Cheapest Car Insurance Quotes for Teenage Males in New Jersey

The make and model of vehicle you are seeking coverage for is one of the main factors when comparing quotes for economical coverage for teenage males. Vehicles with limited speed and performance, good crash test ratings, or a low likelihood of having liability claims will cost much less to insure than adrenaline junky models.

The next list estimates insurance prices for a selection of the most cost-effective vehicles to insure in New Jersey.

Data based on single male driver age 16, no speeding tickets, no at-fault accidents, $1,000 deductibles, and New Jersey minimum liability limits. Discounts applied include safe-driver, and claim-free. Premium amounts do not factor in the specific area where the vehicle is garaged which can raise or lower coverage prices noticeably.

Looking at the data, we can infer that vehicles like the Honda CR-V, Ford Escape, Chevrolet Traverse, Toyota Prius, and Jeep Wrangler should be a few of the cheaper vehicles to insure for teen boys. The cost of auto insurance will tend to be higher just because there is more inherent risk for teenage males, but generally speaking those particular models will probably have the lowest insurance prices compared to other types of vehicles.

For teen boys, one of the largest factors that is looked at to determine the price of your policy is where you call home. Regions with more people or even just more weather-related claims like Newark, Elizabeth, and Paterson tend to pay higher rates, whereas areas with less congestion generally have lower rates.

The next table sorts the higher priced cities in New Jersey for teenage males to buy an auto insurance policy in.

Rate information is estimated as the specific New Jersey residence address can decrease or increase auto insurance rates considerably.

Get discount New Jersey car insurance

Auto insurance companies that provide the cheapest car insurance for teenage males in New Jersey may provide price discounts that may potentially lower prices by as much as 30% if you meet the requirements. The best auto insurance companies and some of their more popular discounts can be read below.

The diagram below compares annual premium costs with and without discounts applied to the premium. The rates are based on a female driver, no accidents, no driving violations, New Jersey state minimum liability limits, full coverage, and $250 deductibles. The first bar for each age group shows the average annual price with no discounts. The lower bar shows the rates with paperless filing, anti-theft, continuous coverage, paid-in-full, good student, and vehicle safety discounts applied. When discounts are factored in, the average amount saved each year on auto insurance for teenage males is 42% or $550.

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Who is cheaper: State Farm, Progressive, Allstate, or Geico?

When comparing auto insurance, the most popular companies are State Farm, Progressive, Allstate, and Geico. Combined they insure over 48% of the car insurance market in the United States. The next table breaks down ratings for price, service, and claims, in additional to some of the optional coverages that may be available in your state.