Cheap Insurance Quotes for a Subaru Outback in South Carolina

Since we’re writing about car insurance, the word “cheap” really should not be used as a descriptor for auto insurance rates. It’s just reality that cheap car insurance for a Subaru Outback is pretty hard to find. Don’t let that discourage you, because we can show you some ways you can still find auto insurance that doesn’t cost an arm and a leg.

Your chances of finding cheap auto insurance for a Subaru Outback in South Carolina hinges on things such as your marital status, if you have recent claims, and if you have any chargeable driving offenses. Drivers pay an average rate of $830 a year to insure a Subaru Outback, but that cost is an estimate that uses rate data for a 50-year-old single male driver that included comprehensive and collision coverage and $1,000 deductibles.

Chances are that rate is not what you would pay, because most likely you are not exactly 50 years old and possibly not even male, you might be married instead of single, or maybe you prefer higher deductibles. Just a slight change in policy rating criteria or coverages can cause big changes in rate quotes.

Each driver’s needs are different, and that demonstrates why the most reliable way to find cheap insurance rates for your Subaru is to do your own rate comparisons.

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Your vehicle’s trim level will likely have an effect on the cost of coverage, so the price you will pay to insure a Outback 2.5I will be $122 lower than the insurance cost for the higher-end Outback 3.6R Limited model, as shown in the prices below.

Prices above based on single male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and South Carolina minimum liability limits. Discounts applied include multi-policy, multi-vehicle, safe-driver, homeowner, and claim-free. Price estimates do not factor in zip code location which can revise coverage rates substantially.

Best car insurance in South Carolina

Finding the right insurance company is difficult considering how many companies are available to choose from in South Carolina. The company ratings displayed below may help you select which car insurance providers to look at purchasing from.

The rankings below are for companies that write coverage in many states, so companies that have a smaller presence are not factored into these rankings. If you would like to check rates and find the cheapest rates for a Subaru Outback, simply click here.

Discounts on cheap insurance for a Subaru Outback in South Carolina

Insurance providers that offer quotes for a Subaru Outback may additionally offer policy discounts that could potentially reduce rates by as much as 40% or more if you meet eligibility requirements. A few popular companies and the discounts they provide can be found below.

The example below shows the comparison of car insurance costs with and without discounts applied. The price estimates are based on a male driver, no violations or accidents, South Carolina state minimum liability limits, full physical damage coverage, and $250 deductibles.

The first bar for each age group shows the average annual price with no discounts. The second shows the rates with defensive driving course, multiple policy, safe-driver, passive restraint, claim-free, and accident-free discounts applied. When discounts are factored in, the average savings per year on car insurance for a Subaru Outback is 13% or $255.

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State Farm vs Geico vs Progressive vs Allstate

When it comes to insurance for an Outback in South Carolina, four companies to consider are State Farm, Geico, Progressive, and Allstate. When added together, they insure over 48% of all auto insurance policies in force. Each one has a distict selection of optional coverages and features that may influence your choice. The following table breaks down ratings for price, service, and claims, in additional to some of the optional coverages that are available for buyers.