Best Cheap Car Insurance for College Students in Washington

We all have different tastes in cars, and the vehicle requiring insurance is a significant factor when shopping for the best cheap car insurance for college students in Washington. Vehicles with reasonable performance levels, excellent safety ratings, or a track record of few liability claims will cost less to insure than fast, unsafe models. The tables below shows car insurance prices for a number of the cheapest automobiles to buy insurance for.

Data based on single male driver age 20, no speeding tickets, no at-fault accidents, $500 deductibles, and Washington minimum liability limits. Discounts applied include claim-free, and safe-driver. Table data does not factor in your specific Washington location which can revise auto insurance rates noticeably.

Prices above based on single male driver age 20, no speeding tickets, no at-fault accidents, $500 deductibles, and Washington minimum liability limits. Discounts applied include safe-driver, and claim-free. Rate information does not factor in specific garaging location which can change auto insurance rates noticeably.

Data variables include single male driver age 20, no speeding tickets, no at-fault accidents, $500 deductibles, and Washington minimum liability limits. Discounts applied include safe-driver, and claim-free. Prices do not factor in vehicle location which can decrease or increase rates substantially.

For students in college, one of the big components that is used to calculate rate quotes is where you call home in Washington. Areas with increased crime or more people like Tacoma, Seattle, and Shoreline are more likely to have higher rates, whereas areas with less crime or weather claims benefit from having to pay less for coverage.

The table below rates the most expensive areas in Washington for college students to purchase a policy in.

Rate information is estimated as the specific garaging location can impact price quotes noticeably.

The diagram below demonstrates how choosing different deductibles can raise or lower annual premium costs when trying to find cheap insurance for college students. The costs are based on a married male driver, full coverage, and no discounts are factored in.

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The chart above illustrates that a 30-year-old driver could lower their policy premium by $306 a year by increasing from a $100 deductible to a $500 deductible, or save $462 by using a $1,000 deductible. Youthful drivers, like the 20-year-old example, could reduce their rates as much as $934 or more by using higher deductibles when buying full coverage.

When insureds make the decision to increase the deductibles on their policy, it will be important to have plenty of money set aside to be able to pay the extra out-of-pocket expense, which is the one disadvantage of using larger deductibles.

Picking the top auto insurance provider can be challenging considering how many choices you have in Washington. The company rank data in the lists below can help you select which providers to look at to insure your vehicles. The rankings below are only made up of companies with a nationwide focus, so companies with more of a regional focus are not factored into these rankings.

Which auto insurance company is best?

If you want the best car insurance for students in college in Washington, the companies with the most market share are State Farm, Geico, Progressive, and Allstate. Between them, they make up nearly half of all policies written in the United States. The following table points out pricing and service ratings, plus some optional coverages that are available for customers.