How Much is Car Insurance for Single Moms in Indiana?

How Much is Car Insurance for Single Moms in Indiana?

When the topic is car insurance, the words cheap or affordable shouldn’t be used as a descriptor for car insurance rates. Forgive the oxymoron, but cheap auto insurance for single moms can be extremely hard to find. Don’t let that spoil your day, because we will teach you how you can still find coverage that is easy on your budget.

One of the more important factors that car insurance companies use to calculate the price you pay for insurance is where your car is garaged in Indiana. Areas with a lot of weather claims or more people like Gary, Merrillville, and Lawrence are more likely to have higher rates, whereas more rural areas have the benefit of cheap auto insurance for single moms in Indiana.

The next table illustrates the priciest cities in Indiana for single moms to buy auto insurance in.

Most expensive Indiana cities for auto insurance
Rank City Average Per Year
1 Gary $1,360
2 Hammond $1,327
3 Merrillville $1,128
4 Portage $1,126
5 Lawrence $1,099
6 Evansville $1,087
7 Indianapolis $1,082
8 Jeffersonville $1,080
9 Terre Haute $1,045
10 Kokomo $1,041
11 New Albany $1,028
12 Anderson $1,011
13 Elkhart $985
14 Richmond $973
15 Bloomington $968
16 Mishawaka $965
17 South Bend $956
18 Muncie $955
19 Fishers $954
20 Carmel $947
21 Fort Wayne $947
22 Columbus $946
23 Greenwood $931
24 Noblesville $920
25 Lafayette $899
Find the Best Rates Go

Premium costs are approximated as the specific Indiana residence address can decrease or increase coverage rates significantly.

Finding reliable, budget car insurance is not the easiest thing to accomplish, and figuring out which company offers the lowest-priced car insurance rates for single moms may require additional perseverance.

Each auto insurer has a proprietary formula for determining rates in each state, so let’s begin by examining the most competitive car insurance companies in Indiana.

Lowest Insurance Price Quotes for Single Moms

Start Your Free Quote

Cheapest Indiana car insurance ranked by price
Rank Company Cost Per Year
1 Travelers $602
2 USAA $667
3 Cincinnati Insurance $684
4 Erie $733
5 Indiana Farmers Mutual $849
6 The Hartford $855
7 Western Reserve $872
8 Auto-Owners $888
9 Nationwide $930
10 Utica National $965
11 Safeco $973
12 Hastings Mutual $983
13 Motorists Mutual $986
14 State Farm $987
15 Wolverine Mutual $1,061
16 Farmers $1,064
17 State Auto $1,087
18 Progressive $1,095
19 GEICO $1,100
20 Westfield $1,105
Get a Custom Quote Go

Travelers offers some of the lowest car insurance rates in Indiana at around $602 annually. USAA, Cincinnati Insurance, Erie, and Indiana Farmers Mutual also are some of the cheaper Indiana car insurance companies.

As shown above, if you currently have a policy with USAA and switched to Travelers, you might realize an annual savings of about $65. Policyholders with Cincinnati Insurance might save as much as $82 a year, and Erie customers might cut rates by $131 a year.

To find out how much you can save, click here to get quotes or quote prices from the following companies.

Be aware that those estimates are averages across all ages of drivers and types of vehicles and and are not figured with a price decrease for single moms. So the insurer that fits your needs best may not even be in the list above. That points out the importance of why you need to get rate quotes using your own driver and vehicle profiles.

Is State Farm, Geico, Allstate, or Progressive cheaper?

If you are shopping around for auto insurance for single parents in Indiana, four companies to take a look at are State Farm, Geico, Allstate, and Progressive. Combined they insure about half of all car insurance policies in America. The data below illustrates pricing and service ratings, as well as optional policy coverages that are available from each company.

Comparison of Top U.S. Auto Insurance Companies
State Farm Geico Allstate Progressive
Price Overall 2nd 1st 4th 3rd
Handling of Claims 2nd 3rd 1st 4th
Overall Satisfaction 4th 1st 2nd 3rd
Policy Discounts 3rd 2nd 1st 4th
Customers who recommend 88% 87% 86% 88%
New car replacement coverage No No Yes No
Coverage for ridesharing Yes Yes Yes Yes
Usage-based insurance Yes No Yes Yes
Emergency roadside assistance Yes Yes Yes Yes
Mechnical breakdown No Yes No Yes
Accident forgiveness No Yes Yes Yes
Offered in Indiana Yes Yes Yes Yes
Compare Rates Go