Cheapest Car Insurance for Hybrid Vehicles in North Dakota

Cheapest Car Insurance for Hybrid Vehicles in North Dakota

Finding reliable, affordable insurance is not easy, and figuring out which companies have the most affordable insurance rates for hybrid vehicles requires even more shopping around. Each auto insurer has a unique formula to set policy rates, so we’ll go over the most competitive insurance companies in North Dakota.

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Cheapest North Dakota auto insurance companies
Rank Company Cost Per Year
1 USAA $704
2 Nodak Mutual $918
3 Allied $921
4 Grinnell $1,059
5 State Farm $1,108
6 Safeco $1,134
7 State Auto $1,299
8 Progressive $1,333
9 Auto-Owners $1,422
10 Allstate $1,489
11 American Family $1,492
12 Auto Club Group $1,502
13 MetLife $1,588
14 EMC $1,703
15 National Farmers Union $1,789
16 North Star $2,044
17 GEICO $2,080
18 Farmers $2,202
19 Liberty Mutual $2,471
20 Dairyland $5,248
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USAA normally has some of the best car insurance rates in North Dakota at around $704 per year. Nodak Mutual, Allied, Grinnell, and State Farm also qualify as some of the best North Dakota insurance companies.

As the rates illustrate above, if you currently buy coverage from Allied and switched to USAA, you could realize annual savings of roughly $217. Policyholders with Grinnell may save as much as $355 a year, and State Farm policyholders might cut rates by $404 a year.

To discover how much you can save, click here to start your free quote or click several companies below for low rates.

It’s important to note that these premium estimates are averages for all drivers and vehicles and and are not figured with a rate decrease for hybrid vehicles. So the company that is best suited for you may not even be featured in the chart above. That illustrates why you need to quote rates from many companies using your own driver information and specific vehicle type.

The vehicle to be insured is one of the primary factors when comparison shopping for the best auto insurance for hybrid vehicles. Vehicles with average performance, good crash test ratings, or a low likelihood of liability claims will cost substantially less to insure than high performance models.

The information below presents car insurance rates for a selection of the most affordable vehicles to insure.

Cheapest Auto Insurance Rates for Hybrid Vehicles in North Dakota
Vehicle Insured Estimated Cost for Full Coverage
Ford Escape XLT 2WD $609
Honda CR-V LX 2WD $619
Volkswagen Jetta S 2.5 Station Wagon $669
Toyota Prius $687
Honda Accord EX 4-Dr Sedan $699
Chevrolet Equinox LT 2WD $721
Hyundai Tucson Limited 4WD $726
Dodge Grand Caravan Hero $721
GMC Sierra SL Extended Cab 2WD $731
Toyota Highlander SE 2WD $739
Honda Civic LX-S 4-Dr Sedan $747
Honda Odyssey LX $752
Jeep Wrangler Sport Islander Package 4WD 2-Dr $756
Ford Explorer XLT 2WD $772
Jeep Grand Cherokee Limited 4WD $781
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Price data assumes married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and North Dakota minimum liability limits. Discounts applied include multi-policy, safe-driver, homeowner, claim-free, and multi-vehicle. Price estimates do not factor in specific garaging location which can revise price quotes greatly.

Based upon these rates, we can infer that vehicles like the Ford Escape, Honda CR-V, and Volkswagen Jetta are most likely to be the less-costly vehicles to insure for hybrids.

Ratings for North Dakota insurance companies

Ending up with a high-quality auto insurance company can be rather challenging considering how many choices you have in North Dakota. The ranking information displayed below can help you analyze which companies you want to consider when trying to find cheaper insurance for hybrid vehicles. These rankings only include large insurance companies, so companies that have a smaller presence will not be included in the list.

Top 10 Major Auto Insurance Companies in North Dakota Ranked by Claims Service

  1. Progressive
  2. Liberty Mutual
  3. Nationwide
  4. USAA
  5. GEICO
  6. AAA Insurance
  7. Safeco Insurance
  8. Esurance
  9. The General
  10. The Hartford

Top 10 Major Auto Insurance Companies in North Dakota Ranked by Customer Satisfaction

  1. USAA – 92%
  2. 21st Century – 88%
  3. Nationwide – 88%
  4. American Family – 88%
  5. State Farm – 88%
  6. Farmers Insurance – 87%
  7. Liberty Mutual – 87%
  8. AAA Insurance – 87%
  9. The Hartford – 87%
  10. Progressive – 87%

Does State Farm, Allstate, Progressive, or Geico have the cheapest car insurance?

If you are shopping around for auto insurance for hybrids, four companies you’ll want quotes from are State Farm, Allstate, Progressive, and Geico. The data below compares pricing and service ratings, as well as optional policy coverages you can buy with each company.

Car Insurance Companies Compared
State Farm Allstate Progressive Geico
Client Satisfaction 4th 2nd 3rd 1st
Claims Service 2nd 1st 4th 3rd
Price Ranking 2nd 4th 3rd 1st
Policy Discounts 3rd 1st 4th 2nd
Percent of U.S. market 18.3% 10% 8.8% 11.4%
Recommend by customers 88% 86% 88% 87%
A.M. Best financial rating A++ A+ A+ A++
S&P financial rating AA AA- AA AA+
Breakdown insurance No No Yes Yes
Roadside assistance Yes Yes Yes Yes
Accident forgiveness coverage No Yes Yes Yes
New car replacement No Yes No No
Coverage for ridesharing Yes Yes Yes Yes
Rating based on usage Yes Yes Yes No
Insure in North Dakota Yes Yes Yes Yes
Insurance Agents Only from State Farm agents Only buy from Allstate agents Buy online or from an independent agent Can buy online or use a Geico agent
Number of agents 18,000+ 11,000+ 30,000+ 150+
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