Cheapest Insurance for a Subaru Impreza in Louisiana

When discussing car insurance, the word cheap should not be used anywhere in the article as a descriptor for car insurance rates. Please forgive the oxymoron, but cheap auto insurance for a Subaru Impreza can be difficult to find. Don’t let that discourage you, because we are going to tell you how you can quote car insurance that won’t break your budget.

The likelihood of finding affordable coverage for a Subaru Impreza in Louisiana is dependent upon a whole bunch of factors such as your date of birth, if you have ever had a coverage lapse, and if you have a clean driving record. Drivers on average pay around $1,340 a year to insure their Impreza, but that cost is an approximation based upon a 50-year-old married female that includes full coverage and $250 physical damage deductibles.

If we were betting, you are not a 50-year-old female, maybe you are single instead of married, and there is a good chance that you need different coverage limits than the exampe. Auto insurance is not the same for everyone, so the only real way to find the cheapest coverage for your Subaru is to shop around at every renewal for lower rates. To cut your rates now, get a free quote and you will get price quotes from some of the most affordable companies that insure vehicles in Louisiana.

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Vehicle trim level can impact price, so the rate you will pay to insure a Impreza 2.5I 4WD Station Wagon will be $342 cheaper than the insurance cost for the more expensive Impreza WRX STI 4WD Station Wagon trim level, as shown in the table below.

Data based on married female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Louisiana minimum liability limits. Discounts applied include homeowner, multi-vehicle, safe-driver, claim-free, and multi-policy. Estimates do not factor in specific garaging location which can raise or lower premium rates greatly.

Selecting the right company is hard considering how many companies are available to choose from in Louisiana. The company rank data shown below can help you select which car insurance providers to look at when trying find the best insurance for a Subaru Impreza.

These rankings are only comprised of major nationwide insurance companies, so companies that may only write in Louisiana are not factored into this list. To compare prices from the insurers below and more, click this link.

Top 10 Large Auto Insurance Providers in Louisiana Ranked by A.M. Best Rating

1. USAA – A++
2. GEICO – A++
3. State Farm – A++
4. Allstate – A+
5. The Hartford – A+
6. Progressive – A+
7. Esurance – A+
8. The General – A-
9. Farmers Insurance – A
10. American Family – A

Top 10 Large Auto Insurance Providers in Louisiana Ranked by Value

1. Safeco Insurance
2. AAA Insurance
3. American Family
4. The Hartford
5. Progressive
6. 21st Century
7. The General
8. Esurance
9. USAA
10. State Farm

Top Companies for Subaru Impreza Insurance in Louisiana

The illustration below demonstrates how choosing different deductibles can change yearly insurance costs when getting quotes for cheap insurance for a Subaru Impreza. The costs are based on a single female driver, full physical damage coverage, and no other discounts are factored in.

The data above shows that a 50-year-old driver could save $514 a year by increasing from a $100 deductible to a $500 deductible, or save $776 by choosing a $1,000 deductible. Younger drivers, like the 20-year-old, can save up to $1,310 or more just by choosing higher deductibles when buying full coverage. When increasing deductibles, it is necessary to have enough spare savings to be able to pay the extra out-of-pocket expense, which is the primary disadvantage of high deductibles.

Drive safe and save

The easiest method to enjoy the best insurance prices for an Impreza is to be an attentive driver and avoid tickets and accidents. The illustration below illustrates how traffic citations and accident claims impact annual premium costs for each age group. The data is based on a single male driver, full physical damage coverage, $100 deductibles, and no discounts are taken into consideration.

In the chart above, the average cost of auto insurance per year with no accidents and a clean driving record is $2,912. Receive one speeding ticket and the average cost increases to $3,280, an increase of $368 each year. Then throw in two accidents along with the one speeding ticket and the yearly cost of insurance for a Subaru Impreza increases to an average of $6,438. That’s an increase of $3,526, or $294 per month, just for not being attentive to the road!

Allstate vs Progressive vs State Farm vs Geico

When researching insurance for an Impreza in Louisiana, four companies you’ll want quotes from are Allstate, Progressive, State Farm, and Geico. When added together, they make up over 45% of the entire U.S. market share. The next table points out some of the different options that policyholders can buy.