Cheap Insurance Quotes for a Mazda CX-7 in Idaho

Buying the best cheap auto insurance for a Mazda CX-7 in Idaho is dependent upon many factors such as your age, your claims history, and deductible levels for physical damage coverage. Idaho drivers pay on average $560 every 12 months to buy Mazda CX-7 insurance, but that cost is a projection rating a 40-year-old married female driver that wants full coverage including both comprehensive and collision and $1,000 physical damage deductibles.

The issue that arises when projecting rates is that it’s very likely that you are not a 40-year-old female, single instead of married, or maybe you have a teen driver on your policy that needs to be considered. This demonstrates why the best way to quote affordable rates for your Mazda is to compare as many rates as possible. Get a free quote now and you can get rates from some of the best companies that insure vehicles in Idaho.

Find Cheaper Mazda CX-7 Insurance

Your Mazda’s trim level tends to have a direct impact on price, so the rate you pay to insure a CX-7 SV 2WD model will be $60 less expensive the price to insure the higher-end CX-7 Grand Touring 4WD version, as shown in the chart below.

Cost estimates assume married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Idaho minimum liability limits. Discounts applied include safe-driver, claim-free, homeowner, multi-policy, and multi-vehicle. Premium costs do not factor in vehicle garaging location which can increase or decrease insurance rates greatly.

Figuring out which companies offer the cheapest insurance rates for a Mazda CX-7 may require a tad more effort in order to find the lowest price quote.

Each company uses a little different formula for setting rates, so we’ll take a look at the most affordable insurance companies in Idaho. Keep in mind that Idaho insurance rates are based on many factors that may substantially change the price you have to pay for coverage. Turning one year older, getting married, or getting a speeding ticket can trigger rate changes that can cause some rates to be affordable when they were higher priced.

Cheapest Insurance Rates for Your CX-7

Compare Rates and Save

American National generally has some of the cheapest car insurance rates in Idaho at around $237 a year. USAA, Farm Bureau of ID Group, Oregon Mutual, and Travelers are also some of the more affordable Idaho car insurance companies.

In this example, if you have coverage with Oregon Mutual and switched to USAA, you may realize a yearly savings of around $132. Policyholders with Travelers could save as much as $140 a year, and American Family policyholders might reduce rates by $160 a year.

To get a fast rate comparison, click here to start your custom quote or click through to the companies below.

It’s important to note that these premium estimates are averages for all types of insureds and vehicles and do not factor in a specific rate value for a Mazda CX-7. So the insurer that is best suited for you may not even be featured in the list of companies above. That affirms the importance of why you need to quote rates from as many companies as possible using your own driver and vehicle profiles.

Types of discounts on Idaho car insurance rates

Car insurance companies that provide cheap insurance for a Mazda CX-7 in Idaho may additionally offer rate discounts that could reduce prices by as much as 35% or more if you are eligible for them. Companies and some of their more popular discounts are included below.

• State Farm includes discounts for good student, Steer Clear safe driver discount, accident-free, multiple policy, safe vehicle, and Drive Safe & Save.
• GEICO discounts include multi-policy, driver training, multi-vehicle, emergency military deployment, anti-lock brakes, military active duty, and good student.
• Liberty Mutual has discounts for teen driver discount, new move discount, new vehicle discount, new graduate, and multi-car.
• The Hartford may have discounts that include driver training, good student, defensive driver, anti-theft, vehicle fuel type, bundle, and air bag.
• MetLife offers discounts including defensive driver, good driver, good student, claim-free, and accident-free.
• Progressive may include discounts for homeowner, online quote discount, multi-policy, multi-vehicle, good student, continuous coverage, and online signing.

The chart below illustrates the comparison of insurance costs with and without discounts applied to the rates. The data assumes a female driver, no accidents or driving violations, Idaho state minimum liability limits, full coverage, and $500 deductibles. The first bar for each age group shows the average rate with no discounts. The second bar shows the rates with claim-free, vehicle safety, passive restraint, anti-theft, multiple vehicle, and defensive driving course discounts applied. When taking advantage of discounts, the the average amount saved on insurance for a Mazda CX-7 is 28% or $375.

Find cheap insurance for a Mazda CX-7 in Idaho

Lowering your rates is not difficult, and here are a few penny-pinching solutions that can help Idaho drivers locate lower-cost car insurance.

• Bundle home and auto and save
• Drive attentively and avoid accidents
• Do not get tickets
• Increase physical damage deductibles
• Do not file small claims
• Higher credit scores may earn you cheaper rates
• Shop your coverage around for the best deal

The last tip is extremely important, as we stressed in the prior article. Auto insurance rates in Idaho can be adjusted at any time, so don’t hesitate to buy from a different company if a better deal can be had. We understand brand loyalty, but it’s not recommended if that faithfulness ends up costing you potentially thousands of dollars a year. Now is a great time to compare rates to find cheaper auto insurance for a Mazda CX-7.