How Much is Car Insurance for Uber Drivers in Arkansas?

How Much is Car Insurance for Uber Drivers in Arkansas?

When shopping for auto insurance for Uber vehicles, one of the many considerations that establish a rate quote is your zip code in Arkansas. Areas with more people like Little Rock, Hot Springs, and West Memphis will most likely have higher rates, whereas areas that tend to be more rural have the luxury of cheap car insurance for Uber drivers in Arkansas.

The table below illustrates the most expensive cities in Arkansas for Uber drivers in which to purchase auto insurance.

How much is auto insurance in Arkansas?
Rank City Premium Per Year
1 Little Rock $1,533
2 El Dorado $1,482
3 Hot Springs $1,472
4 Texarkana $1,462
5 West Memphis $1,462
6 Cabot $1,439
7 Pine Bluff $1,430
8 Bryant $1,429
9 North Little Rock $1,429
10 Jonesboro $1,424
11 Jacksonville $1,421
12 Maumelle $1,410
13 Benton $1,401
14 Sherwood $1,377
15 Paragould $1,357
16 Searcy $1,353
17 Conway $1,352
18 Van Buren $1,334
19 Fayetteville $1,303
20 Russellville $1,302
21 Springdale $1,301
22 Bentonville $1,289
23 Rogers $1,281
24 Fort Smith $1,264
25 Bella Vista $1,236
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Premium amounts are estimated as zip code location can affect price quotes noticeably.

Finding reliable, cheap auto insurance is not easy, and deciding which insurers offer the most affordable auto insurance rates for Uber drivers calls for even more rate comparisons.

Each auto insurer has their own formula for setting prices, so let’s begin by examining the most affordable auto insurance companies in Arkansas.

Best Cheap Insurance Rates for Your Uber Vehicle

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Arkansas car insurance ranked by cost per year
Rank Company Cost Per Year
1 USAA $981
2 Auto Club $1,035
3 Travelers $1,137
4 Southern Farm Bureau $1,189
5 State Farm $1,224
6 Safeco $1,304
7 Columbia Insurance $1,311
8 Cameron Mutual $1,315
9 Farmers $1,329
10 Auto-Owners $1,373
11 State Auto $1,390
12 Shelter $1,536
13 Progressive $1,626
14 GEICO $1,871
15 Nationwide $2,134
16 Liberty Mutual $2,142
17 MetLife $2,393
18 Allstate $2,539
19 ALFA $2,581
20 Sentry $2,611
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USAA offers some of the cheapest car insurance rates in Arkansas at around $981 per year. Auto Club, Travelers, Southern Farm Bureau, and State Farm also qualify as some of the more affordable Arkansas auto insurance companies.

As the rates illustrate above, if you are insured with State Farm and switched to Auto Club, you might see annual savings of approxmiately $189. Arkansas drivers with Safeco may save as much as $269 a year, and Columbia Insurance policyholders might cut rates by $276 a year.

To get a quick, customized rate comparison, click here to start your custom quote or visit several of the following companies.

Remember that these prices are averages for all drivers and vehicles and and are not figured with a rate decrease for Uber drivers. So the car insurance company that fits your situation best may not even be featured in the above rate chart. That illustrates why you need to quote rates from as many companies as possible using your own driver information and specific vehicle type.

The vehicle model that is being insured is a significant factor when comparing cheap car insurance for Uber drivers. Vehicles with limited top-end speed, a plethora of safety features, or a low likelihood of having liability claims will cost much less to insure than higher performance models. The next list ranks car insurance costs for the most cost-effective vehicles to buy coverage for.

Cheapest Auto Insurance Rates for Uber Drivers in Arkansas
Vehicle Make and Model Estimated Cost for Full Coverage
Honda Accord EX 4-Dr Sedan $920
Honda CR-V LX 2WD $1,005
Ford Escape Limited 2WD $1,031
Toyota RAV4 Sport 4WD $1,086
Chevrolet Equinox LS AWD $1,092
Ford Edge SE 2WD $1,090
Kia Forte SX 4-Dr Sedan $1,108
Jeep Wrangler Sport Islander Package 4WD 2-Dr $1,125
Subaru Forester X Premium AWD $1,135
Toyota Prius $1,145
Toyota Corolla XLE $1,153
Nissan Altima 2.5 S 4-Dr Sedan $1,160
Ford Explorer Eddie Bauer 2WD $1,155
Chevrolet Traverse LTZ 2WD $1,161
Ford Focus SE 4-Dr Sedan $1,165
Jeep Grand Cherokee Limited 4WD $1,175
Chevrolet Impala LS $1,190
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Data based on single male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Arkansas minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, claim-free, and safe-driver. Price estimates do not factor in vehicle garaging location which can decrease or increase insurance rates substantially.

Looking at the numbers, you can see that makes and models like the Honda Accord, Honda CR-V, and Ford Escape are most likely to be a few of the cheapest vehicles to insure for Uber vehicles.

Geico, State Farm, Progressive, or Allstate: Which is best?

When shopping for auto insurance for Uber vehicles, some of the largest companies to start with are Geico, State Farm, Progressive, and Allstate. The data below breaks down ratings for price and service, as well as some optional coverages offered by each company.

Top Car Insurance Company Ratings
Geico State Farm Progressive Allstate
Discounts Available 2nd 3rd 4th 1st
Claims Rank 3rd 2nd 4th 1st
Customer Satisfaction 1st 4th 3rd 2nd
Price Overall 1st 2nd 3rd 4th
Roadside service Yes Yes Yes Yes
Rate for vehicle usage No Yes Yes Yes
Rideshare insurance Yes Yes Yes Yes
Mechanical breakdown insurance Yes No Yes No
Accident forgiveness Yes No Yes Yes
New car replacement No No No Yes
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