How Much are Car Insurance Quotes for Drivers Over Age 50 in Wyoming?

I’m sure you’ve seen the captivating commercials from auto insurance companies like State Farm, The General, and Nationwide guaranteeing the cheapest rates, so drivers just need to select the one with the best jingle, right?

That is not the case, however, as there are a ton of unknown aspects like if your vehicle is used for personal use or work, if you have a spouse, and whether or not your vehicle has good safety ratings, that all factor into the price you pay. The content below will cover the things that influence insurance rates and should give you a solid foundation to find cheaper car insurance in Wyoming.

The cost and performance of the vehicle you are seeking coverage for is a significant factor that determines whether or not you find affordable insurance for drivers over age 50. Vehicles with lower acceleration and performance, advanced safety features, or a low likelihood of liability claims will cost less to insure than adrenaline junky models.

The lists below presents coverage premiums for a handful of the more afforable vehicles to insure.

Data variables include single male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Wyoming minimum liability limits. Discounts applied include multi-policy, claim-free, multi-vehicle, safe-driver, and homeowner. Table data does not factor in specific zip code location which can lower or raise prices greatly.

Data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Wyoming minimum liability limits. Discounts applied include safe-driver, claim-free, multi-policy, homeowner, and multi-vehicle. Price information does not factor in the specific area where the vehicle is garaged which can change prices significantly.

Data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Wyoming minimum liability limits. Discounts applied include homeowner, claim-free, multi-vehicle, safe-driver, and multi-policy. Rate quotes do not factor in specific garaging location which can lower or raise premium rates significantly.

Deciding which company has the lowest-priced car insurance rates for drivers over age 50 will involve a little more work in order to find the most economical policy.

Each company uses their own method for determining prices, so to begin we’ll rank the lowest cost car insurance companies in Wyoming. It’s a good idea to know that Wyoming car insurance rates are based on many factors that may substantially change the price you pay for coverage. Turning one year older, moving to a new city, or getting a driving violation may generate price changes that can make some companies cheaper than competitors.

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USAA quotes some of the best car insurance rates in Wyoming at around $650 a year. Safeco, The Hartford, National Farmers Union, and GEICO also make the cut as some of the most economical Wyoming car insurance companies.

In the above example, if you are currently insured with National Farmers Union and switched to Safeco, you might see a yearly price reduction of around $62. Drivers with GEICO might save as much as $70 a year, and State Farm customers might lower prices by $105 a year.

To see if your current coverage is too expensive, click here to start a quote or click several companies below for low rates.

These premiums are averages for all insureds and vehicles and are not factoring in a rate decrease for drivers over age 50. So the auto insurance company that is most affordable for your situation may not even be shown in the list of companies above. That underscores the importance of why you need to quote rates from many companies using your own driver data and vehicle information.

The information below demonstrates how choosing different deductibles can impact insurance costs when getting quotes for cheap insurance for drivers over age 50. Data assumes a married male driver, comprehensive and collision coverage, and no other discounts are factored in.

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A 50-year-old driver could lower their car insurance rates by $338 a year by switching their comprehensive and collision coverages from a $100 deductible up to a $500 deductible, or save $508 by switching to a $1,000 deductible. Youthful drivers, such as the 20-year-old example, could roll back prices as much as $1,134 or even more just by using higher deductibles. When raising deductibles, it is necessary to have additional funds in a savings account to pay the extra out-of-pocket expense. That is the one drawback of using higher deductibles.

Picking the best company is difficult considering how many companies sell insurance in Wyoming. The company ratings below could help you pick which providers you want to consider purchasing a policy from.

These rankings include the largest auto insurers in America, so companies that focus mainly on Wyoming business are not taken into consideration for the list. To get price quotes from the most competitive companies in Wyoming, simply click here.

Top 10 Large Auto Insurers in Wyoming Ranked by Customer Satisfaction

1. USAA – 94%
2. AAA Insurance – 91%
3. Nationwide – 90%
4. State Farm – 90%
5. GEICO – 89%
6. The Hartford – 89%
7. The General – 88%
8. Allstate – 88%
9. 21st Century – 88%
10. Liberty Mutual – 88%

Top 10 Large Auto Insurers in Wyoming Ranked by Claims Service

1. State Farm
2. Esurance
3. AAA Insurance
4. Liberty Mutual
5. Progressive
6. GEICO
7. Allstate
8. The Hartford
9. The General
10. 21st Century

Company comparison: State Farm vs Geico vs Progressive vs Allstate

When shopping for car insurance for older drivers in Wyoming, four good companies to start with are State Farm, Geico, Progressive, and Allstate. When combined, they make up over 45% of the car insurance market in the United States. The following table illustrates some of the different options and features that are available for policyholders.