Finding reliable, affordable insurance is not easy, and figuring out which companies have the most affordable insurance rates for hybrid vehicles requires even more shopping around. Each auto insurer has a unique formula to set policy rates, so we’ll go over the most competitive insurance companies in North Dakota.
Find the Best Cheap Insurance for Hybrids
Rank | Company | Cost Per Year |
---|---|---|
1 | USAA | $704 |
2 | Nodak Mutual | $918 |
3 | Allied | $921 |
4 | Grinnell | $1,059 |
5 | State Farm | $1,108 |
6 | Safeco | $1,134 |
7 | State Auto | $1,299 |
8 | Progressive | $1,333 |
9 | Auto-Owners | $1,422 |
10 | Allstate | $1,489 |
11 | American Family | $1,492 |
12 | Auto Club Group | $1,502 |
13 | MetLife | $1,588 |
14 | EMC | $1,703 |
15 | National Farmers Union | $1,789 |
16 | North Star | $2,044 |
17 | GEICO | $2,080 |
18 | Farmers | $2,202 |
19 | Liberty Mutual | $2,471 |
20 | Dairyland | $5,248 |
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USAA normally has some of the best car insurance rates in North Dakota at around $704 per year. Nodak Mutual, Allied, Grinnell, and State Farm also qualify as some of the best North Dakota insurance companies.
As the rates illustrate above, if you currently buy coverage from Allied and switched to USAA, you could realize annual savings of roughly $217. Policyholders with Grinnell may save as much as $355 a year, and State Farm policyholders might cut rates by $404 a year.
To discover how much you can save, click here to start your free quote or click several companies below for low rates.
It’s important to note that these premium estimates are averages for all drivers and vehicles and and are not figured with a rate decrease for hybrid vehicles. So the company that is best suited for you may not even be featured in the chart above. That illustrates why you need to quote rates from many companies using your own driver information and specific vehicle type.
The vehicle to be insured is one of the primary factors when comparison shopping for the best auto insurance for hybrid vehicles. Vehicles with average performance, good crash test ratings, or a low likelihood of liability claims will cost substantially less to insure than high performance models.
The information below presents car insurance rates for a selection of the most affordable vehicles to insure.
Vehicle Insured | Estimated Cost for Full Coverage |
---|---|
Ford Escape XLT 2WD | $609 |
Honda CR-V LX 2WD | $619 |
Volkswagen Jetta S 2.5 Station Wagon | $669 |
Toyota Prius | $687 |
Honda Accord EX 4-Dr Sedan | $699 |
Chevrolet Equinox LT 2WD | $721 |
Hyundai Tucson Limited 4WD | $726 |
Dodge Grand Caravan Hero | $721 |
GMC Sierra SL Extended Cab 2WD | $731 |
Toyota Highlander SE 2WD | $739 |
Honda Civic LX-S 4-Dr Sedan | $747 |
Honda Odyssey LX | $752 |
Jeep Wrangler Sport Islander Package 4WD 2-Dr | $756 |
Ford Explorer XLT 2WD | $772 |
Jeep Grand Cherokee Limited 4WD | $781 |
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Price data assumes married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and North Dakota minimum liability limits. Discounts applied include multi-policy, safe-driver, homeowner, claim-free, and multi-vehicle. Price estimates do not factor in specific garaging location which can revise price quotes greatly.
Based upon these rates, we can infer that vehicles like the Ford Escape, Honda CR-V, and Volkswagen Jetta are most likely to be the less-costly vehicles to insure for hybrids.
Ending up with a high-quality auto insurance company can be rather challenging considering how many choices you have in North Dakota. The ranking information displayed below can help you analyze which companies you want to consider when trying to find cheaper insurance for hybrid vehicles. These rankings only include large insurance companies, so companies that have a smaller presence will not be included in the list.
If you are shopping around for auto insurance for hybrids, four companies you’ll want quotes from are State Farm, Allstate, Progressive, and Geico. The data below compares pricing and service ratings, as well as optional policy coverages you can buy with each company.
State Farm | Allstate | Progressive | Geico | |
---|---|---|---|---|
Client Satisfaction | 4th | 2nd | 3rd | 1st |
Claims Service | 2nd | 1st | 4th | 3rd |
Price Ranking | 2nd | 4th | 3rd | 1st |
Policy Discounts | 3rd | 1st | 4th | 2nd |
Percent of U.S. market | 18.3% | 10% | 8.8% | 11.4% |
Recommend by customers | 88% | 86% | 88% | 87% |
A.M. Best financial rating | A++ | A+ | A+ | A++ |
S&P financial rating | AA | AA- | AA | AA+ |
Breakdown insurance | No | No | Yes | Yes |
Roadside assistance | Yes | Yes | Yes | Yes |
Accident forgiveness coverage | No | Yes | Yes | Yes |
New car replacement | No | Yes | No | No |
Coverage for ridesharing | Yes | Yes | Yes | Yes |
Rating based on usage | Yes | Yes | Yes | No |
Insure in North Dakota | Yes | Yes | Yes | Yes |
Insurance Agents | Only from State Farm agents | Only buy from Allstate agents | Buy online or from an independent agent | Can buy online or use a Geico agent |
Number of agents | 18,000+ | 11,000+ | 30,000+ | 150+ |
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