when shopping insurance around for 20 year old women.
The ratings below only include insurance companies that insure vehicles in the majority of U.S. states, so smaller companies that only insure vehicles in New Hampshire will not be included in this list. To get rate quotes from these companies and more, follow this link.
Company | Value | Customer Service | Claims | Customer Satisfaction | A.M Best Rating | Overall Score |
---|---|---|---|---|---|---|
The General | 96 | 100 | 92 | 91% | A- | 95 |
The Hartford | 88 | 96 | 91 | 93% | A+ | 92.6 |
Progressive | 84 | 94 | 99 | 90% | A+ | 92.4 |
Travelers | 84 | 93 | 100 | 87% | A++ | 92.3 |
State Farm | 84 | 93 | 95 | 87% | A++ | 91 |
Farmers Insurance | 87 | 92 | 90 | 85% | A | 90.6 |
Safeco Insurance | 85 | 91 | 87 | 86% | A | 88.4 |
USAA | 71 | 93 | 98 | 87% | A++ | 88 |
GEICO | 73 | 93 | 95 | 85% | A++ | 87.1 |
21st Century | 85 | 85 | 91 | 89% | A | 86.9 |
Liberty Mutual | 72 | 91 | 97 | 83% | A | 86.4 |
AAA Insurance | 85 | 85 | 88 | 86% | A | 85.8 |
Nationwide | 71 | 90 | 93 | 83% | A+ | 84.9 |
Allstate | 69 | 92 | 92 | 83% | A+ | 84.4 |
American Family | 77 | 96 | 80 | 85% | A | 83.8 |
Esurance | 70 | 80 | 89 | 77% | A+ | 79.2 |
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Data Source: Insure.com Best Car Insurance Companies
When buying car insurance for young women in New Hampshire, four companies to take a look at are State Farm, Geico, Progressive, and Allstate. Between them, they insure over 45% of the car insurance market in the United States. All of them have slightly different coverage options that you can choose from. The data below rates pricing and service ratings, plus some optional coverages that are available for buyers.
State Farm | Geico | Progressive | Allstate | |
---|---|---|---|---|
Claims Handling | 2nd | 3rd | 4th | 1st |
Price Ranking | 2nd | 1st | 3rd | 4th |
Discounts Offered | 3rd | 2nd | 4th | 1st |
Customer Satisfaction | 4th | 1st | 3rd | 2nd |
Market share percentage | 18.3% | 11.4% | 8.8% | 10% |
Percent of customers who recommend | 88% | 87% | 88% | 86% |
Rating from A.M. Best | A++ | A++ | A+ | A+ |
S&P financial rating | AA | AA+ | AA | AA- |
Rating based on usage | Yes | No | Yes | Yes |
Uber and Lyft insurance | Yes | Yes | Yes | Yes |
Mechanical breakdown insurance | No | Yes | Yes | No |
Accident forgiveness coverage | No | Yes | Yes | Yes |
Emergency roadside assistance | Yes | Yes | Yes | Yes |
New car replacement insurance | No | No | No | Yes |
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