Best Cheap Auto Insurance Quotes for Welfare Recipients in Florida
The words “cheap” and “insurance” really don’t belong together, especially when you are looking for the best car insurance for welfare recipients. In an attempt to save some money, let’s open your eyes to some things that have an effect on car insurance rates, and find a few ways to cut the cost of your next policy.
The car, truck, or SUV to be insured is a significant factor that determines whether or not you can buy the best cheap car insurance for welfare recipients in Florida. Vehicles with high performance features, a lack of safety features, or high incidents of liability claims will cost more to insure than safer, lower-performance models.
The list below outlines car insurance premiums for a selection of the most budget-friendly vehicles to insure in Florida.
| Vehicle Insured | Estimated Cost for Full Coverage |
|---|---|
| Honda CR-V EX-L 2WD | $1,213 |
| Ford Escape XLS 2WD | $1,295 |
| Ford F-150 XL Regular Cab 2WD | $1,313 |
| Toyota Tacoma 4WD | $1,315 |
| Subaru Forester X Premium AWD | $1,328 |
| Chevrolet Traverse LS 2WD | $1,333 |
| Subaru Outback 2.5I | $1,348 |
| Toyota Sienna CE | $1,365 |
| Chevrolet Malibu Hybrid | $1,398 |
| Dodge Grand Caravan Crew | $1,430 |
| Ford Explorer Limited 2WD | $1,438 |
| Kia Forte SX 4-Dr Sedan | $1,430 |
| Jeep Wrangler Sahara 4WD 2-Dr | $1,483 |
| Hyundai Sonata GLS 4-Dr Sedan | $1,485 |
| Nissan Rogue S AWD | $1,494 |
| Honda Odyssey EX W/Rear Entertainment | $1,490 |
| Ford Edge Limited 2WD | $1,495 |
| Chevrolet Silverado LTZ Crew Cab 4WD | $1,513 |
| Volkswagen Jetta SEL 4-Dr Sedan | $1,521 |
| Toyota Prius | $1,515 |
| Find Cheaper Rates Go | |
Premium data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Florida minimum liability limits. Discounts applied include multi-vehicle, safe-driver, homeowner, claim-free, and multi-policy. Prices do not factor in specific Florida garaging location which can alter prices significantly.
Based upon the rates shown, you can figure that models like the Honda CR-V, Ford Escape, and Ford F-150 are likely to be a few of the less-costly vehicles to insure for drivers on welfare.
Finding cheap car insurance is easier said than done, and deciding which company has the most affordable auto insurance rates for welfare recipients calls for more quotes for comparison. Every insurance company has a different process for determining rates, so let’s begin by taking a look at the most competitive auto insurance companies in Florida.
We do need to point out that Florida auto insurance rates are based on many factors that will increase or decrease your annual premium. This is why it is critical to spend some time comparing rates to get cheap auto insurance quotes for welfare recipients. Auto insurance prices consist of many risk factors and change dramatically, so the cheapest option the last time you shopped your coverage around may now be an over-priced policy.
Best Auto Insurance Prices in Florida
| Rank | Company | Cost Per Year |
|---|---|---|
| 1 | USAA | $957 |
| 2 | Electric | $1,764 |
| 3 | Amica | $1,764 |
| 4 | Progressive | $1,847 |
| 5 | Travelers | $1,888 |
| 6 | Allied | $1,985 |
| 7 | Mercury | $1,992 |
| 8 | State Farm | $2,068 |
| 9 | Esurance | $2,082 |
| 10 | Auto-Owners | $2,149 |
| 11 | GEICO | $2,150 |
| 12 | Allstate | $2,411 |
| 13 | 21st Century | $2,469 |
| 14 | Windhaven Insurance | $2,549 |
| 15 | MetLife | $2,870 |
| 16 | Safeco | $2,987 |
| 17 | Liberty Mutual | $3,009 |
| 18 | Hanover | $3,024 |
| 19 | United Automobile | $3,562 |
| 20 | Direct General | $3,902 |
| Find Your Rate Go | ||
USAA has some of the most affordable car insurance rates in Florida at around $957 each year. Electric, Amica, Progressive, and Travelers also rank well as some of the more affordable Florida car insurance companies.
As illustrated above, if you have coverage with Travelers and switched to Electric, you might see an annual premium reduction of in the neighborhood of $124. Insureds with Allied may save as much as $221 a year, and Mercury customers might lower prices by up to $228 a year.
To find the best cheap car insurance for welfare recipients in Florida, click here to start a quote or feel free to get quotes from the companies below.
It’s important to note that these premium estimates are averaged across all drivers and vehicles and do not factor in a rate discount for welfare recipients. So the auto insurance company that can offer you the best rate may not even be in the company chart above. That underscores the importance of why you need to compare rates from multiple companies using your own driver data and vehicle information.
For drivers on welfare, one of the big considerations that car insurance companies use to determine the cost of insurance is where you normally keep your vehicle in Florida. Areas with more people or higher crime rates like Hialeah, Miami Gardens, and West Palm Beach likely pay more, whereas more rural areas have the benefit of cheaper auto insurance prices.
The information below rates the most expensive areas in Florida for welfare recipients in which to buy car insurance.
| Rank | City | Annual Rate |
|---|---|---|
| 1 | Hialeah | $3,523 |
| 2 | Miami | $3,177 |
| 3 | Miami Gardens | $3,149 |
| 4 | Miami Beach | $3,043 |
| 5 | West Palm Beach | $2,625 |
| 6 | Tampa | $2,610 |
| 7 | Hollywood | $2,604 |
| 8 | Miramar | $2,603 |
| 9 | Fort Lauderdale | $2,550 |
| 10 | Coral Springs | $2,549 |
| 11 | Pompano Beach | $2,518 |
| 12 | Pembroke Pines | $2,481 |
| 13 | Davie | $2,448 |
| 14 | Brandon | $2,322 |
| 15 | St. Petersburg | $2,286 |
| 16 | Clearwater | $2,172 |
| 17 | Spring Hill | $2,039 |
| 18 | Orlando | $2,008 |
| 19 | Port St. Lucie | $1,975 |
| 20 | Jacksonville | $1,960 |
| Find Cheaper Insurance Go | ||
Rate information is comparative as zip code location can decrease or increase prices significantly.
Ending up with a high-quality auto insurance provider can be challenging considering how many different insurance companies sell coverage in Florida. The company ratings listed below may help you analyze which providers to look at to insure your vehicles. These rankings are for large insurance companies, so smaller companies that only insure vehicles in Florida are not included in these rankings.
Top 10 Major Auto Insurance Providers in Florida Ranked by Value
- Mercury Insurance
- Travelers
- Safeco Insurance
- American Family
- AAA Insurance
- The Hartford
- Progressive
- The General
- Titan Insurance
- Esurance
Top 10 Major Auto Insurance Providers in Florida Ranked by A.M. Best Rating
- Travelers – A++
- State Farm – A++
- GEICO – A++
- USAA – A++
- Esurance – A+
- Nationwide – A+
- Mercury Insurance – A+
- The Hartford – A+
- Progressive – A+
- Allstate – A+
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