Best Cheap Insurance for Ride Shares in North Dakota

The car, truck, or SUV you are trying to insure is probably the biggest factor when consumers are trying to find the best cheap insurance for 19 year olds in North Dakota. Vehicles with average performance, good crash test ratings, or low incidents of liability claims will cost quite a bit less to insure than fast, unsafe models. The list below illustrates coverage costs for a selection of the most budget-friendly vehicles to buy insurance for.

Data based on single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and North Dakota minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, safe-driver, and multi-policy. Price information does not factor in vehicle location which can change prices greatly.

Based on these rates, we can presume that vehicles like the Honda Accord, Hyundai Elantra, Ford Escape, and Toyota Prius are likely to be a few of the most economical vehicles to insure for teenage drivers.

Finding good, low-priced auto insurance is not most people’s favorite thing to do, and determining which insurers offer the lowest-priced insurance rates for 19 year olds calls for even more work.

Every auto insurer uses a little different formula to set policy rates, so we need to take a look at the overall cheapest insurance companies in North Dakota. It’s important that you understand North Dakota insurance rates are calculated based on many things that control the cost of a policy. This price fluctuation is why it is critical to compare many different companies to find the lowest insurance rates for 19 year olds. Insurance prices are determined by many risk factors and change frequently, so the cheapest rate three years ago may now be one of the more expensive options.

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USAA generally has some of the most affordable car insurance rates in North Dakota at around $711 a year. Allied, Nodak Mutual, Grinnell, and Safeco also are some of the best North Dakota insurance companies.

As shown in the table above, if you currently have a policy with Nodak Mutual and switched to USAA, you might achieve savings of in the vicinity of $235. Policyholders with Grinnell might save as much as $328 a year, and Safeco insureds might realize rate reductions of up to $411 a year.

Be aware that those premiums are averages across all drivers and vehicles and are not factoring in a price discount for 19 year olds. So the auto insurance company that fits your needs best may not even be included in the list of companies shown earlier. That affirms the importance of why you need to get quotes using your own driver and vehicle profiles.

When shopping for car insurance for teenage drivers, one of the many factors that influence the cost of insurance is where your home is located in North Dakota. Areas with high crime rates or more dense population like Beulah, Devils Lake, and Carrington tend to have higher rates, whereas areas with fewer weather claims and lower vehicle theft rates have the luxury of lower rates.

The following table ranks the most expensive places in North Dakota for 19 year olds in which to purchase auto insurance.

Table data uses approximated as specific North Dakota zip code can revise premium rates considerably.

Choosing a good quality auto insurance provider is difficult considering how many companies there are in North Dakota. The information in the lists below may help you decide which companies you want to consider shopping your coverage with.

These ratings are only made up of the companies with a significant amount of written premium nationwide, so companies without a large exposure are not factored into these rankings. To view rates from these and other companies in North Dakota, simply click here.