The words “affordable” and “insurance” really don’t belong together, specifically when looking for the best coverage prices for immigrants. Because it’s so expensive, let’s get started by showing you some situations that determine car insurance premiums, and see how we can help you slash the price of the next policy you buy.
Finding low-cost car insurance is difficult, and figuring out which companies quote the best auto insurance rates for immigrants will involve even more rate comparisons. Each auto insurer has a proprietary method for setting rates, so let’s take a look at the most budget-friendly auto insurance companies in Kansas.
Best Cheap Insurance Rates for Migrants
Rank | Company | Cost Per Year |
---|---|---|
1 | USAA | $773 |
2 | The Hartford | $831 |
3 | Auto-Owners | $1,053 |
4 | Allied | $1,065 |
5 | Travelers | $1,073 |
6 | Farmers | $1,175 |
7 | Farm Bureau Mutual | $1,175 |
8 | Nationwide | $1,232 |
9 | State Farm | $1,245 |
10 | California Casualty | $1,281 |
11 | American Family | $1,362 |
12 | Progressive | $1,382 |
13 | Auto Club | $1,479 |
14 | Liberty Mutual | $1,486 |
15 | Safeco | $1,515 |
16 | National Farmers Union | $1,518 |
17 | GEICO | $1,561 |
18 | Electric | $1,677 |
19 | Shelter | $1,718 |
20 | Safe Auto | $1,811 |
Get a Custom Quote Go |
USAA offers some of the lowest car insurance rates in Kansas at around $773 a year. The Hartford, Auto-Owners, Allied, and Travelers are also some of the best Kansas car insurance companies.
As shown in the rates above, if you currently have coverage with Allied and switched to The Hartford, you may realize a yearly savings of upwards of $234. Customers with Travelers could save as much as $242 a year, and Farmers policyholders might reduce prices by as much as $344 a year.
Bear in mind that those estimates are averages for all insureds and vehicles and do not factor in a price decrease for immigrants. So the auto insurance company that fits your needs best may not even be shown in the above list. That helps illustrate why you need to get car insurance quotes using your own driver information and specific vehicle type.
The type of vehicle needing coverage is one of the primary factors when comparison shopping for the best cheap auto insurance for immigrants in Kansas. Vehicles with high performance engines, poor safety ratings, or an increased likelihood of liability claims will cost significantly more to insure than safer, lower-performance models. The information below illustrates car insurance rates for a selection of the cheapest automobiles to buy coverage for.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Malibu LS | $756 | $378 | $63 |
Ford Focus SEL 4-Dr Sedan | $780 | $390 | $65 |
Ford Fusion Sport 4-Dr Sedan | $810 | $405 | $68 |
Honda Accord LX 4-Dr Sedan | $638 | $319 | $53 |
Honda Civic SI 2-Dr Coupe | $994 | $497 | $83 |
Hyundai Elantra SE 4-Dr Sedan | $796 | $398 | $66 |
Kia Optima SX | $864 | $432 | $72 |
Nissan Altima 2.5 4-Dr Sedan | $756 | $378 | $63 |
Toyota Camry SE | $796 | $398 | $66 |
Volkswagen Jetta SE 4-Dr Sedan | $810 | $405 | $68 |
Get a Custom Quote for Your Car Go |
Table data represents married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Kansas minimum liability limits. Discounts applied include homeowner, multi-policy, safe-driver, multi-vehicle, and claim-free. Rate information does not factor in specific garaging location which can influence premium rates greatly.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Acura MDX with Tech Package 4WD | $826 | $413 | $69 |
Chevrolet Traverse LS AWD | $668 | $334 | $56 |
Ford Escape Limited 4WD | $696 | $348 | $58 |
Ford Expedition Eddie Bauer 2WD | $750 | $375 | $63 |
Ford Explorer Limited 2WD | $770 | $385 | $64 |
GMC Acadia SLT AWD | $770 | $385 | $64 |
Honda CR-V EX 2WD | $638 | $319 | $53 |
Honda Pilot EX 2WD | $728 | $364 | $61 |
Jeep Grand Cherokee Laredo 2WD | $756 | $378 | $63 |
Jeep Patriot Sport 4WD | $698 | $349 | $58 |
Jeep Wrangler Unlimited Sahara 2WD 4-Dr | $776 | $388 | $65 |
Toyota 4Runner Trail Edition 4WD | $766 | $383 | $64 |
Toyota Highlander Hybrid Limited 4WD | $826 | $413 | $69 |
Toyota RAV4 Limited 4WD | $756 | $378 | $63 |
Get a Custom Quote for Your SUV or Crossover Go |
Price data assumes married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Kansas minimum liability limits. Discounts applied include multi-policy, homeowner, multi-vehicle, safe-driver, and claim-free. Rates do not factor in specific zip code location which can influence auto insurance rates considerably.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Silverado 2500HD LTZ Crew Cab 4WD | $810 | $405 | $68 |
Chevrolet Silverado Crew Cab Hybrid 4WD | $868 | $434 | $72 |
Dodge Ram Quad Cab TRX4 Off Road 2WD | $824 | $412 | $69 |
Ford F-150 XLT Crew Cab 4WD | $770 | $385 | $64 |
Ford F-250 XLT 4WD | $912 | $456 | $76 |
GMC Sierra 2500HD SLT Extended Cab 4WD | $852 | $426 | $71 |
GMC Sierra 3500HD SLE Crew Cab 4WD | $970 | $485 | $81 |
GMC Sierra SLT Crew Cab 4WD | $868 | $434 | $72 |
Toyota Tacoma Double Cab TRD Off-Road Package 4WD | $770 | $385 | $64 |
Toyota Tundra Double Cab 4WD | $824 | $412 | $69 |
Get a Custom Quote for Your Truck Go |
Cost estimates assume married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Kansas minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, multi-vehicle, and claim-free. Premium costs do not factor in Kansas location which can influence price quotes greatly.
Selecting the highest-rated insurance company can be a challenge considering how many different companies sell coverage in Kansas. The information shown below may help you decide which coverage providers to look at comparing rates from.
The rankings below are only made up of the largest companies in the United States, so companies that have a smaller presence are not factored into the list. If you wish to compare rates from these and other companies in Kansas, click this link.
Insurance companies that sell the best cheap auto insurance for immigrants in Kansas could also offer special discounts that could lower prices by 25% or more if you are eligible for them. Companies and a selection of discounts include:
Discount | State Farm | Allstate | Progressive | Geico | Liberty Mutual | Nationwide | Farmers |
---|---|---|---|---|---|---|---|
Bundle discount | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Multi-vehicle | Yes | No | Yes | Yes | Yes | Yes | Yes |
Theft prevention | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Anti-lock brakes | Yes | Yes | No | Yes | Yes | No | No |
Passive restraint | Yes | Yes | No | Yes | Yes | Yes | Yes |
Running lights | Yes | No | No | Yes | No | No | Yes |
New vehicle | Yes | Yes | No | No | No | Yes | Yes |
Eco-friendly vehicle | No | Yes | No | No | Yes | No | Yes |
No accidents | Yes | Yes | Yes | Yes | No | Yes | Yes |
Defensive driving course | Yes | Yes | Yes | Yes | No | Yes | Yes |
Low mileage | Yes | Yes | Yes | No | Yes | Yes | No |
Military | Yes | No | Yes | Yes | No | No | Yes |
Occupational | No | No | No | Yes | Yes | Yes | Yes |
Pay in full | No | Yes | Yes | Yes | Yes | Yes | Yes |
Email statements | No | Yes | Yes | Yes | Yes | Yes | Yes |
Brand loyalty | Yes | No | Yes | No | No | Yes | Yes |
Early sign-up | No | Yes | No | No | No | Yes | Yes |
Good student | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Student away from home | Yes | Yes | Yes | No | Yes | Yes | Yes |
Own a home | No | No | Yes | No | No | No | Yes |
Use seat belts | No | No | No | Yes | No | No | No |
Compare Rates Now Go |
The example below compares car insurance costs with and without discounts applied to the rates. The premiums assume a male driver, a clean driving record, no claims, Kansas state minimum liability limits, comp and collision included, and $1,000 deductibles.
The first bar for each age group shows premium with no discounts. The lower bar shows the rates with multiple vehicle, safe-driver, homeowner, anti-theft, defensive driving course, and passive restraint discounts applied. With discounts applied, the average amount saved each year on auto insurance for immigrants is 42% or $508.
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