Who Has the Cheapest Insurance for Electric Cars in Hawaii?

Finding out which companies quote the lowest-priced auto insurance rates for electric cars takes more time than just picking a company at random.

Every insurance company uses different criteria to set their prices, so let’s take a look at the auto insurance companies with the overall best prices in Hawaii. It’s a good idea to be aware that Hawaii auto insurance rates are determined by lots of factors which can substantially decrease or increase the cost of your policy. Simply improving your credit, marrying your spouse, or getting a driving violation may generate price changes that can cause some rates to be more affordable than others.

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USAA may offer some of the most affordable car insurance rates in Hawaii at around $936 per year. State Farm, GEICO, Liberty Mutual, and Progressive are also some of the more affordable Hawaii car insurance companies.

As shown in the rates above, if you are insured with Liberty Mutual and switched to State Farm, you could realize an annual savings of in the vicinity of $329. Insureds with Progressive could save as much as $504 a year, and Allstate customers might see rate reductions of $864 a year.

If you would like to find the cheapest insurance for electric cars in Hawaii, click here to get a free quote or visit any of the low-priced companies below.

Understand that those premiums are averaged across all drivers and vehicles and and are not calculated with a rate decrease for electric cars. So the auto insurance company that fits you best may not even be in the above list. That point stresses why you need to compare prices as often as possible using your own individual information.

When buying car insurance for eco-friendly vehicles, one of the key criteria that is used to help calculate rate quotes is where you normally keep your vehicle in Hawaii. Areas with high crime rates or more dense population like Hilo, Ewa Beach, and Mililani Town tend to have higher rates, whereas areas with fewer weather claims and lower vehicle theft rates enjoy lower car insurance rates.

The following table illustrates the highest-priced areas in Hawaii for electric cars to purchase a policy in.

Annual rates are estimated as specific Hawaii garaging address can lower or raise auto insurance rates considerably.

The make and model of vehicle requiring insurance is one of the main factors when shopping around for cheaper auto insurance for electric cars. Vehicles with lower acceleration and performance, good crash test ratings, or a track record of few liability claims will cost less to insure than adrenaline junky models.

The table below outlines coverage costs for the most cost-effective automobiles to insure in Hawaii.

Data rating is based on single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Hawaii minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, multi-vehicle, and safe-driver. Price information does not factor in zip code location which can change premium rates greatly.

Based upon these rates, you can figure that models like the Jeep Wrangler, Toyota Tacoma, Honda CR-V, and Toyota Prius are going to be some of the cheapest vehicles to insure for eco-friendly vehicles.

Selecting the best car insurance company is hard considering how many companies sell insurance in Hawaii. The ranking data shown next may help you select which auto insurance companies you want to consider shopping your coverage with. These ratings only include large, nationwide insurance companies, so companies that have a smaller presence are not taken into consideration for the list.

Top 10 Large Car Insurance Companies in Hawaii Ranked by Claims Service

1. State Farm
2. Esurance
3. AAA Insurance
4. Liberty Mutual
5. Progressive
6. GEICO
7. Allstate
8. The Hartford
9. Farmers Insurance
10. Safeco

Top 10 Large Car Insurance Companies in Hawaii Ranked by Value

1. USAA
2. American Family
3. The Hartford
4. State Farm
5. AAA Insurance
6. Nationwide
7. Allstate
8. Safeco
9. Esurance
10. Progressive

Find the cheapest insurance for electric cars in Hawaii

The list below summarizes many money-saving ideas that can help Hawaii drivers locate the cheapest coverage.

• Buy a safer vehicle
• Having too many claims will increase rates substantially
• Maintain a clean driving record
• Multi-policy discounts save money
• Do not get into accidents
• Shop around for lower rates once a year

The last tip is particularly vital, as we noted in the article above. Insurance rates change constantly, so drivers shouldn’t be reluctant to switch to a new company if you find a better deal.

Loyalty to a specific company is fine, but it’s not a great idea if that loyalty results in overpaying potentially thousands of dollars a year. In less than five minutes you could shop around to find cheaper auto insurance for electric cars.