When shopping for auto insurance for Uber vehicles, one of the many considerations that establish a rate quote is your zip code in Arkansas. Areas with more people like Little Rock, Hot Springs, and West Memphis will most likely have higher rates, whereas areas that tend to be more rural have the luxury of cheap car insurance for Uber drivers in Arkansas.
The table below illustrates the most expensive cities in Arkansas for Uber drivers in which to purchase auto insurance.
Rank | City | Premium Per Year |
---|---|---|
1 | Little Rock | $1,533 |
2 | El Dorado | $1,482 |
3 | Hot Springs | $1,472 |
4 | Texarkana | $1,462 |
5 | West Memphis | $1,462 |
6 | Cabot | $1,439 |
7 | Pine Bluff | $1,430 |
8 | Bryant | $1,429 |
9 | North Little Rock | $1,429 |
10 | Jonesboro | $1,424 |
11 | Jacksonville | $1,421 |
12 | Maumelle | $1,410 |
13 | Benton | $1,401 |
14 | Sherwood | $1,377 |
15 | Paragould | $1,357 |
16 | Searcy | $1,353 |
17 | Conway | $1,352 |
18 | Van Buren | $1,334 |
19 | Fayetteville | $1,303 |
20 | Russellville | $1,302 |
21 | Springdale | $1,301 |
22 | Bentonville | $1,289 |
23 | Rogers | $1,281 |
24 | Fort Smith | $1,264 |
25 | Bella Vista | $1,236 |
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Premium amounts are estimated as zip code location can affect price quotes noticeably.
Finding reliable, cheap auto insurance is not easy, and deciding which insurers offer the most affordable auto insurance rates for Uber drivers calls for even more rate comparisons.
Each auto insurer has their own formula for setting prices, so let’s begin by examining the most affordable auto insurance companies in Arkansas.
Best Cheap Insurance Rates for Your Uber Vehicle
Rank | Company | Cost Per Year |
---|---|---|
1 | USAA | $981 |
2 | Auto Club | $1,035 |
3 | Travelers | $1,137 |
4 | Southern Farm Bureau | $1,189 |
5 | State Farm | $1,224 |
6 | Safeco | $1,304 |
7 | Columbia Insurance | $1,311 |
8 | Cameron Mutual | $1,315 |
9 | Farmers | $1,329 |
10 | Auto-Owners | $1,373 |
11 | State Auto | $1,390 |
12 | Shelter | $1,536 |
13 | Progressive | $1,626 |
14 | GEICO | $1,871 |
15 | Nationwide | $2,134 |
16 | Liberty Mutual | $2,142 |
17 | MetLife | $2,393 |
18 | Allstate | $2,539 |
19 | ALFA | $2,581 |
20 | Sentry | $2,611 |
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USAA offers some of the cheapest car insurance rates in Arkansas at around $981 per year. Auto Club, Travelers, Southern Farm Bureau, and State Farm also qualify as some of the more affordable Arkansas auto insurance companies.
As the rates illustrate above, if you are insured with State Farm and switched to Auto Club, you might see annual savings of approxmiately $189. Arkansas drivers with Safeco may save as much as $269 a year, and Columbia Insurance policyholders might cut rates by $276 a year.
To get a quick, customized rate comparison, click here to start your custom quote or visit several of the following companies.
Remember that these prices are averages for all drivers and vehicles and and are not figured with a rate decrease for Uber drivers. So the car insurance company that fits your situation best may not even be featured in the above rate chart. That illustrates why you need to quote rates from as many companies as possible using your own driver information and specific vehicle type.
The vehicle model that is being insured is a significant factor when comparing cheap car insurance for Uber drivers. Vehicles with limited top-end speed, a plethora of safety features, or a low likelihood of having liability claims will cost much less to insure than higher performance models. The next list ranks car insurance costs for the most cost-effective vehicles to buy coverage for.
Vehicle Make and Model | Estimated Cost for Full Coverage |
---|---|
Honda Accord EX 4-Dr Sedan | $920 |
Honda CR-V LX 2WD | $1,005 |
Ford Escape Limited 2WD | $1,031 |
Toyota RAV4 Sport 4WD | $1,086 |
Chevrolet Equinox LS AWD | $1,092 |
Ford Edge SE 2WD | $1,090 |
Kia Forte SX 4-Dr Sedan | $1,108 |
Jeep Wrangler Sport Islander Package 4WD 2-Dr | $1,125 |
Subaru Forester X Premium AWD | $1,135 |
Toyota Prius | $1,145 |
Toyota Corolla XLE | $1,153 |
Nissan Altima 2.5 S 4-Dr Sedan | $1,160 |
Ford Explorer Eddie Bauer 2WD | $1,155 |
Chevrolet Traverse LTZ 2WD | $1,161 |
Ford Focus SE 4-Dr Sedan | $1,165 |
Jeep Grand Cherokee Limited 4WD | $1,175 |
Chevrolet Impala LS | $1,190 |
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Data based on single male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Arkansas minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, claim-free, and safe-driver. Price estimates do not factor in vehicle garaging location which can decrease or increase insurance rates substantially.
Looking at the numbers, you can see that makes and models like the Honda Accord, Honda CR-V, and Ford Escape are most likely to be a few of the cheapest vehicles to insure for Uber vehicles.
When shopping for auto insurance for Uber vehicles, some of the largest companies to start with are Geico, State Farm, Progressive, and Allstate. The data below breaks down ratings for price and service, as well as some optional coverages offered by each company.
Geico | State Farm | Progressive | Allstate | |
---|---|---|---|---|
Discounts Available | 2nd | 3rd | 4th | 1st |
Claims Rank | 3rd | 2nd | 4th | 1st |
Customer Satisfaction | 1st | 4th | 3rd | 2nd |
Price Overall | 1st | 2nd | 3rd | 4th |
Roadside service | Yes | Yes | Yes | Yes |
Rate for vehicle usage | No | Yes | Yes | Yes |
Rideshare insurance | Yes | Yes | Yes | Yes |
Mechanical breakdown insurance | Yes | No | Yes | No |
Accident forgiveness | Yes | No | Yes | Yes |
New car replacement | No | No | No | Yes |
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