Cheap Insurance Quotes for a Subaru Outback in Connecticut

The odds of finding affordable coverage for a Subaru Outback in Connecticut depends on things such as if you are married or single, your credit rating, and driving violations and tickets. Drivers in Connecticut on average will pay $1,080 a year to buy insurance for a Subaru Outback, but that price is an approximation using rating data for a 50-year-old single male driver who requires full comprehensive and collision coverage and $250 deductibles.

Odds are that you are not exactly 50 years old and possibly not even male, you might be married instead of single, or maybe you’ve had an at-fault accident or two. Even a very minor difference in price quote data can result in a big discrepancy in the amount insurance costs for a Subaru Outback.

This illustrates why your best chance at finding cheap insurance rates for your Subaru is to quote often and with as many companies as possible. Price quotes are quick and you will get price quotes from top-rated car insurance companies that insure vehicles in Connecticut.

Compare Rates and Save

The specific trim level tends to have a direct effect on the yearly cost, so the rate you pay to insure a Outback 2.5I trim level will be $196 cheaper than the cost to insure the more costly Outback 3.6R Limited version, as shown in the table below.

Data based on single male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Connecticut minimum liability limits. Discounts applied include multi-vehicle, claim-free, multi-policy, homeowner, and safe-driver. Rates do not factor in zip code location which can decrease or increase price quotes greatly.

Insuring your vehicle with a good quality car insurance provider can be rather challenging considering how many companies sell insurance in Connecticut. The rank data shown next may help you select which car insurance providers to look at when comparing insurance rates for a Subaru Outback.

These ratings are only made up of the largest companies in the United States, so smaller companies that only insure vehicles in Connecticut are not factored into these rankings. To compare prices from these and other top-rated companies, just click here.

Types of discounts on Connecticut auto insurance rates

Auto insurance companies that offer cheap insurance for a Subaru Outback in Connecticut may have premium discounts that may potentially lower prices by 40% or more if you meet specific eligibility requirements. A list of companies and a selection of discounts can be read below.

• State Farm has discounts for safe vehicle, driver’s education, multiple autos, passive restraint, defensive driving training, and accident-free.
• American Family has savings for early bird, air bags, accident-free, bundled insurance, mySafetyValet, good student, and TimeAway discount.
• AAA offers discounts including multi-policy, education and occupation, good student, pay-in-full, and anti-theft.
• GEICO offers premium reductions for emergency military deployment, seat belt use, air bags, multi-vehicle, anti-lock brakes, military active duty, and anti-theft.
• Mercury Insurance may have discounts that include multi-car, professional/association, multi-policy, location of vehicle, and good student.
• Farmers Insurance may include discounts for pay in full, multi-car, electronic funds transfer, bundle discounts, youthful driver, mature driver, and business and professional.
• Progressive discounts include homeowner, multi-vehicle, multi-policy, good student, online signing, continuous coverage, and online quote discount.

The illustration below visualizes the comparison of insurance rates with and without discounts applied to the policy premium. The rate quotes are based on a male driver, no claims or driving citations, Connecticut state minimum liability limits, full coverage, and $250 deductibles. The first bar for each age group shows the average rate with no discounts. The lower bar shows the rates with anti-theft, claim-free, accident-free, vehicle safety, passive restraint, and multiple policy discounts applied. When these discounts are applied, the average amount saved each year on insurance for a Subaru Outback is 28% or $656.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 4067,2933],[‘Age 30’, 2129,1551],[‘Age 40’, 2103,1527],[‘Age 50’, 1909,1389],[‘Age 60’, 1843,1337],[‘Age 70’, 2225,1605]]);var options = {title: ‘Insurance Rate Comparison for a Subaru Outback’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Insurance Cost for a Subaru Outback in Connecticut’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

The chart below highlights how deductible choice can impact insurance costs when getting quotes for cheap insurance for a Subaru Outback. The price estimates are based on a married male driver, full physical damage coverage, and no discounts are applied to the premium.

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The data above shows that a 50-year-old driver could lower rates by $296 a year by switching from a $100 deductible up to a $500 deductible, or save $452 by changing to a $1,000 deductible. Even younger insureds, like the Age 20 chart data, could potentially save $988 or more by choosing larger deductibles on their policy. If you make the decision to raise deductibles, it’s a good idea to have plenty of discretionary funds to enable you to pay the extra out-of-pocket expense, which is the one shortcoming of high deductibles.

Is the best company State Farm, Allstate, Progressive, or Geico?

If you want the best insurance for an Outback in Connecticut, the four most popular companies are State Farm, Allstate, Progressive, and Geico. When combined, they insure almost half of the entire U.S. auto insurance market. They all have the same basic coverages, but each one has slightly different coverages and options that can influence your buying decision. The table below compares ratings for price, service, and claims, in additional to some of the optional coverages that are available.