Who Has the Cheapest Car Insurance for College Graduates in Nevada?

Who Has the Cheapest Car Insurance for College Graduates in Nevada?

One of the more important criteria used to calculate the cost of insurance is where you live in Nevada. Areas that are densely populated or have higher claim frequency like Winchester, Spring Valley, and Las Vegas tend to pay slightly more, whereas cities that are not as densely populated benefit from having to pay less for coverage.

The following table displays the most expensive cities in Nevada for college graduates to purchase a policy in.

Where does Nevada rank for car insurance cost?
Rank City Annual Rate
1 Winchester $2,158
2 Paradise $2,041
3 Spring Valley $2,040
4 Sunrise Manor $2,029
5 Las Vegas $1,949
6 North Las Vegas $1,882
7 Enterprise $1,870
8 Henderson $1,749
9 Boulder City $1,557
10 Pahrump $1,377
11 Mesquite $1,351
12 Sparks $1,317
13 Sun Valley $1,292
14 Reno $1,244
15 Spanish Springs $1,229
16 Carson City $1,158
17 Gardnerville Ranchos $1,116
18 Elko $1,114
19 Dayton $1,108
20 Fernley $1,103
Start a Quote Go

Information shown are estimated as zip code location can impact coverage rates significantly.

The vehicle model requiring coverage is probably the biggest factor when looking for the cheapest insurance for college graduates. Vehicles with high performance engines, a lack of advanced safety features, or a history of substantial liability claims will cost much more to insure than safer models. The next list features car insurance prices for the cheapest automobiles to buy coverage for.

Cheapest Auto Insurance Rates for College Graduates in Nevada
Vehicle Make and Model Estimated Cost for Full Coverage
Toyota Prius $730
Chevrolet Traverse LTZ AWD $740
Ford Explorer XLT 4WD $739
Ford Edge Limited 2WD $765
Honda CR-V EX 4WD $773
Volkswagen Jetta LE 4-Dr Sedan $780
Chevrolet Malibu Hybrid $790
Kia Forte SX 4-Dr Sedan $795
Subaru Outback 3.6R $804
Honda Accord EX 4-Dr Sedan $810
Ford Escape XLT 2WD $817
GMC Sierra SLT Extended Cab 2WD $835
Hyundai Santa Fe Limited 4WD $843
Jeep Wrangler Unlimited Sahara 4WD 4-Dr $850
Ford Focus S 4-Dr Sedan $880
Nissan Rogue SL AWD $889
Ford Fusion Sport AWD 4-Dr Sedan $892
Toyota RAV4 Limited 4WD $896
Jeep Grand Cherokee Laredo 2WD $906
Subaru Forester X Limited Edition W/Navigation AWD $900
Dodge Ram Quad Cab Sport 4WD $911
Honda Civic EX 4-Dr Sedan $926
Toyota Corolla XLE $942
Find Cheaper Rates Go

Above prices assume single female driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Nevada minimum liability limits. Discounts applied include claim-free, safe-driver, multi-vehicle, multi-policy, and homeowner. Rate quotes do not factor in specific garaging location which can affect prices greatly.

Based upon these rates, models like the Toyota Prius, Chevrolet Traverse, and Ford Explorer are going to be the less-costly vehicles to insure for college grads.

Is Geico, Allstate, State Farm, or Progressive cheaper?

When it comes to buying auto insurance for college grads in Nevada, the most popular companies are Geico, Allstate, State Farm, and Progressive. The following table rates ratings for price and service, as well as some optional coverages offered by each company.

Geico, Allstate, State Farm, and Progressive Compared
Geico Allstate State Farm Progressive
Overall Satisfaction 1st 2nd 4th 3rd
Policy Cost 1st 4th 2nd 3rd
Discounts Offered 2nd 1st 3rd 4th
Claims Service 3rd 1st 2nd 4th
Mechanical breakdown insurance Yes No No Yes
Accident forgiveness coverage Yes Yes No Yes
New car replacement insurance No Yes No No
Rate for vehicle usage No Yes Yes Yes
Coverage for ridesharing Yes Yes Yes Yes
Roadside service Yes Yes Yes Yes
Insure in Nevada Yes Yes Yes Yes
Where to buy Online or through a Geico agent Allstate exclusive agents Only from State Farm agents Indpendent agents or online
Number of agents 150+ 11,000+ 18,000+ 30,000+
Get Quotes Go