Best Cheap Auto Insurance Quotes for a 20 Year Old Female in New Hampshire

Best Cheap Auto Insurance Quotes for a 20 Year Old Female in New Hampshire

The make and model of vehicle that needs insurance is one of the largest factors when consumers are trying to find the best cheap auto insurance for 20 year old women in New Hampshire. Vehicles with limited speed and performance, modern passenger safety features, or a track record of few liability claims will cost quite a bit less to insure than higher performance models.

The lists below presents coverage premiums for the most budget-friendly vehicles to buy insurance for.

Car Insurance Rates for Popular Cars in New Hampshire
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Malibu Hybrid $1,438 $719 $120
Ford Focus SE 4-Dr Sedan $1,420 $710 $118
Ford Fusion Sport 4-Dr Sedan $1,534 $767 $128
Honda Accord LX 4-Dr Sedan $1,212 $606 $101
Honda Civic SI 4-Dr Sedan $1,594 $797 $133
Hyundai Sonata SE 4-Dr Sedan $1,626 $813 $136
Nissan Altima Hybrid 4-Dr Sedan $1,534 $767 $128
Toyota Camry LE $1,438 $719 $120
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Premium data assumes single female driver age 20, no speeding tickets, no at-fault accidents, $1000 deductibles, and New Hampshire minimum liability limits. Discounts applied include claim-free, and safe-driver. Price information does not factor in specific location information which can revise premium rates substantially.

Auto Insurance Rates for Popular SUVs and Crossovers in New Hampshire
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Acura MDX with Tech Package 4WD $1,552 $776 $129
BMW X5 M AWD $1,840 $920 $153
Chevrolet Traverse LTZ 2WD $1,326 $663 $111
Ford Escape Limited 4WD $1,308 $654 $109
Ford Explorer XLT 4WD $1,360 $680 $113
GMC Acadia SLE AWD $1,438 $719 $120
GMC Terrain SLT AWD $1,404 $702 $117
Honda CR-V LX 4WD $1,212 $606 $101
Honda Pilot EX 2WD $1,378 $689 $115
Jeep Grand Cherokee Limited 2WD $1,534 $767 $128
Jeep Patriot Sport 4WD $1,342 $671 $112
Toyota 4Runner SR/5 4WD $1,326 $663 $111
Toyota Highlander Hybrid 4WD $1,552 $776 $129
Toyota RAV4 Sport 4WD $1,438 $719 $120
Volvo XC90 3.2 AWD $1,630 $815 $136
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Prices based on single female driver age 20, no speeding tickets, no at-fault accidents, $1000 deductibles, and New Hampshire minimum liability limits. Discounts applied include claim-free, and safe-driver. Table data does not factor in the specific area where the vehicle is garaged which can decrease or increase prices substantially.

Car Insurance Rates for Popular Pickup Trucks in New Hampshire
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Silverado LT Extended Cab 4WD $1,438 $719 $120
Dodge Ram 2500 Mega Cab SLT 4WD $1,758 $879 $147
Dodge Ram Quad Cab Sport 2WD $1,662 $831 $139
Ford F-150 STX Super Cab 4WD $1,378 $689 $115
Ford F-250 XL Harley Edition 2WD $1,644 $822 $137
Ford F-350 Super Cab Harley Edition 2WD $1,570 $785 $131
GMC Canyon SLE Regular Cab 2WD $1,342 $671 $112
GMC Sierra 2500HD SLT Crew Cab 4WD $1,612 $806 $134
GMC Sierra Denali Crew Cab 4WD $1,630 $815 $136
Toyota Tundra Limited Crew MAX 4WD $1,662 $831 $139
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Cost estimates assume single female driver age 20, no speeding tickets, no at-fault accidents, $1000 deductibles, and New Hampshire minimum liability limits. Discounts applied include safe-driver, and claim-free. Rate information does not factor in specific location information which can change auto insurance rates substantially.

One of the many components that control the cost of insurance is where you keep your vehicle in New Hampshire. Areas with increased crime or more people like Manchester, South Hooksett, and Derry tend to pay slightly more, whereas areas with less people or fewer weather incidents have the gratification of the best cheap auto insurance for 20 year old women in New Hampshire.

The information below ranks the most expensive areas in New Hampshire for 20 year old women to purchase auto insurance in.

New Hampshire cities ranked by car insurance cost
Rank City Premium Per Year
1 Manchester $1,328
2 Pinardville $1,201
3 South Hooksett $1,168
4 Exeter $1,157
5 Derry $1,152
6 Berlin $1,140
7 Nashua $1,137
8 Hudson $1,132
9 Londonderry $1,125
10 Claremont $1,125
11 Hampton $1,124
12 Newmarket $1,116
13 Durham $1,102
14 Franklin $1,102
15 Dover $1,101
16 Milford $1,096
17 Hanover $1,073
18 Somersworth $1,072
19 Laconia $1,065
20 Portsmouth $1,062
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Rates are estimated as the specific garaging location can influence price quotes considerably.

The example below shows how choosing a deductible can increase or decrease insurance premiums when researching cheap insurance for 20 year old women. The premiums are based on a single female driver, comprehensive and collision coverage, and no discounts are applied to the premium.

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In the chart above, a 40-year-old driver could save $186 a year by increasing from a $100 deductible up to a $500 deductible, or save $282 by selecting a $1,000 deductible. Younger drivers, like the Age 20 category, can cut $476 every year by using higher deductibles when buying full coverage. When raising deductibles, it’s a good idea to have enough in a savings account to enable you to cover the extra out-of-pocket expense, which deters some people from using high deductibles.

Selecting a good quality insurance provider can be challenging considering how many companies are available to choose from in New Hampshire. The information below could help you decide which insurers to look at when shopping insurance around for 20 year old women.

The ratings below only include insurance companies that insure vehicles in the majority of U.S. states, so smaller companies that only insure vehicles in New Hampshire will not be included in this list. To get rate quotes from these companies and more, follow this link.

Top Car Insurance Companies for a 20 Year Old Female
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
The General 96 100 92 91% A- 95
The Hartford 88 96 91 93% A+ 92.6
Progressive 84 94 99 90% A+ 92.4
Travelers 84 93 100 87% A++ 92.3
State Farm 84 93 95 87% A++ 91
Farmers Insurance 87 92 90 85% A 90.6
Safeco Insurance 85 91 87 86% A 88.4
USAA 71 93 98 87% A++ 88
GEICO 73 93 95 85% A++ 87.1
21st Century 85 85 91 89% A 86.9
Liberty Mutual 72 91 97 83% A 86.4
AAA Insurance 85 85 88 86% A 85.8
Nationwide 71 90 93 83% A+ 84.9
Allstate 69 92 92 83% A+ 84.4
American Family 77 96 80 85% A 83.8
Esurance 70 80 89 77% A+ 79.2
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Data Source: Insure.com Best Car Insurance Companies

State Farm, Geico, Progressive, and Allstate compared

When buying car insurance for young women in New Hampshire, four companies to take a look at are State Farm, Geico, Progressive, and Allstate. Between them, they insure over 45% of the car insurance market in the United States. All of them have slightly different coverage options that you can choose from. The data below rates pricing and service ratings, plus some optional coverages that are available for buyers.

Comparison of Top Four U.S. Auto Insurance Companies
State Farm Geico Progressive Allstate
Claims Handling 2nd 3rd 4th 1st
Price Ranking 2nd 1st 3rd 4th
Discounts Offered 3rd 2nd 4th 1st
Customer Satisfaction 4th 1st 3rd 2nd
Market share percentage 18.3% 11.4% 8.8% 10%
Percent of customers who recommend 88% 87% 88% 86%
Rating from A.M. Best A++ A++ A+ A+
S&P financial rating AA AA+ AA AA-
Rating based on usage Yes No Yes Yes
Uber and Lyft insurance Yes Yes Yes Yes
Mechanical breakdown insurance No Yes Yes No
Accident forgiveness coverage No Yes Yes Yes
Emergency roadside assistance Yes Yes Yes Yes
New car replacement insurance No No No Yes
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