Best Cheap Car Insurance Quotes for Good Students in Alabama

When talking about car insurance, the words “affordable” or “cheap” really should not be used as a descriptor for auto insurance rates. It’s a simple fact that cheap car insurance for good students can be difficult to find. Don’t let that discourage you, because we will teach you how you can find car insurance that is easy on your budget.

The type of vehicle requiring insurance is one of the largest factors that determines if you can find the most affordable insurance for good students. Vehicles with high performance, a lack of modern safety features, or a track record of large liability claims will cost substantially more to insure than more economical and safe models.

The next table features insurance costs for a handful of the most economical vehicles to insure in Alabama.

Premium data assumes single male driver age 16, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Alabama minimum liability limits. Discounts applied include safe-driver, and claim-free. Prices do not factor in your specific Alabama location which can alter price quotes greatly.

Based upon the rates shown, we can assume that makes and models like the Honda Accord, Ford Escape, Honda CR-V, and Subaru Forester are some of the most budget-friendly vehicles to insure for student drivers.

When buying car insurance for student drivers, one of the key criteria that establish the price of your policy is where you choose to live in Alabama. Areas that are more densely populated like Birmingham, Bessemer, and Prichard tend to pay higher rates, whereas areas with less traffic congestion and claims generally pay less for car insurance.

The next table illustrates the highest-priced areas in Alabama for good students to buy auto insurance in.

Price information shown is estimated as the vehicle garaging location can modify prices considerably.

Determining which insurers offer the best car insurance rates for good students requires a little more sweat than just comparing rates from one or two companies. Each insurance company has their own process for determining rates, so let’s look at the rankings for the lowest cost car insurance companies in Alabama.

It’s important that readers know that Alabama car insurance rates are determined by lots of factors that will increase or decrease the price you pay. Simply having a birthday, buying another vehicle, or having a fender bender can trigger rate changes resulting in some rates now being cheaper than before.

Lowest Insurance Price Quotes for Students

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Travelers may offer some of the cheapest car insurance rates in Alabama at around $783 each year. Cincinnati Insurance, USAA, GEICO, and Auto-Owners also are some of the best Alabama car insurance companies.

As the example above demonstrates, if you currently have a policy with Auto-Owners and switched to Cincinnati Insurance, you could realize annual savings of upwards of $370. Alabama drivers with Safeway could save as much as $394 a year, and Country insureds might lower prices by up to $395 a year.

To find out how your current rates compare, click here to start your custom quote or quote prices from the following companies.

Be aware that those rates are averaged for all ages of drivers and types of vehicles and do not take into consideration a rate discount for good students. So the car insurance company that fits your needs best may not even be shown in the chart above. That is why you need to compare rates from multiple companies using your own driver data and vehicle information.

State Farm, Allstate, Progressive, or Geico: Which is best?

If you’re looking for the best car insurance for student drivers in Alabama, the four most popular companies are State Farm, Allstate, Progressive, and Geico. If you add them together, they insure about half of the car insurance market in the United States. The table below compares pricing and service ratings, plus some optional coverages you can buy with each company.