How Much are Insurance Quotes for a Mazda CX-7 in Oregon?

Because the topic is auto insurance, the words “affordable” or “cheap” shouldn’t be used as a descriptor for auto insurance rates. Be that as it may, cheap auto insurance for a Mazda CX-7 is pretty hard to find. Don’t let that bother you, though, because we are going to show you some ways you can still get coverage that you can afford.

Whether or not you can find cheaper insurance for a Mazda CX-7 in Oregon is contingent on things such as whether you are a new or experienced driver, whether you are claim-free, and any driving offenses on your record. Drivers on average pay around $1,370 a year to insure their CX-7, but that price is assuming a 30-year-old single female driver who needs full physical damage coverage and $100 deductibles.

There is a really good chance that you are not exactly 30 years old and possibly not even female, married instead of single, or maybe your CX-7 doesn’t need comprehensive and collision coverage. Even a minor change in the criteria used to calculate rates can make a large difference in the cost of a policy.

This demonstrates why the only real way to find the cheapest insurance price for your Mazda is to quote often and with as many companies as possible.

View Mazda CX-7 Insurance Rates

Vehicle trim level will influence the cost of coverage, so the rate you will pay to insure a CX-7 SV 2WD trim level will be $188 less expensive the cost to insure the more well-appointed CX-7 Grand Touring 4WD trim level, as shown in the table below.

Prices based on single female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Oregon minimum liability limits. Discounts applied include claim-free, multi-vehicle, multi-policy, safe-driver, and homeowner. Rate information does not factor in specific location information which can modify coverage rates noticeably.

Choosing the best insurance company can be difficult considering how many choices drivers have in Oregon. The company ratings listed below can help you choose which car insurance providers you want to consider when trying to find the cheapest insurance for a Mazda CX-7.

The rankings below are for companies who write in the majority of U.S. states, so companies without a large exposure will not be included in this list. If you’d like to compare prices from the insurers below and more, click this link.

Get discounts on Oregon insurance

Car insurance companies that sell cheap insurance for a Mazda CX-7 in Oregon may also give you rate discounts that could reduce prices by as much as 25% or more if you qualify for them. Popular car insurance companies and a partial list of their discounts are:

• State Farm offers premium reductions for Steer Clear safe driver discount, safe vehicle, student away at school, passive restraint, Drive Safe & Save, and multiple autos.
• Farmers Insurance has savings for multi-car, alternative fuel, electronic funds transfer, youthful driver, and bundle discounts.
• Progressive discounts include multi-vehicle, good student, online signing, homeowner, and online quote discount.
• GEICO offers discounts for good student, federal employee, air bags, multi-vehicle, driver training, and anti-lock brakes.
• Auto-Owners Insurance includes discounts for mature driver, teen driver, multi-policy, safe driver, and anti-theft.
• The Hartford policyholders can earn discounts including anti-theft, defensive driver, air bag, vehicle fuel type, driver training, and bundle.
• Farm Bureau may offer discounts for good student, driver training, safe driver, 55 and retired, multi-policy, and multi-vehicle.
• USAA may have discounts that include multi-policy, annual mileage, new vehicle, loyalty savings, driver training, vehicle storage, and military installation.

The diagram below visualizes the comparison of insurance costs with and without discounts applied. The premium estimates are based on a male driver, no driving violations, no at-fault accidents, Oregon state minimum liability limits, full coverage, and $100 deductibles. The first bar for each age group shows insurance cost with no discounts. The lower bar shows the rates with vehicle safety, anti-theft, homeowner, multiple policy, multiple vehicle, and defensive driving course discounts applied. When these discounts are applied, the the average yearly reduction on car insurance for a Mazda CX-7 is 28% or $602.

Price comparison of only insuring for liability

Finding cheap insurance for a Mazda CX-7 in Oregon is the goal of the majority of drivers, and one easy way to reduce the cost of insurance is to not buy full coverage. The illustration below visualizes the comparison of auto insurance costs with full coverage and liability only. The information is based on no driving violations, no at-fault accidents, $500 deductibles, drivers are single, and no policy discounts are applied.

If averaged out across all ages, physical damage coverage on your policy costs $1,959 per year over liability only. A very common question is if paying for full coverage is worth it. There is no clear-cut formula to stop paying for full coverage on your policy, but there is a broad guideline. If the yearly cost of comp and collision coverage is 10% or more of the replacement cost of your vehicle minus the policy deductible, then you may need to consider dropping full coverage.

Is the best company Allstate, Progressive, Geico, or State Farm?

If you want the best insurance for a CX-7 in Oregon, four companies to consider are Allstate, Progressive, Geico, and State Farm. If you add them together, they insure almost 50% of the entire U.S. market share. The following table points out pricing and service ratings, plus some optional coverages that are available for policyholders.