How Much Does Car Insurance Cost for Drivers Over Age 60 in Connecticut?

The words “low-priced” and “insurance” probably shouldn’t be used together, specifically when you are looking for the cheapest coverage for drivers over age 60. Let’s familiarize you with some of the things the can have a considerable influence on insurance prices, and find out if you can cut the cost of your next policy.

For older drivers, one of the big considerations that help determine the policy price is where your residence is in Connecticut. Areas that are densely populated or have higher claim frequency like Hartford, Bridgeport, and West Haven tend to pay slightly more, whereas areas with less traffic congestion and claims generally have lower rates.

The illustration below displays the higher priced cities in Connecticut for drivers over age 60 to buy car insurance in.

Information shown are comparative as the specific Connecticut residence address can influence premiums substantially.

Deciphering which companies offer the cheapest insurance rates for drivers over age 60 will require a little more effort than just picking a company at random. Each auto insurance company has a different process to establish rates, so let’s examine the most budget-friendly insurance companies in Connecticut.

It’s important that you understand Connecticut insurance rates are based on many factors which can substantially change your annual premium. Improving your credit rating, marrying your spouse, or getting a reckless driving citation may generate price changes that can cause some rates to be more affordable than before.

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Utica National may offer some of the most affordable car insurance rates in Connecticut at around $975 each year. Travelers, Amica, USAA, and Nationwide would also make the list of some of the cheapest Connecticut insurance companies.

As shown in the table above, if you currently buy coverage from Amica and switched to Utica National, you may realize a yearly savings of approxmiately $245. Drivers with USAA may save as much as $296 a year, and Nationwide insureds might reduce prices by as much as $450 a year.

Be aware that those prices are averages across all types of drivers and the different vehicles they drive and do not take into consideration a price decrease for drivers over age 60. So the car insurance company that can offer the best rates for your situation may not even be shown in the chart above. That points out the importance of why you need to get rate quotes from many companies using your own individual information.

Everyone has different tastes in autos, and the style of vehicle driven is probably the biggest factor that determines the availablility of the most affordable car insurance for drivers over age 60. Vehicles with average performance, a great safety record, or low incidents of liability claims will cost substantially less to insure than high performance models. The lists below estimates car insurance premiums for a number of the most affordable vehicles to buy coverage for.

Prices based on married female driver age 60, no speeding tickets, no at-fault accidents, $500 deductibles, and Connecticut minimum liability limits. Discounts applied include claim-free, safe-driver, multi-vehicle, homeowner, and multi-policy. Rates do not factor in specific zip code location which can modify auto insurance rates greatly.

Prices above based on married female driver age 60, no speeding tickets, no at-fault accidents, $500 deductibles, and Connecticut minimum liability limits. Discounts applied include claim-free, safe-driver, multi-policy, multi-vehicle, and homeowner. Premium costs do not factor in specific garaging location which can change coverage prices substantially.

Prices above based on married female driver age 60, no speeding tickets, no at-fault accidents, $500 deductibles, and Connecticut minimum liability limits. Discounts applied include safe-driver, multi-policy, claim-free, multi-vehicle, and homeowner. Table data does not factor in zip code location which can decrease or increase coverage rates greatly.

Does Progressive, State Farm, Allstate, or Geico have the cheapest car insurance?

If you are looking for the best auto insurance, four of the best places to start are Progressive, State Farm, Allstate, and Geico. Combined they make up nearly half of the entire U.S. market share. The table below rates pricing and service ratings, plus some optional coverages .