You have most likely seen the captivating commercials from auto insurance companies like The General and GEICO claiming dirt cheap rates. So you should just choose the one with the best commercial, right?
It’s not quite that easy, unfortunately, as there are a whole bunch of unknown factors such as whether you are male or female, the number of years of driving experience you have, and whether you just need liability insurance, that all factor into the price you pay. This article covers the best ways to avoid overpriced car insurance and educate you enough to have some help in finding cheaper rates.
Finding reliable, affordable auto insurance is hard enough, and deciding which company quotes the best car insurance rates for single moms takes even more work. Every car insurance company has their own formula for establishing rates, so to begin we’ll rank the car insurance companies that tend to have lower prices in Nevada.
It’s a good idea to know that Nevada car insurance rates are impacted by many factors which can significantly increase or decrease the policy price. Improving your credit rating, increasing deductibles, or getting into an accident can trigger rate changes resulting in some rates now being cheaper than competitors.
Find the Cheapest Auto Insurance for Single Moms
Rank | Company | Cost Per Year |
---|---|---|
1 | Travelers | $930 |
2 | Allied | $939 |
3 | Capital | $1,018 |
4 | Oregon Mutual | $1,147 |
5 | Progressive | $1,190 |
6 | American Family | $1,194 |
7 | GEICO | $1,219 |
8 | USAA | $1,297 |
9 | Nationwide | $1,321 |
10 | Safeco | $1,346 |
11 | Farmers | $1,496 |
12 | MetLife | $1,567 |
13 | Country | $1,602 |
14 | State Farm | $1,698 |
15 | Mercury | $1,807 |
16 | Victoria | $2,031 |
17 | Liberty Mutual | $2,161 |
18 | Bristol West | $2,336 |
19 | Allstate | $2,337 |
20 | Encompass | $2,684 |
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Travelers quotes some of the most affordable car insurance rates in Nevada at around $930 each year. Allied, Capital, Oregon Mutual, and Progressive are also some of the most economical Nevada car insurance companies.
As the rates illustrate above, if you are insured with Allied and switched to Travelers, you might see a yearly price reduction of in the neighborhood of $9. Insureds with Capital might save as much as $88 a year, and Oregon Mutual insureds might reduce prices by as much as $217 a year.
Bear in mind that those estimates are averages for all drivers and vehicles and and are not figured with a price discount for single moms. So the insurer that has the lowest price for you may not even be in the above list. That point stresses why you need to quote rates from many companies using your own driver data and vehicle information.
The make and model of vehicle requiring insurance is one of the main factors that determines whether or not you find economical car insurance for single moms. Vehicles with reasonable performance levels, a great safety record, or a positive history of liability claims will cost less to insure than fast, unsafe models.
The table below shows insurance costs for some of the cheaper vehicles to insure.
Make and Model | Estimated Cost for Full Coverage |
---|---|
Honda Accord LX-P 4-Dr Sedan | $745 |
Honda CR-V EX-L 2WD | $763 |
Ford Escape Limited 2WD | $771 |
Subaru Outback 2.5I | $848 |
Ford Focus S 4-Dr Sedan | $863 |
Hyundai Tucson Limited 4WD | $881 |
Chevrolet Traverse LS AWD | $896 |
Chevrolet Malibu LT | $902 |
Toyota Highlander 4WD | $908 |
Dodge Grand Caravan SXT | $902 |
Hyundai Elantra Blue 4-Dr Sedan | $915 |
Ford Edge Sport 2WD | $933 |
Kia Optima LX | $940 |
Volkswagen Jetta SEL 4-Dr Sedan | $953 |
Hyundai Sonata SE 4-Dr Sedan | $992 |
Toyota RAV4 Sport 4WD | $1,011 |
Chevrolet Equinox LT 2WD | $1,017 |
Jeep Grand Cherokee Laredo 4WD | $1,011 |
Kia Forte LX 4-Dr Sedan | $1,020 |
Ford F-150 XLT Super Cab 2WD | $1,030 |
Ford Explorer Limited 2WD | $1,033 |
Toyota Prius | $1,043 |
Honda Odyssey EX | $1,060 |
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Data based on single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include claim-free, safe-driver, multi-policy, multi-vehicle, and homeowner. Price estimates do not factor in specific location which can affect price quotes greatly.
By looking at the data, you can figure that makes and models like the Honda Accord, Honda CR-V, Ford Escape, and Subaru Outback are a few of the most economical vehicles to insure for single parents.
Insuring your vehicle with the best car insurance company can be challenging considering how many different companies there are to choose from in Nevada. The ranking information in the lists below may help you analyze which car insurance providers you want to consider when comparing rate quotes.
These ratings only include the companies with a significant amount of written premium nationwide, so companies that have a smaller presence are not factored into the list. To compare rates and find cheaper insurance for single moms, just click here.