Cheapest Auto Insurance for Veterans in West Virginia

Whenever people write about car insurance, the word cheap shouldn’t be used anywhere in the article. It’s a simple fact that cheap car insurance for veterans can be extremely hard to find. Don’t let that ruin your day, because we will teach you how you can get auto insurance that you can fit into your budget.

The vehicle that is being insured is one of the biggest factors when comparing the cheapest insurance for veterans. Vehicles with limited speed and performance, an excellent safety record, or a low likelihood of liability claims will cost substantially less to insure than high performance models. The tables below outlines car insurance premiums for a handful of the cheaper automobiles to buy coverage for.

Prices based on married male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and West Virginia minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, multi-vehicle, and claim-free. Estimates do not factor in specific location which can affect premiums greatly.

Prices above based on married male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and West Virginia minimum liability limits. Discounts applied include claim-free, homeowner, multi-policy, safe-driver, and multi-vehicle. Prices do not factor in garaging location in West Virginia which can affect premium rates substantially.

Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and West Virginia minimum liability limits. Discounts applied include multi-policy, safe-driver, multi-vehicle, homeowner, and claim-free. Premium costs do not factor in specific zip code location which can increase or decrease coverage prices noticeably.

Deciding which company quotes the lowest-priced auto insurance rates for veterans will take a bit more effort in order to find the most economical policy. Every insurance company uses different criteria to set premium rates, so let’s take a look at the auto insurance companies with the overall cheapest rates in West Virginia.

It’s important that readers know that West Virginia auto insurance rates are based on many factors that will increase or decrease the cost of your policy. Improving your credit rating, filing a claim, or getting caught speeding may prompt premium changes that can cause some rates to be affordable when they were higher priced.

Best Car Insurance Prices for Vets

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Erie normally has some of the most affordable car insurance rates in West Virginia at around $904 per year. The Hartford, State Auto, Westfield, and USAA also are some of the cheapest West Virginia auto insurance companies.

In the above example, if you are insured with The Hartford and switched to Erie, you could earn annual savings of around $125. Policyholders with State Auto could save as much as $312 a year, and Westfield customers might realize rate reductions of up to $358 a year.

Bear in mind that those premiums are averages across all insureds and vehicles and and are not figured with a price discount for veterans. So the auto insurance company that can offer you the best price may not even be featured in the list of companies above. That point stresses why you need to compare rates from as many companies as possible using your own specific driver information and vehicle.

Ratings for West Virginia auto insurance companies

Insuring your vehicle with the highest-rated car insurance provider can be a challenge considering how many companies provide coverage in West Virginia. The ranking information displayed below may help you pick which auto insurers you want to consider when shopping around.

These ratings are only comprised of insurance companies that insure vehicles in the majority of U.S. states, so smaller regional companies are not included in the list. To check rates from these top-rated insurers and more, just click here.

Top 10 Major Auto Insurance Providers Overall in West Virginia

1. USAA
2. AAA Insurance
3. Nationwide
4. Allstate
5. State Farm
6. The Hartford
7. Safeco Insurance
8. Progressive
9. American Family
10. Esurance

Top 10 Major Auto Insurance Providers in West Virginia Ranked by Customer Service

1. USAA
2. AAA Insurance
3. Nationwide
4. Safeco Insurance
5. Progressive
6. State Farm
7. The Hartford
8. The General
9. Esurance
10. GEICO

The example below highlights how deductible choice can raise or lower insurance costs when searching for cheap insurance for veterans. The data assumes a single female driver, comp and collision included, and no discounts are applied to the premium.

A 30-year-old driver could reduce rates by $452 a year by increasing from a $100 deductible to a $500 deductible, or save $678 by switching to a $1,000 deductible. Youthful drivers, like the Age 20 category, could potentially save up to $1,012 annually just by choosing higher deductibles.

When raising deductibles, it’s a good idea to have enough funds in savings to enable you to pay the extra out-of-pocket expense. That is the one disadvantage of using higher deductibles.

Who is cheaper: State Farm, Geico, Allstate, or Progressive?

If you are shopping around for auto insurance, the most popular companies are State Farm, Geico, Allstate, and Progressive. The next table shows ratings for price, service, and claims, in additional to some of the optional coverages you can expect with each one.