Cheapest Insurance Quotes for a GMC Acadia in Utah

Your chances of finding cheaper coverage for a GMC Acadia in Utah depends upon a lot of different factors such as annual vehicle mileage, whether you are claim-free, and physical damage deductibles. Drivers pay on average $670 per year for Acadia insurance, but that figure is calculated based on a 50-year-old married male driver that includes full coverage and $250 deductibles.

The issue that arises when projecting rates is that it’s very likely that you are not a 50-year-old male, maybe you are single instead of married, or maybe you just want liability only instead of full coverage. Auto insurance is unique to every driver, so the only way to find cheap insurance prices for your GMC is to do a thorough rate comparison. To cut your rates now, get a free quote and you will be able to see rates from some of the cheapest companies around.

View GMC Acadia Insurance Rates

The trim level of your GMC will have an impact the cost of insurance, so the price you will be charged to insure a Acadia SL 2WD model will be $94 less expensive the insurance cost for the more well-appointed Acadia SLT AWD version, as demonstrated by the prices below.

Above prices assume married male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Utah minimum liability limits. Discounts applied include safe-driver, homeowner, claim-free, multi-policy, and multi-vehicle. Information does not factor in zip code location which can lower or raise price quotes substantially.

Finding the highest-rated insurance provider can be rather challenging considering how many different companies insure vehicles in Utah. The ranking information in the lists below may help you analyze which coverage providers you want to consider putting your business with. The rankings below are only comprised of insurance companies that insure vehicles in the majority of U.S. states, so companies that have a smaller presence are not taken into consideration for the list.

The chart below demonstrates how deductible levels can increase or decrease annual premium costs when researching cheap insurance for a GMC Acadia. The rate quotes are based on a single male driver, comprehensive and collision coverage, and no discounts are factored in.

In the chart above, a 40-year-old driver could lower their car insurance rates by $272 a year by changing their physical damage coverage from a $100 deductible up to a $500 deductible, or save $412 by using a $1,000 deductible. Young drivers, like the Age 20 category, could lower their rates up to $890 every year just by choosing higher deductibles when buying full coverage. When raising deductibles, it is essential to have plenty of discretionary funds to cover the extra out-of-pocket expense, which deters some drivers from choosing higher deductibles.

How accidents and tickets impact rates in Utah

In a perfect world, the ideal way to receive the best auto insurance prices in Utah for an Acadia is to be a safe driver and avoid accidents and violations. The information below illustrates how violations and accident claims can raise insurance costs for each age group. The price estimates are based on a married male driver, comp and collision included, $250 deductibles, and no policy discounts are applied.

In the chart above, the average cost of a car insurance policy in Utah per year with no accidents or violations is $1,428. Get written up for two speeding tickets and the average cost increases to $1,970, an increase of $542 each year. Then add in one accident along with the two speeding tickets and the yearly cost of auto insurance for a GMC Acadia goes up to an average of $2,513. That’s an increase of $1,085, or $90 per month, just for being a careless driver!

State Farm, Progressive, Geico, or Allstate: Who is cheapest?

When comparing insurance for an Acadia in Utah, some of the largest companies to start with are State Farm, Progressive, Geico, and Allstate. All offer your standard physical damage and liability coverages, but each one has a different combination of discounts, features, and options that may influence your choice. The data below compares and contrasts some of the different features that are available for buyers.