Who Has the Cheapest Car Insurance Quotes for Business Use in Utah?

Finding affordable car insurance is not the easiest thing to accomplish, and determining which companies have the best insurance rates for business use calls for even more shopping around. Premiums will be somewhat more expensive than the state average due to the posibility of more claims related to selling coverage for using your car for business, but economical insurance may be attainable if you thoroughly shop around. Every auto insurer uses a different method for establishing rates, so let’s take a look at the insurance companies with the overall cheapest rates in Utah.

Best Cheap Insurance Rates for Business Use

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Bear River has some of the most affordable car insurance rates in Utah at around $590 each year. USAA, Auto-Owners, American Family, and Allied also are some of the more affordable Utah insurance companies.

In the above example, if you buy coverage from American Family and switched to USAA, you could realize a yearly price reduction of around $210. Policyholders with Allied may save as much as $225 a year, and GEICO insureds might cut rates by $240 a year.

To see how much you can save, click here to start your custom quote or visit any of the companies below.

Be aware that those rates are averages across all insureds and vehicles and do not factor in a price increase for business use. So the car insurance company that has the lowest price for you may not even be featured in the above rate chart. That’s why you need to get car insurance quotes using your own driver data and vehicle information.

The vehicle model needing coverage is a large factor that determines whether or not you can buy the best cheap insurance for business use. Vehicles with high performance engines, a lack of modern safety features, or a history of substantial liability claims will cost quite a bit more to insure than more economical and safe models. The list below showcases auto insurance rates for a handful of the cheapest automobiles to insure in Utah.

Data based on single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Utah minimum liability limits. Discounts applied include homeowner, multi-policy, safe-driver, claim-free, and multi-vehicle. Premium costs do not factor in Utah location which can impact premium rates noticeably.

Based on these rates, we can tell that models like the Hyundai Elantra, Ford Explorer, Chevrolet Equinox, Chevrolet Impala, and Dodge Grand Caravan should be some of the most budget-friendly vehicles to insure for using your car for business. The price of auto insurance will be more costly just because there is more risk for business use, but generally speaking those vehicles will have the best insurance prices possible.

Cheapest car insurance: Geico, State Farm, Progressive, or Allstate

When it comes to car insurance for using your car for business in Utah, four companies to definitely compare rates with are Geico, State Farm, Progressive, and Allstate. All four can cover your vehicle for liability and physical damage, but each one has different optional coverages and features that may influence your buying decision. The following table compares and contrasts some of the different options and features offered by each one.