Cheap Auto Insurance Quotes for Seniors in Maine

Ideally, we could just give you the name of the one auto insurance company that has the most affordable coverage in Maine. It’s not that simple, unfortunately, as there are a whole slew of unknown factors such as whether or not you have had gaps between policies, if your driving record is clean, and the number of years you have been driving. The content below covers the best ways to save money and hopefully give you enough understanding to have a good beginning to your search for cheaper coverage.

Deciphering which companies have the most affordable insurance rates for seniors will take more time in order to find the lowest price quote. Each insurer has their own guidelines for determining rates in each state, so we’ll go over the overall cheapest insurance companies in Maine.

Best Auto Insurance Prices for Mature Drivers

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Travelers offers some of the best car insurance rates in Maine at around $612 annually. USAA, Vermont Mutual, Countryway Insurance, and Patriot also are some of the best Maine car insurance companies.

In the rate table above, if you are a policyholder with Countryway Insurance and switched to USAA, you could earn annual savings of roughly $51. Drivers with Patriot might save as much as $83 a year, and The Hartford policyholders might see rate reductions of $94 a year.

To see how much you can save, click here to start a quote or click through to the companies below.

Understand that those policy rates are averages for all drivers and vehicles and do not take into consideration a rate decrease for seniors. So the company that can offer you the best price may not even be featured in the list of companies above. That underscores the importance of why you need to quote rates from as many companies as possible using your own personal information and vehicle type.

We all have different tastes in cars, and the vehicle you are seeking coverage for is one of the largest considerations when quoting economical auto insurance for seniors. Vehicles with higher performance characteristics, poor safety ratings, or a track record of large liability claims will cost significantly more to insure than more economical and safe models. The next tables showcases coverage premiums for a number of the more afforable automobiles to insure.

Prices based on married male driver age 60, no speeding tickets, no at-fault accidents, $1000 deductibles, and Maine minimum liability limits. Discounts applied include multi-policy, multi-vehicle, homeowner, claim-free, and safe-driver. Price estimates do not factor in specific location information which can increase or decrease auto insurance rates considerably.

Table data assumes married male driver age 60, no speeding tickets, no at-fault accidents, $1000 deductibles, and Maine minimum liability limits. Discounts applied include safe-driver, claim-free, homeowner, multi-vehicle, and multi-policy. Estimates do not factor in specific Maine garaging location which can change premium rates significantly.

Price data assumes married male driver age 60, no speeding tickets, no at-fault accidents, $1000 deductibles, and Maine minimum liability limits. Discounts applied include multi-vehicle, claim-free, homeowner, multi-policy, and safe-driver. Rates do not factor in Maine location which can modify premium rates noticeably.

For Maine drivers, one of the factors that help determine a rate quote is the neighborhood you call home in Maine. Cities with larger populations or higher claim trends like Skowhegan, Ellsworth, and Old Town will most likely have higher rates, whereas areas with lower crime rates and fewer weather claims can boast about having cheaper rates.

The table below sorts the more expensive cities in Maine for seniors to buy car insurance in.

Rate information is approximated as specific Maine garaging address can affect coverage rates significantly.

Finding the best insurance provider is hard considering how many companies there are in Maine. The ranking information shown below may help you pick which auto insurance companies you want to consider when shopping around. The ratings below include companies that insure vehicles across America, so companies that have a smaller presence are not included in these rankings.

How to find budget-friendly auto insurance for seniors

It’s not impossible to find cheaper rates, and here are some thrifty suggestions that can help drivers locate lower-cost coverage.

• Avoid speeding and other traffic citations and pay less
• Buy a car with high safety ratings
• Improve your credit score
• Try to not file small claims
• Do not get into accidents that are your fault
• Compare price quotes at least once a year

That last idea is extremely significant, as was stressed in the prior information. Car insurance prices can be modified anytime, so you should be ready to buy a different policy if a better deal can be had. Having brand loyalty is commendable, but is isn’t recommended if that dedication is costing a small fortune. In less than five minutes you could shop around and find cheaper auto insurance for seniors.