How Much are Auto Insurance Quotes for Low Credit Scores in Virginia?

When writing about shopping for auto insurance, the words “cheap” or “affordable” shouldn’t be used anywhere in the article. Sad but true, cheap auto insurance for low credit scores does not exist. Don’t let that spoil your day, because we are going to show you how you can find insurance that is considered budget-friendly.

Deciphering which company offers the cheapest auto insurance rates for low credit scores takes more work in order to find the best policy.

Every car insurance company uses their own formula to establish rates, so we need to take a look at the most affordable auto insurance companies in Virginia. It’s a good idea to be aware that Virginia auto insurance rates are determined by lots of factors which can significantly increase or decrease your annual premium. Simply having another birthday, having a claim, or getting a DUI can produce rate changes resulting in some rates now being much cheaper than others.

Best Car Insurance Prices in Virginia

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Travelers may offer some of the cheapest car insurance rates in Virginia at around $653 annually. USAA, Penn National, Cincinnati Insurance, and Auto-Owners are also some of the lowest-priced Virginia insurance companies.

As illustrated above, if you currently buy coverage from USAA and switched to Travelers, you could realize a yearly price reduction of approxmiately $63. Insureds with Penn National may save as much as $87 a year, and Cincinnati Insurance insureds might realize rate reductions of up to $88 a year.

To find out how your current rates compare, click here to get quotes or visit any of the low-priced companies below.

It’s important to note that these estimates are averaged across all types of drivers and the different vehicles they drive and and are not calculated with a price discount for low credit scores. So the auto insurance company that fits you best may not even be shown in the list of companies above. That helps illustrate why you need to get auto insurance quotes using your own individual information.

Cost and performance of the vehicle to be insured is a large factor when comparing cheap insurance for low credit scores in Virginia. Vehicles with higher performance, a lack of modern safety features, or a high likelihood of having liability claims will cost substantially more to insure than safer, lower-performance models. The next lists shows insurance costs for the most budget-friendly vehicles to insure in Virginia.

Price data assumes married male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Virginia minimum liability limits. Discounts applied include multi-vehicle, multi-policy, claim-free, safe-driver, and homeowner. Rate information does not factor in garaging location in Virginia which can decrease or increase price quotes substantially.

Data rating is based on married male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Virginia minimum liability limits. Discounts applied include homeowner, safe-driver, multi-vehicle, multi-policy, and claim-free. Price information does not factor in the specific area where the vehicle is garaged which can lower or raise premiums substantially.

Prices above based on married male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Virginia minimum liability limits. Discounts applied include multi-policy, safe-driver, homeowner, multi-vehicle, and claim-free. Information does not factor in specific zip code location which can change coverage prices noticeably.

For bad credit, one of the big considerations that affect auto insurance rates is where you live in Virginia. Areas with increased crime or more people like Alexandria, Burke, and Centreville tend to have higher rates, whereas areas with lower crime rates and fewer weather claims enjoy lower auto insurance rates.

The following table ranks the most expensive areas in Virginia for low credit scores to buy auto insurance in.

Rates are estimated as specific Virginia zip code can lower or raise rates substantially.

Which car insurance company is best?

If you are looking for the best auto insurance, four good companies to start with are Geico, State Farm, Allstate, and Progressive. The table below illustrates price, claims, and customer service ratings, as well as some optional coverages you can expect with each one.