How Much Does Auto Insurance Cost for Drivers Over Age 70 in Utah?

Figuring out which companies offer the best car insurance rates for drivers over age 70 involves a little more effort in order to find the best price. Each insurer uses their own formula for setting rates, so we’ll go over the car insurance companies that tend to have lower prices in Utah.

It’s a good idea to be aware that Utah car insurance rates are based on many factors which can significantly increase or decrease the price of coverage. Simply improving your credit, filing a claim, or having an at-fault accident can cause premium changes that can now make some companies more affordable than competitors.

Best Auto Insurance Prices for Age 70+

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Bear River has some of the best car insurance rates in Utah at around $572 per year. USAA, Auto-Owners, American Family, and Allied also rank well as some of the more affordable Utah insurance companies.

As the example above demonstrates, if you buy coverage from Auto-Owners and switched to Bear River, you could see an annual premium reduction of roughly $295. Insureds with American Family could save as much as $421 a year, and Allied customers might lower prices by up to $426 a year.

To find cheap auto insurance for drivers over age 70 in Utah for your vehicle, click here to begin a quote or quote rates from the companies below.

These rates are averaged across all types of insureds and vehicles and and are not figured with a price increase for drivers over age 70. So the company that can offer you the best price may not even be shown in the rate chart shown above. That underscores the importance of why you need to get rate quotes using your own specific driver information and vehicle.

For Utah drivers, one of the factors that car insurance companies use to calculate the cost of insurance is where your home is located in Utah. Regions with more people or even just more weather-related claims like South Jordan, Taylorsville, and Murray will most likely have higher rates, whereas areas with less traffic congestion and claims profit from lower rates.

The illustration below ranks the highest-priced places in Utah for drivers over age 70 to buy auto insurance in.

Rate information is approximated as specific Utah garaging address can modify premium rates considerably.

The vehicle you are insuring is one of the primary factors when comparison shopping for economical coverage for drivers over age 70. Vehicles with lots of horsepower, a lack of modern safety features, or an increased likelihood of liability claims will cost quite a bit more to insure than more modest models.

The data below estimates car insurance prices for a selection of the most cost-effective vehicles to insure in Utah.

Price data assumes married male driver age 70, no speeding tickets, no at-fault accidents, $500 deductibles, and Utah minimum liability limits. Discounts applied include safe-driver, claim-free, homeowner, multi-policy, and multi-vehicle. Table data does not factor in the specific area where the vehicle is garaged which can affect price quotes noticeably.

Looking at the rates, you can see that vehicles like the Ford Escape, Honda CR-V, and Honda Accord will be some of the more affordable vehicles to insure for older drivers. Car insurance rates will trend higher because of the fact that there is a higher risk for drivers over age 70, but generally speaking those specific models will probably have the lowest insurance rates that you are likely to find.

Geico vs Progressive vs State Farm vs Allstate

If you want reliable car insurance, some of the largest companies to start with are Geico, Progressive, State Farm, and Allstate. Combined they have about half of all car insurance policies written. The next table compares and contrasts ratings for price and service, as well as some optional coverages that policyholders can buy.