Best Cheap Car Insurance for Low Credit Scores in New Hampshire

The words “bargain” and “auto insurance” probably shouldn’t be used in the same sentence, especially when looking for the cheapest auto insurance for low credit scores. In an attempt to save some money, let’s learn about a few of the things that help determine car insurance premiums, and find a few ways to take a little off the next policy you buy.

The type of vehicle driven is probably the most important factor in finding cheap coverage for low credit scores. Vehicles with lower performance, excellent safety ratings, or a positive history of liability claims will cost significantly less to insure than adrenaline junky models.

The information below estimates car insurance rates for a number of the cheaper vehicles to buy coverage for.

Price data assumes married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and New Hampshire minimum liability limits. Discounts applied include multi-policy, safe-driver, homeowner, claim-free, and multi-vehicle. Prices do not factor in specific zip code location which can affect auto insurance rates noticeably.

Based upon the table data, cars like the Ford Escape, Honda CR-V, Kia Forte, Subaru Forester, and Hyundai Tucson will be some of the more affordable vehicles to insure for bad credit.

Establishing which company has the cheapest insurance rates for low credit scores requires a little more effort in order to find the most economical policy.

Each company has a different process for setting prices, so to begin we’ll rank the insurance companies with the overall best prices in New Hampshire.

Best Auto Insurance Prices in New Hampshire

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Concord has some of the most affordable car insurance rates in New Hampshire at around $691 per year. Travelers, Patriot, USAA, and Amica also rank well as some of the cheaper New Hampshire car insurance companies.

As depicted above, if you have coverage with USAA and switched to Concord, you could earn an annual savings of upwards of $154. Customers with Amica might save as much as $189 a year, and Vermont Mutual customers might reduce rates by $209 a year.

To see if your current coverage is too expensive, click here or click through to the companies below.

Understand that those prices are averages across all drivers and vehicles in New Hampshire and and are not calculated with a price discount for low credit scores. So the auto insurance company that can offer you the best rate may not even be shown in the list of companies shown earlier. That affirms the importance of why you need to get car insurance quotes using your own specific driver information and vehicle.

Insuring your vehicle with the right insurance provider is hard considering how many different companies there are to choose from in New Hampshire. The company ratings displayed below can help you choose which car insurance providers you want to consider when comparing auto insurance rates for low credit scores. The rankings below include the largest companies in the United States, so companies that have a smaller presence will not be included in this list.

Top 10 Major Auto Insurance Providers in New Hampshire Ranked by Customer Service

1. American Family
2. The Hartford
3. Progressive
4. Travelers
5. State Farm
6. GEICO
7. USAA
8. Allstate
9. Farmers Insurance
10. Safeco Insurance

Top 10 Major Auto Insurance Providers in New Hampshire Ranked by Value

1. The General
2. The Hartford
3. Farmers Insurance
4. Safeco Insurance
5. AAA Insurance
6. 21st Century
7. Travelers
8. State Farm
9. Progressive
10. American Family