Cheapest Auto Insurance Quotes for 19 Year Olds in Oregon

The safety and performance level of the vehicle to be insured is a large factor when comparison shopping for affordable car insurance for 19 year olds. Vehicles with economical engines, good crash test ratings, or a low likelihood of having liability claims will cost significantly less to insure than fast, unsafe models.

The lists below ranks coverage rates for the most cost-effective automobiles to buy coverage for.

Data rating is based on single female driver age 19, no speeding tickets, no at-fault accidents, $500 deductibles, and Oregon minimum liability limits. Discounts applied include claim-free, and safe-driver. Price estimates do not factor in garaging location in Oregon which can raise or lower auto insurance rates substantially.

Premium data assumes single female driver age 19, no speeding tickets, no at-fault accidents, $500 deductibles, and Oregon minimum liability limits. Discounts applied include safe-driver, and claim-free. Information does not factor in vehicle garaging location which can decrease or increase coverage prices greatly.

Prices based on single female driver age 19, no speeding tickets, no at-fault accidents, $500 deductibles, and Oregon minimum liability limits. Discounts applied include claim-free, and safe-driver. Table data does not factor in Oregon location which can raise or lower auto insurance rates greatly.

Deciding which company quotes the lowest-priced car insurance rates for 19 year olds will take a bit more effort in order to find the best policy.

Each auto insurer has their own unique process to set policy rates, so we’ll take a look at the most affordable car insurance companies in Oregon. We do need to point out that Oregon car insurance rates are calculated based on many things which can substantially change the cost of having a policy. Simply improving your credit, buying a home instead of renting, or getting a driving violation may generate price changes that can now make some companies more affordable than others.

Cheapest Insurance Rates for Teens

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Grange generally has some of the cheapest car insurance rates in Oregon at around $694 per year. Oregon Mutual, Country, Travelers, and USAA also are some of the cheapest Oregon auto insurance companies.

As illustrated above, if you currently buy coverage from Country and switched to Grange, you might achieve annual savings of in the neighborhood of $153. Policyholders with Travelers may save as much as $230 a year, and USAA policyholders might lower prices by up to $247 a year.

To find the cheapest car insurance for 19 year olds in Oregon for your vehicle, click here to start your free quote or feel free to get quotes from the companies below.

Remember that these estimates are averages across all types of insureds and vehicles and and are not calculated with a rate surcharge for 19 year olds. So the company that has the cheapest rates for you may not even be featured in the rate chart shown above. That point stresses why you need to quote rates from many companies using your own driver data and vehicle information.

The example below highlights how deductible selection can influence insurance costs when getting quotes for cheap insurance for 19 year olds. The premiums are based on a married female driver, comprehensive and collision coverage, and no additional discounts are factored in.

google.charts.setOnLoadCallback(drawDfdqcibChart);function drawDfdqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘$100 Deductible’,’$250 Deductible’,’$500 Deductible’,’$1,000 Deductible’],[‘Age 20’, 2021,1855,1661,1479],[‘Age 30’, 1417,1297,1155,1021],[‘Age 40’, 1397,1281,1145,1015],[‘Age 50’, 1229,1127,1011,899],[‘Age 60’, 1171,1073,961,853],[‘Age 70’, 1255,1151,1035,925]]);var options = {title: ‘Deductible Levels and Insurance Cost in Oregon’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 700,’chartArea’: {left:100,top:50,’width’: ‘100%’,’height’: ‘80%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},bar: {groupWidth: ‘80%’},colors: [‘#6791b9′,’#75a8d8′,’#98bee2′,’#bad4ec’],hAxis: {title: ‘Annual Auto Insurance Cost for Average Vehicle’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);formatter.format(data,4);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdfd’));chart.draw(data, options);}

The chart above illustrates that a 50-year-old driver could pocket $218 a year by increasing from a $100 deductible to a $500 deductible, or save $330 by selecting a $1,000 deductible. Young drivers, such as the Age 20 example, could shave $542 annually just by using higher deductibles. When using a larger deductible, it will now be necessary to have additional savings on hand to cover the extra out-of-pocket expense, which is the main inconvenience of larger deductibles.

Get discount Oregon car insurance rates

Insurance providers that provide the cheapest car insurance for 19 year olds in Oregon may also offer rate discounts that may potentially lower prices by 35% or more if you qualify. A list of car insurance companies and some of the discounts are shown below.

The example below compares auto insurance costs with and without policy discounts. The information is based on a female driver, no claims or driving violations, Oregon state minimum liability limits, comp and collision included, and $1,000 deductibles.

The first bar for each age group shows the price with no discounts. The second shows the rates with defensive driving course, multiple policy, accident-free, homeowner, marriage, and passive restraint discounts applied. When drivers take advantage of discounts, the average amount saved each year on car insurance for 19 year olds is % or $.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Female Driver No Discounts’, ‘Female Driver with Discounts’],[‘Age 19’, 3467,2479],[‘Age 30’, 1713,1237],[‘Age 40’, 1603,1157],[‘Age 50’, 1403,1013],[‘Age 60’, 1357,981]]);var options = {title: ‘Insurance Rate Comparison with Discounts for 19 Year Olds’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#c096ca’, ‘#e1b7ec’],hAxis: {title: ‘Annual Auto Insurance Cost for Average Vehicle’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Is the best company State Farm, Geico, Progressive, or Allstate?

When comparing car insurance for teenage drivers in Oregon, four companies to take a look at are State Farm, Geico, Progressive, and Allstate. All four offer physical damage and liability coverage, but each has a slightly different mix of options and features that shoppers can select from. The table below illustrates pricing and service ratings, as well as optional policy coverages that are available for policyholders.