Cheapest Insurance for Ride Shares in Maine

Establishing which companies quote the most affordable car insurance rates for 20 year old women will take more work than just comparing rates from one or two companies. Every car insurance company uses their own formula for filing rates in each state, so we will examine the car insurance companies with the overall cheapest rates in Maine.

Best Cheap Insurance Rates for Women Age 20

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USAA may offer some of the lowest car insurance rates in Maine at around $622 each year. Travelers, Countryway Insurance, Patriot, and Vermont Mutual also make the cut as some of the cheapest Maine insurance companies.

In the above rates, if you are a customer of Countryway Insurance and switched to USAA, you may realize annual savings of around $70. Drivers with Patriot could save as much as $88 a year, and Vermont Mutual insureds might cut rates by $92 a year.

To see if you’re overpaying, click here to start your free quote or quote rates from the companies below.

Remember that these rates are averages across all drivers and vehicles in Maine and do not factor in a rate discount for 20 year old women. So the auto insurance company that is best for you may not even be in the list of companies shown earlier. That underscores the importance of why you need to get quotes using your own driver and vehicle profiles.

When buying auto insurance for young women, one of the key factors that auto insurance companies use when figuring the amount you pay each year for auto insurance is your address. Areas with high crime rates or more dense population like Skowhegan, Lewiston, and Waterville tend to pay higher rates, whereas areas with fewer weather claims and lower vehicle theft rates have the benefit of the cheapest insurance for 20 year old women in Maine.

The information below rates the higher priced cities in Maine for 20 year old women to buy auto insurance in.

Prices are estimated as the garaging address in Maine can modify coverage rates considerably.

Performance level and cost of the vehicle you are insuring is one of the biggest factors when shopping for the cheapest insurance for 20 year old women in Maine. Vehicles with economical engines, excellent safety ratings, or a track record of few liability claims will cost quite a bit less to insure than higher performance models.

The lists below estimates car insurance premiums for a handful of the most budget-friendly automobiles to insure.

Above prices assume single female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Maine minimum liability limits. Discounts applied include safe-driver, claim-free, multi-policy, multi-vehicle, and homeowner. Prices do not factor in the specific area where the vehicle is garaged which can impact auto insurance rates significantly.

Data based on single female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Maine minimum liability limits. Discounts applied include multi-policy, claim-free, multi-vehicle, homeowner, and safe-driver. Price information does not factor in specific zip code location which can impact premium rates considerably.

Prices based on single female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Maine minimum liability limits. Discounts applied include homeowner, multi-vehicle, safe-driver, claim-free, and multi-policy. Price estimates do not factor in specific zip code location which can alter prices considerably.

Maine car insurance company ratings

Buying coverage from the best insurer is difficult considering how many different companies there are to choose from in Maine. The company ratings shown below could help you choose which companies you want to consider shopping your coverage with.

These rankings only include companies with a national presence, so companies that have a smaller presence are not included in these rankings. To compare rates and find cheaper insurance for 20 year old women, click this link.

Top 10 Large Auto Insurers in Maine Ranked by Customer Satisfaction

1. The Hartford – 93%
2. The General – 91%
3. Progressive – 90%
4. 21st Century – 89%
5. Travelers – 87%
6. State Farm – 87%
7. USAA – 87%
8. Safeco Insurance – 86%
9. AAA Insurance – 86%
10. GEICO – 85%

Top 10 Large Auto Insurers in Maine Ranked by Claims Service

1. Progressive
2. USAA
3. Liberty Mutual
4. GEICO
5. State Farm
6. Nationwide
7. The General
8. Allstate
9. The Hartford
10. 21st Century

Geico, Allstate, State Farm, and Progressive: Who is best?

If you want the best car insurance for young women in Maine, the companies that insure more vehicles than anyone else are Geico, Allstate, State Farm, and Progressive. When combined, they have 48.5% of the car insurance market in the United States. The table below compares some of the different options that may be available in your state.

Who has the cheapest insurance quotes for young women?

Thanks to the internet, there are a lot of ways to shop around for car insurance in Maine, but the most popular ways are from a captive (or exclusive) agency like State Farm or Allstate, an independent or non-exclusive agent, or from a direct company like Progressive or Geico. They all follow the same basic process, but it’s good to know the differences in how they function.

Independent agencies work for many companies and can provide price quotes from each one. These types of agencies are usually affiliated with several companies and can provide you with more rate quotes, which may give you improved odds of finding cheaper coverage. If they quote lower rates, your agent can just switch to a different company and you don’t have to switch agencies.

An exclusive ageny is limited to a single company, for example State Farm and Allstate agents. Exclusive agents generally are unable to quote rates from more than one company, so it’s a take it or leave it situation.

Buying from a direct company means forego an agent and instead shop from a direct company like Progressive. This option is good for families who have fewer assets and have an above average understanding of what coverage options they need.

What is the best method for finding the cheapest insurance for 20 year old women in Maine? Our initial answer would be buying from a direct car insurance company saves money because there isn’t an agent involved, but in reality, that is not true. We could also say that buying car insurance from an independent agent can save the most money due to increased selection, but that’s not always true, either. For some people, the exclusive agents may have very competitive prices that other companies cannot beat.

Since car insurance companies use so many rating factors, the best way to ensure the lowest rates is to get quotes and compare the rates. In a perfect world, youll get price quotes from all three to have the best selection of rates to choose from. We compiled a list of companies with some of the cheapest online rates that you can click here to view.