Who Has Cheap Auto Insurance Quotes for Good Students in Rhode Island?

When discussing car insurance, the word affordable shouldn’t be used as a descriptor for auto insurance rates. Be that as it may, cheap car insurance for good students is pretty hard to find. Don’t let that bother you, though, because we can show you some ways you can still find and buy car insurance that is cheaper than what you have now.

For student drivers, one of the more important considerations that is looked at to help calculate the cost of insurance is where you normally keep your vehicle. Areas that are more densely populated or have higher claim rates like Providence, Pawtucket, and Central Falls tend to pay more, whereas less populated areas generally benefit from lower auto insurance rates.

The illustration below displays the priciest cities in Rhode Island for good students in which to buy car insurance.

Table data uses comparative as specific location information can impact auto insurance rates substantially.

Deciding which companies quote the cheapest auto insurance rates for good students requires a little more sweat than just comparing a company or two.

Every insurance provider has their own process for filing rates in each state, so let’s take a look at the auto insurance companies that tend to have lower prices in Rhode Island.

Best Cheap Insurance Rates for Students

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USAA generally has some of the lowest car insurance rates in Rhode Island at around $698 each year. State Farm, Travelers, Amica, and Progressive are also some of the lowest-priced Rhode Island insurance companies.

As the rates illustrate above, if you currently buy coverage from Amica and switched to State Farm, you could see a yearly savings of around $313. Customers with Progressive may save as much as $360 a year, and Quincy Mutual policyholders might realize rate reductions of up to $456 a year.

To compare your rates to other Rhode Island insurance companies, click here to begin a quote or visit any of the companies below.

These rates are averages across all drivers and vehicles and and are not figured with a price discount for good students. So the company that has the lowest price for you may not even be featured in the above list. That point stresses why you need to compare prices as often as possible using your own individual information.

We all like different vehicles, and the type of vehicle that needs insurance is one of the primary factors when consumers are trying to find cheaper car insurance for good students. Vehicles with high performance engines, poor crash test ratings, or high incidents of liability claims will cost significantly more to insure than safer models.

The data below showcases car insurance prices for a handful of the more afforable automobiles to buy coverage for.

Prices based on single female driver age 16, no speeding tickets, no at-fault accidents, $500 deductibles, and Rhode Island minimum liability limits. Discounts applied include safe-driver, and claim-free. Table data does not factor in garaging location in Rhode Island which can alter premium rates significantly.

Premium data assumes single female driver age 16, no speeding tickets, no at-fault accidents, $500 deductibles, and Rhode Island minimum liability limits. Discounts applied include safe-driver, and claim-free. Table data does not factor in specific location which can impact auto insurance rates considerably.

Price data assumes single female driver age 16, no speeding tickets, no at-fault accidents, $500 deductibles, and Rhode Island minimum liability limits. Discounts applied include safe-driver, and claim-free. Information does not factor in your specific Rhode Island location which can impact price quotes considerably.

Ratings for Rhode Island auto insurance companies

Finding a highly-rated insurance company can be difficult considering how many choices you have in Rhode Island. The company ratings shown below may help you select which auto insurance companies to look at when looking for cheaper rates.

These ratings are only comprised of companies with a national presence, so companies that may only write in Rhode Island are not taken into consideration for this list. To compare price quotes from these top-rated insurers and more, click here.

How to find cheap car insurance for good students in Rhode Island

The list below details some of the better thrifty ideas that can help Rhode Island drivers find lower-cost auto insurance.

• Avoid having at-fault accidents
• Do not pay for full coverage if not needed
• Drive safely
• The safer your car, the less it costs to insure
• Save money by insuring your home and auto with the same company
• If possible, pay for small claims out-of-pocket
• Compare quotes from other companies often

That last tip is very important, as was affirmed in the prior information. Rates change frequently, so don’t be tentative to buy a policy from a new company if a better rate can be found.

Many drivers tend to have loyalty to a certain company, but it’s not recommended if it’s costing you major coinage every year. If you have a few minutes, now is a great time to shop around to find cheaper auto insurance for good students.