Cheapest Auto Insurance Quotes for Low Mileage Drivers in Alabama

For infrequent drivers, one of the more important components that affect the price you pay for insurance is the neighborhood you call home in Alabama. Areas with more people or more claims like Birmingham, Bessemer, and Hoover likely pay more, whereas areas that tend to be more rural have the benefit of cheaper auto insurance prices.

The next table illustrates the most expensive areas in Alabama for low mileage drivers to purchase a policy in.

Annual rates are comparative as the specific garaging location can alter insurance rates greatly.

Shopping around for reasonably-priced insurance is not easy, and finding out which company quotes the most affordable auto insurance rates for low mileage drivers may require more quotes for comparison. Every insurance company uses a different method to set their prices, so let’s take a look at the auto insurance companies with the overall cheapest rates in Alabama.

Best Auto Insurance Prices in Alabama

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Travelers may have some of the lowest car insurance rates in Alabama at around $807 a year. Cincinnati Insurance, USAA, GEICO, and Safeway are also some of the lowest-priced Alabama car insurance companies.

As shown above, if you are a customer of Safeway and switched to Cincinnati Insurance, you could realize a yearly savings of in the vicinity of $334. Alabama drivers with Country might save as much as $335 a year, and Auto-Owners insureds might reduce prices by as much as $382 a year.

Be aware that those premium estimates are averages across all drivers and vehicles and are not factoring in a rate decrease for low mileage drivers. So the auto insurance company that has the lowest price for you may not even be included in the list above. That point stresses why you need to get car insurance quotes using your own personalized driver profile and vehicle information.

The make and model of vehicle driven is one of the largest factors that determines the availablility of the lowest-priced auto insurance for low mileage drivers. Vehicles with lots of horsepower, poor safety features, or a high likelihood of having liability claims will cost more to insure than more economical and safe models. The information below outlines insurance prices for a selection of the more afforable vehicles to buy coverage for.

Above prices assume single female driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Alabama minimum liability limits. Discounts applied include claim-free, safe-driver, multi-vehicle, homeowner, and multi-policy. Rate quotes do not factor in specific location information which can decrease or increase price quotes significantly.

Looking at the data, you can assume that models like the Ford Escape, Chevrolet Traverse, and Ford Edge are most likely to be a few of the more affordable vehicles to insure for infrequent drivers.

Which car insurance company is best?

If you want reliable auto insurance for infrequent drivers in Alabama, the most popular companies are Progressive, State Farm, Allstate, and Geico. The next table ranks some of the ratings and options .