How Much Does Insurance Cost for Drivers with Good Credit in Vermont?

Our editors have a joke that when writing about car insurance, the word “cheap” really shouldn’t be used as a descriptor for auto insurance rates. Sad but true, cheap auto insurance for drivers with good credit is not always easy to find. But don’t despair, because we are going to show you some ways you can still get car insurance that won’t break the bank.

For Vermont drivers, one of the components that establish rate quotes is where you call home in Vermont. Regions with more people or even just more weather-related claims like Northfield, West Brattleboro, and Vergennes will most likely pay more, whereas areas with less traffic congestion and claims have the benefit of cheap insurance for drivers with good credit in Vermont.

The table below lists the higher priced cities in Vermont for drivers with good credit to purchase a policy in.

Rate quotes are approximated as the specific area where the vehicle is garaged can impact prices substantially.

The type of vehicle you are buying coverage for is a large consideration in finding the lowest-priced coverage for drivers with good credit. Vehicles with economical engines, good crash test ratings, or a low likelihood of having liability claims will cost significantly less to insure than higher performance models.

The lists below estimates insurance premiums for a handful of the most affordable automobiles to insure.

Prices above based on married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Vermont minimum liability limits. Discounts applied include multi-vehicle, safe-driver, homeowner, claim-free, and multi-policy. Price estimates do not factor in garaging location in Vermont which can raise or lower price quotes noticeably.

Price data assumes married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Vermont minimum liability limits. Discounts applied include multi-vehicle, safe-driver, multi-policy, claim-free, and homeowner. Table data does not factor in specific Vermont garaging location which can impact prices noticeably.

Prices based on married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Vermont minimum liability limits. Discounts applied include multi-policy, claim-free, safe-driver, homeowner, and multi-vehicle. Premium costs do not factor in specific Vermont garaging location which can modify premiums noticeably.

Discounts on Vermont auto insurance rates

<img class="shadow floatright" src="http://www.quoteclickinsure.com/blog/wp-content/uploads/cheapest-insurance-drivers-good-credit-vt.jpg" alt="Cheaper Vermont auto insurance for financially responsible drivers”/>Insurance providers that sell cheap insurance for drivers with good credit in Vermont may have rate discounts that can lower rates by as much as 35% if you meet specific eligibility requirements. A list of companies and some of their more popular discounts are included below.

The chart below shows the comparison of insurance costs with and without policy discounts. The premium estimates are based on a female driver, a clean driving record, no at-fault accidents, Vermont state minimum liability limits, full coverage, and $500 deductibles.

The first bar for each age group shows the average rate with no discounts. The second shows the rates with multiple vehicle, safe-driver, claim-free, defensive driving course, passive restraint, and accident-free discounts applied. When drivers take advantage of discounts, the average savings per year on auto insurance for drivers with good credit is 16% or $324.

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Insuring your vehicle with a high-quality car insurance provider can be rather challenging considering how many different companies insure vehicles in Vermont. The company rank data below can help you pick which companies to look at when looking for cheaper rates. The rankings below are only comprised of companies that insure vehicles nationwide, so companies without a large exposure will not be included in this list.