Who Has the Cheapest Insurance for a Dodge Grand Caravan in Washington?

The chances of buying cheap coverage for a Dodge Grand Caravan in Washington is contingent on a large number of factors such as the safety rating for your Grand Caravan, the likelihood of vehicle theft, and any prior driving offenses you have. Drivers in Washington on average pay approximately $760 every 12 months to insure their Grand Caravan, but that rate is an approximation using cost data for a 30-year-old single male driver that included full comprehensive and collision coverage and $1,000 policy deductibles.

But there is a high probability that you’re not a 30-year-old male, possibly married instead of single, or maybe you need higher liability limits than the state minimum. Not every driver requires the same auto insurance coverages, so the most reliable way to find the cheapest coverage for your Dodge is to compare rates from as many companies as possible.

Find Cheaper Dodge Grand Caravan Insurance

The trim level of your Grand Caravan tends to have a direct impact on the cost of coverage, so the cost to insure a Grand Caravan CV trim level will be $66 less than the insurance cost for the more expensive Grand Caravan SXT version, as shown by the rates below.

Data based on single male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Washington minimum liability limits. Discounts applied include claim-free, homeowner, safe-driver, multi-vehicle, and multi-policy. Premium costs do not factor in Washington location which can modify coverage rates substantially.

Finding cost effective auto insurance is not easy, and finding out which company quotes the cheapest insurance rates for a Dodge Grand Caravan involves a little more work.

Each auto insurer uses their own formula to set policy rates, so let’s rank the insurance companies with the overall cheapest rates in Washington.

Best Car Insurance Prices for Your Dodge

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Capital generally has some of the best car insurance rates in Washington at around $784 each year. Grange, PEMCO, Nationwide, and Travelers also are some of the more affordable Washington insurance companies.

As illustrated above, if you currently have a policy with Nationwide and switched to Capital, you might achieve an annual savings of around $197. Policyholders with Travelers could save as much as $224 a year, and Mutual Enumclaw policyholders might realize rate reductions of up to $281 a year.

If you would like to find the cheapest insurance for a Dodge Grand Caravan in Washington, click here to get a free quote or visit several of the following companies.

It’s important to note that these premium estimates are averaged for all insureds and vehicles and and are not calculated with a specific rate value for a Dodge Grand Caravan. So the auto insurance company that has the cheapest rates for you may not even be featured in the rate chart shown above. That is why you need to compare prices as often as possible using your own driver data and vehicle information.

Rate comparison of full coverage and liability-only

Finding the cheapest insurance for a Dodge Grand Caravan in Washington is important to the majority of people, and one good way to find cheaper insurance is to only buy liability insurance. The chart below illustrates the difference between premium costs with full coverage compared to only the Washington minimum liability coverage. The rate quotes are based on a clean driving record, no claims, $100 deductibles, drivers are not married, and no discounts are applied to the premium.

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If we average all the age groups together, comprehensive and collision coverage on your policy costs an extra $1,858 per year more than buying just liability insurance. That may make you wonder when is it safe to stop buying full coverage. There is no definitive rule for eliminating physical damage coverage, but there is a general guideline. If the yearly cost of comp and collision coverage is 10% or more of replacement cost minus your deductible, the it may be a good time to stop paying for full coverage.

Progressive, Allstate, State Farm, or Geico: Who is cheapest?

If you’re looking for the best insurance for a Grand Caravan, some of the largest companies to start with are Progressive, Allstate, State Farm, and Geico. They all have different features and discounts that shoppers can choose from. The table below ranks price, claims, and customer service ratings, as well as some optional coverages offered by each one.