Cheap Insurance for a Subaru Impreza in Alaska

Cheap Insurance for a Subaru Impreza in Alaska

The likelihood of finding the cheapest coverage for a Subaru Impreza in Alaska relies on a lot of rating criteria like your date of birth, your credit status, and deductibles for comprehensive and collision coverage. Drivers on average pay approximately $880 a year to buy insurance for a Subaru Impreza, but that price is an estimation rating a 50-year-old married male driver with full coverage including both comprehensive and collision and $100 deductibles.

But there is a high probability that you are not 50 years old and maybe not even male, you might be single instead of married, or maybe your driving record isn’t squeaky clean. Having just a slight change in rating criteria can make a huge difference in the rate quoted for a Subaru Impreza.

Car insurance coverage is unique to each driver, so this is why the most reliable method for finding cheap car insurance rates for your Subaru is to compare as many rates as possible.

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The trim level of your Subaru will be a contributing factor to price, so the rate you will pay to insure a Impreza 2.5I 4WD Station Wagon trim level will be $240 less than the price to insure the fancier Impreza WRX STI 4WD Station Wagon model, as demonstrated by the prices below.

Subaru Impreza Insurance Rates in Alaska
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Impreza 2.5I 4WD Station Wagon $182 $296 $262 $16 $78 $834 $70
Impreza 2.5I 4WD Station Wagon $182 $296 $262 $16 $78 $834 $70
Impreza Outback Sport 4WD Station Wagon $182 $360 $262 $16 $78 $898 $75
Impreza 2.5I AWD 4-Dr $206 $360 $262 $16 $78 $922 $77
Impreza 2.5I Premium Package AWD 4-Dr $206 $424 $262 $16 $78 $986 $82
Impreza WRX 4WD Station Wagon $206 $424 $262 $16 $78 $986 $82
Impreza 2.5 GT 4WD Station Wagon $230 $424 $262 $16 $78 $1,010 $84
Impreza WRX AWD 4-Dr $230 $488 $262 $16 $78 $1,074 $90
Impreza 2.5I GT AWD 4-Dr $230 $488 $262 $16 $78 $1,074 $90
Impreza WRX STI 4WD Station Wagon $230 $488 $262 $16 $78 $1,074 $90
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Table data represents married male driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Alaska minimum liability limits. Discounts applied include multi-vehicle, homeowner, multi-policy, claim-free, and safe-driver. Information does not factor in the specific area where the vehicle is garaged which can decrease or increase premium rates considerably.

Auto insurance company ratings

Insuring your vehicle with the top auto insurance provider can be a challenge considering how many companies there are to choose from in Alaska. The company ratings listed below may help you analyze which car insurance providers to look at purchasing from.

These ratings are for companies who write in the majority of U.S. states, so smaller regional companies are not taken into consideration for the list. If you’d like to compare prices from these and other competitive companies, follow this link.

Top Auto Insurance Companies in Alaska
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Progressive 84 91 93 87% A+ 89.5
Allstate 85 90 92 88% A+ 89.3
Liberty Mutual 84 87 93 88% A 88.5
21st Century 85 86 87 88% A 86.7
Esurance 85 80 95 87% A+ 85.9
Safeco 85 85 85 86% A 85.8
Farmers Insurance 78 87 88 79% A 84.3
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Data Source: Insure.com Best Car Insurance Companies

The diagram below demonstrates how deductible levels can impact insurance premiums when researching cheap insurance for a Subaru Impreza. The price estimates are based on a single female driver, full coverage, and no discounts are applied.

The data above shows that a 50-year-old driver could lower their policy premium by $344 a year by switching their comprehensive and collision coverages from a $100 deductible up to a $500 deductible, or save $518 by changing to a $1,000 deductible. Even younger drivers, like the 20-year-old example, could reduce their rates $878 or even more by using a higher deductible. If you make the decision to raise deductibles, it will be necessary to have enough savings set aside to satisfy the extra out-of-pocket expense that is associated with using high deductibles.

State Farm, Allstate, Progressive, and Geico: Who is best?

When researching insurance for an Impreza, four companies you’ll want quotes from are State Farm, Allstate, Progressive, and Geico. Each one has a slightly different mix of options and features that buyers can select from. The following table compares and contrasts some of the different features offered by each one.

Auto Insurance Companies Compared
State Farm Allstate Progressive Geico
Policy Discounts 3rd 1st 4th 2nd
Price Overall 2nd 4th 3rd 1st
Claims Service 2nd 1st 4th 3rd
Client Satisfaction 4th 2nd 3rd 1st
A.M. Best financial rating A++ A+ A+ A++
Standard & Poor’s financial rating AA AA- AA AA+
Mechnical breakdown No No Yes Yes
New car replacement coverage No Yes No No
Usage-based rating Yes Yes Yes No
Roadside assistance Yes Yes Yes Yes
Rideshare insurance Yes Yes Yes Yes
Accident forgiveness coverage No Yes Yes Yes
Available in Alaska Yes Yes Yes Yes
Types of agents used State Farm exclusive agents Allstate exclusive agents Buy online or from an independent agent From a Geico agent or online
Number of agents 18,000+ 11,000+ 30,000+ 150+
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How to find low-cost insurance for a Subaru Impreza

The list below details some of the recommended thrifty ideas that can help drivers quote more affordable coverage.

  • Buy your homeowners policy from the same company as your auto insurance
  • Do not get traffic violations
  • Staying accident-free helps keep rates low
  • Increase physical damage deductibles
  • Avoid filing excessive claims
  • Good credit scores may make rates cheaper
  • Shop around and save

That last tip is extremely vital, as was affirmed in this piece. Prices charged by car insurance companies fluctuate considerably, so drivers shouldn’t be resistant to buy from a new company if you can save money.

Loyalty to a specific company is fine, but it’s not a good idea if that stubbornness costs you potentially thousands of dollars a year. Spend a few minutes and compare rates to find cheaper insurance for a Subaru Impreza.