The safety and performance level of the vehicle you are trying to insure is one of the main factors that determines whether or not you find the lowest-priced coverage with multiple speeding tickets. Vehicles with higher performance characteristics, a lack of safety features, or a track record of large liability claims will cost significantly more to insure than more modest models. The lists below shows auto insurance premiums for the more afforable vehicles to insure.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Ford Fusion SEL 4-Dr Sedan | $1,750 | $875 | $146 |
Honda Civic SI 4-Dr Sedan | $1,812 | $906 | $151 |
Hyundai Elantra Blue 4-Dr Sedan | $1,676 | $838 | $140 |
Hyundai Sonata GLS 4-Dr Sedan | $1,712 | $856 | $143 |
Kia Optima EX | $1,850 | $925 | $154 |
Toyota Camry SE | $1,712 | $856 | $143 |
Toyota Corolla LE | $1,712 | $856 | $143 |
Volkswagen Jetta SE 4-Dr Sedan | $1,750 | $875 | $146 |
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Above prices assume married female driver age 50, two speeding tickets, no at-fault accidents, $500 deductibles, and Delaware minimum liability limits. Discounts applied include claim-free, multi-policy, multi-vehicle, and homeowner. Information does not factor in specific Delaware garaging location which can revise premiums substantially.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
BMW X5 3.5D AWD | $1,922 | $961 | $160 |
Chevrolet Traverse LT 2WD | $1,434 | $717 | $120 |
Ford Escape XLT 4WD | $1,396 | $698 | $116 |
Ford Explorer XLT 4WD | $1,512 | $756 | $126 |
GMC Acadia SL 2WD | $1,476 | $738 | $123 |
GMC Terrain SLE AWD | $1,496 | $748 | $125 |
Honda CR-V LX 4WD | $1,360 | $680 | $113 |
Honda Fit | $1,316 | $658 | $110 |
Honda Pilot EX-L 2WD | $1,650 | $825 | $138 |
Hyundai Tucson GLS 4WD | $1,512 | $756 | $126 |
Jeep Grand Cherokee Limited 2WD | $1,750 | $875 | $146 |
Kia Sportage EX 2WD 4-Dr | $1,612 | $806 | $134 |
Toyota Highlander SE 2WD | $1,650 | $825 | $138 |
Toyota RAV4 Limited 4WD | $1,612 | $806 | $134 |
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Above prices assume married female driver age 50, two speeding tickets, no at-fault accidents, $500 deductibles, and Delaware minimum liability limits. Discounts applied include multi-vehicle, multi-policy, homeowner, and claim-free. Information does not factor in the specific area where the vehicle is garaged which can increase or decrease coverage prices considerably.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Silverado 3500HD LTZ Crew Cab 2WD | $1,822 | $911 | $152 |
Chevrolet Silverado LS Crew Cab 4WD | $1,750 | $875 | $146 |
Dodge Ram 3500 Mega Cab SLT 4WD | $2,404 | $1,202 | $200 |
Dodge Ram Quad Cab ST 4WD | $1,750 | $875 | $146 |
Ford F-150 Lariat Crew Cab 4WD | $1,650 | $825 | $138 |
GMC Canyon SLE Crew Cab Z71 4WD | $1,650 | $825 | $138 |
GMC Sierra 3500HD SLT Extended Cab 2WD | $1,786 | $893 | $149 |
GMC Sierra SL Crew Cab 2WD | $1,750 | $875 | $146 |
Toyota Tacoma X-Runner 2WD | $1,712 | $856 | $143 |
Toyota Tundra SR/5 Double Cab 2WD | $1,712 | $856 | $143 |
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Premium data assumes married female driver age 50, two speeding tickets, no at-fault accidents, $500 deductibles, and Delaware minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, and multi-policy. Estimates do not factor in vehicle garaging location which can affect auto insurance rates noticeably.
When shopping for the cheapest insurance after a few driving violations, one of the many factors used to establish insurance cost is where you keep your vehicle in Delaware. Areas that are densely populated or have higher claim frequency like Wilmington Manor, Brookside, and Edgemoor tend to pay higher rates, whereas more rural areas benefit from lower rates.
The illustration below displays the most costly cities in Delaware with multiple speeding tickets in which to buy car insurance.
Rank | City | Annual Rate |
---|---|---|
1 | Wilmington Manor | $2,257 |
2 | Wilmington | $2,246 |
3 | Brookside | $2,186 |
4 | New Castle | $2,119 |
5 | Edgemoor | $2,098 |
6 | Middletown | $2,090 |
7 | Newark | $2,024 |
8 | Bear | $2,021 |
9 | Hockessin | $2,000 |
10 | Claymont | $1,987 |
11 | Pike Creek | $1,980 |
12 | Elsmere | $1,968 |
13 | Smyrna | $1,817 |
14 | Camden | $1,672 |
15 | Milford | $1,667 |
16 | Dover | $1,626 |
17 | Highland Acres | $1,624 |
18 | Harrington | $1,611 |
19 | Seaford | $1,606 |
20 | Laurel | $1,586 |
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Premium costs are approximated as the vehicle garaging location can influence rates greatly.
Finding the best car insurance company can be a challenge considering how many different insurance companies sell coverage in Delaware. The ranking data shown next could help you pick which coverage providers to look at when trying find the best insurance with multiple speeding tickets.
The rankings below are only made up of the largest companies in America, so companies with more of a regional focus are not included in these rankings. To check prices from many more Delaware auto insurance companies, click here.
Company | Value | Customer Service | Claims | Customer Satisfaction | A.M Best Rating | Overall Score |
---|---|---|---|---|---|---|
Travelers | 93 | 98 | 99 | 88% | A++ | 95.1 |
USAA | 83 | 99 | 100 | 91% | A++ | 94.1 |
AAA Insurance | 91 | 95 | 92 | 90% | A | 93.3 |
Nationwide | 85 | 95 | 97 | 89% | A+ | 92.4 |
Allstate | 77 | 100 | 97 | 88% | A+ | 90.7 |
State Farm | 80 | 94 | 96 | 88% | A++ | 90.6 |
The Hartford | 88 | 93 | 91 | 87% | A+ | 90.4 |
Safeco Insurance | 91 | 95 | 85 | 88% | A | 90.2 |
Progressive | 88 | 94 | 83 | 88% | A+ | 90.1 |
American Family | 91 | 86 | 95 | 83% | A | 89.7 |
Esurance | 86 | 90 | 94 | 90% | A+ | 89.5 |
The General | 86 | 93 | 89 | 84% | A- | 88.2 |
GEICO | 79 | 89 | 95 | 87% | A++ | 87.8 |
Titan Insurance | 86 | 82 | 92 | 86% | A+ | 86.5 |
21st Century | 86 | 82 | 90 | 84% | A | 86.4 |
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Data Source: Insure.com Best Car Insurance Companies
Insurance companies that offer quotes with multiple speeding tickets could also offer discounts that could potentially reduce rates by as much as 40% or more if you qualify. A few popular companies and their offered discounts are outlined below.
The illustration below illustrates the comparison of premium costs with and without discounts. The costs are based on a female driver, two violations and no at-fault accidents, Delaware state minimum liability limits, comprehensive and collision coverage, and $1,000 deductibles.
The first bar for each age group shows premium with no discounts. The lower bar shows the rates with passive restraint, continuous coverage, marriage, multiple vehicle, vehicle safety, and anti-theft discounts applied. When discounts are factored in, the the average amount saved on insurance with multiple speeding tickets is 28% or $810.
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When it comes to auto insurance after a few driving violations, four of the best places to start are Allstate, Geico, Progressive, and State Farm. Each company has a distinct set of features and optional coverages that policyholders can choose from. The data below points out some of the different features offered by each one.
Allstate | Geico | Progressive | State Farm | |
---|---|---|---|---|
Policy Discounts | 1st | 2nd | 4th | 3rd |
Overall Price | 4th | 1st | 3rd | 2nd |
Client Satisfaction | 2nd | 1st | 3rd | 4th |
Handling of Claims | 1st | 3rd | 4th | 2nd |
Market share percentage | 10% | 11.4% | 8.8% | 18.3% |
Customer recommendation | 86% | 87% | 88% | 88% |
Breakdown insurance | No | Yes | Yes | No |
Accident forgiveness coverage | Yes | Yes | Yes | No |
Rate for vehicle usage | Yes | No | Yes | Yes |
Uber and Lyft insurance | Yes | Yes | Yes | Yes |
New car replacement | Yes | No | No | No |
Emergency roadside assistance | Yes | Yes | Yes | Yes |
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