Cheap Auto Insurance for Lyft Drivers in West Virginia

The words “affordable” and “auto insurance” really don’t belong together, specifically when you are looking for the cheapest auto insurance for Lyft drivers. Because it’s so expensive, let’s take a look at a few of the factors that influence insurance rates, and come up with some ways to slash the price of your next policy.

Performance level and cost of the vehicle that is being insured is probably the most important factor when consumers are trying to find cheap car insurance for Lyft drivers in West Virginia. Vehicles with higher performance, a lack of safety features, or a high likelihood of having liability claims will cost significantly more to insure than more modest models.

The next lists features insurance prices for the most cost-effective vehicles to insure in West Virginia.

Table data represents married male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and West Virginia minimum liability limits. Discounts applied include multi-vehicle, multi-policy, safe-driver, homeowner, and claim-free. Price information does not factor in specific zip code location which can raise or lower auto insurance rates greatly.

Premium data assumes married male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and West Virginia minimum liability limits. Discounts applied include safe-driver, multi-vehicle, multi-policy, homeowner, and claim-free. Estimates do not factor in specific location which can alter premiums substantially.

Table data assumes married male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and West Virginia minimum liability limits. Discounts applied include claim-free, safe-driver, multi-policy, multi-vehicle, and homeowner. Premium costs do not factor in vehicle location which can affect coverage prices greatly.

Finding cheap auto insurance is not the easiest thing to do, and determining which companies have the cheapest auto insurance rates for Lyft drivers may require even more shopping around.

Every insurance provider uses their own calculation for determining prices, so let’s take a look at the auto insurance companies with the overall cheapest rates in West Virginia. We do need to point out that West Virginia auto insurance rates are calculated based on many things that will increase or decrease the price you have to pay for coverage. Events like turning one year older, buying a different vehicle, or getting into an accident can trigger price changes resulting in some rates now being much cheaper than others.

Find Cheaper Car Insurance for Your Lyft Vehicle

Compare Rates Now

Erie quotes some of the best car insurance rates in West Virginia at around $904 a year. The Hartford, State Auto, Westfield, and USAA would also make the list of some of the lowest-priced West Virginia insurance companies.

In this example, if you are insured with Westfield and switched to Erie, you may see a yearly savings of upwards of $397. Customers with USAA may save as much as $422 a year, and Progressive insureds might cut rates by $590 a year.

To see if your current coverage is too expensive, click here to begin a quote or visit any of the companies below.

It’s important to note that these policy rates are averaged across all drivers and vehicles and do not factor in a rate decrease for Lyft drivers. So the insurer that has the cheapest price for you may not even be featured in the above rate chart. That is why you need to get quotes using your own specific driver and vehicle information.

For West Virginia drivers, one of the criteria that helps auto insurance companies calculate rate quotes is the neighborhood you call home in West Virginia. Areas with more people or more claims like Elkins, Huntington, and Beckley are more likely to pay higher prices, whereas areas that tend to be more rural benefit from lower coverage costs.

The following table sorts the most expensive areas in West Virginia for Lyft drivers in which to buy car insurance.

Price information shown is comparative as the specific garaging location can change premium rates significantly.

Selecting a high-quality car insurance company can be difficult considering how many companies sell insurance in West Virginia. The ranking information listed below may help you choose which auto insurance companies you want to consider when comparing rate quotes. These rankings include companies that write coverage in many states, so smaller regional companies are not included in these rankings.

State Farm, Geico, Allstate, or Progressive: Who is best?

When it comes to buying auto insurance for Lyft vehicles in West Virginia, the companies with the most market share are State Farm, Geico, Allstate, and Progressive. When combined, they insure over 45% of the car insurance market in the United States. The following table compares ratings for price and service, as well as some optional coverages shoppers can expect to find with each one.

How to get cheap car insurance for Lyft drivers in West Virginia

It’s not impossible to find cheaper rates, and here are some of the recommended penny-pinching suggestions that can help West Virginia drivers get more affordable car insurance.

• Tickets and violations raise rates
• Raise deductibles to save money
• Safer vehicles generally have cheaper insurance rates
• Good credit scores may make rates cheaper
• Avoid accidents and claims
• Compare rates regularly to ensure the best deal

The last tip in the list is particularly important, as we hit on in this piece. Car insurance prices can change considerably in a year, so don’t be unwilling to switch to a new company if a more affordable price is available.

Sticking with a specific company is fine, but it’s not a great idea if that devotedness results in you overpaying a lot of money every month. Now is a great time to compare rates and find cheaper insurance for Lyft drivers.