Finding cheaper insurance for a Jeep Wrangler in South Carolina is contingent on dozens of factors like whether or not you are married, if you have maintained coverage continuously, and violations on your driving record. Drivers in South Carolina pay approximately $990 annually to buy Jeep Wrangler insurance, but that rate is a valuation based on a 40-year-old married male driver that included full coverage and $250 physical damage deductibles.
But there is a good chance that you are not 40 and possibly not even male, maybe you are single instead of married, or maybe you are just looking for cheap liability insurance. Having the smallest difference in input factors can result in big changes in the cost of insurance.
There is no one cookie-cutter policy that works for everyone, so the only real way to find cheap insurance prices for your Jeep is to compare as many rates as you can. It’s really quite easy you can get rates from the best auto insurance companies available.
View Jeep Wrangler Insurance Rates
Your Jeep’s trim level impacts the cost of insurance, so the price you pay to insure a Wrangler Sport 4WD 2-Dr model will be $252 cheaper than the price to insure the more well-appointed Wrangler Unlimited Rubicon 4WD 4-Dr model, as shown by the rates below.
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
Wrangler Sport 4WD 2-Dr | $210 | $264 | $352 | $20 | $106 | $952 | $79 |
Wrangler Unlimited Sport 2WD 4-Dr | $210 | $264 | $440 | $26 | $132 | $1,072 | $89 |
Wrangler Sport Islander Package 4WD 2-Dr | $210 | $336 | $352 | $20 | $106 | $1,024 | $85 |
Wrangler Unlimited Sport 4WD 4-Dr | $240 | $264 | $440 | $26 | $132 | $1,102 | $92 |
Wrangler Sahara 4WD 2-Dr | $240 | $336 | $352 | $20 | $106 | $1,054 | $88 |
Wrangler Unlimited Sport Islander Package 4WD 4-Dr | $240 | $264 | $440 | $26 | $132 | $1,102 | $92 |
Wrangler Unlimited Sahara 2WD 4-Dr | $240 | $264 | $440 | $26 | $132 | $1,102 | $92 |
Wrangler Rubicon 4WD 2-Dr | $240 | $336 | $352 | $20 | $106 | $1,054 | $88 |
Wrangler Unlimited Sahara 4WD 4-Dr | $240 | $336 | $440 | $26 | $132 | $1,174 | $98 |
Wrangler Unlimited Rubicon 4WD 4-Dr | $270 | $336 | $440 | $26 | $132 | $1,204 | $100 |
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Price data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and South Carolina minimum liability limits. Discounts applied include multi-vehicle, claim-free, homeowner, multi-policy, and safe-driver. Rate quotes do not factor in vehicle location which can decrease or increase prices greatly.
Picking the top car insurance provider is difficult considering how many different companies there are to choose from in South Carolina. The ranking data below can help you pick which coverage providers to look at when comparing auto insurance rates for a Jeep Wrangler. These rankings are for companies that insure vehicles nationwide, so smaller regional companies will not be included in these rankings.
Company | Value | Customer Service | Claims | Customer Satisfaction | A.M Best Rating | Overall Score |
---|---|---|---|---|---|---|
Travelers | 93 | 98 | 99 | 88% | A++ | 95.1 |
USAA | 83 | 99 | 100 | 91% | A++ | 94.1 |
AAA Insurance | 91 | 95 | 92 | 90% | A | 93.3 |
Nationwide | 85 | 95 | 97 | 89% | A+ | 92.4 |
Allstate | 77 | 100 | 97 | 88% | A+ | 90.7 |
State Farm | 80 | 94 | 96 | 88% | A++ | 90.6 |
The Hartford | 88 | 93 | 91 | 87% | A+ | 90.4 |
Safeco Insurance | 91 | 95 | 85 | 88% | A | 90.2 |
Progressive | 88 | 94 | 83 | 88% | A+ | 90.1 |
American Family | 91 | 86 | 95 | 83% | A | 89.7 |
Esurance | 86 | 90 | 94 | 90% | A+ | 89.5 |
The General | 86 | 93 | 89 | 84% | A- | 88.2 |
GEICO | 79 | 89 | 95 | 87% | A++ | 87.8 |
Titan Insurance | 86 | 82 | 92 | 86% | A+ | 86.5 |
21st Century | 86 | 82 | 90 | 84% | A | 86.4 |
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Data Source: Insure.com Best Car Insurance Companies
Insurance companies that offer the cheapest insurance for a Jeep Wrangler in South Carolina may also offer premium discounts that can reduce rates by as much as 40% or more if you meet specific criteria. Larger car insurance companies and some of the premium reductions they offer are included below.
The example below shows the difference between car insurance costs with and without discounts being applied to the rates. The rate quotes are based on a male driver, a clean driving record, no at-fault accidents, South Carolina state minimum liability limits, comp and collision included, and $250 deductibles.
The first bar for each age group shows the average annual price with no discounts. The lower bar shows the rates with claim-free, marriage, passive restraint, safe-driver, anti-theft, and multiple policy discounts applied. When discounts are factored in, the the amount saved on car insurance for a Jeep Wrangler is 28% or $574.
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When comparing insurance for a Wrangler in South Carolina, four of the best places to start are Geico, State Farm, Allstate, and Progressive. They all have a different combination of discounts, features, and options that buyers can choose from. The following table ranks ratings and policy coverage options offered by each company.
Geico | State Farm | Allstate | Progressive | |
---|---|---|---|---|
Policy Cost | 1st | 2nd | 4th | 3rd |
Discounts Available | 2nd | 3rd | 1st | 4th |
Client Satisfaction | 1st | 4th | 2nd | 3rd |
Handling of Claims | 3rd | 2nd | 1st | 4th |
A.M. Best rating | A++ | A++ | A+ | A+ |
Standard & Poor’s rating | AA+ | AA | AA- | AA |
Usage-based rating | No | Yes | Yes | Yes |
Mechnical breakdown | Yes | No | No | Yes |
Accident forgiveness coverage | Yes | No | Yes | Yes |
Rideshare coverage | Yes | Yes | Yes | Yes |
New car replacement coverage | No | No | Yes | No |
Emergency roadside assistance | Yes | Yes | Yes | Yes |
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