Best Cheap Insurance for a Chevrolet Malibu in Wisconsin

Best Cheap Insurance for a Chevrolet Malibu in Wisconsin

The chances of buying the cheapest auto insurance for a Chevrolet Malibu in Wisconsin is contingent on things such as if you are married or single, if you have ever let your coverage lapse, and violations on your driving record. Wisconsin drivers will pay on average $750 each year to insure their Malibu, but that amount is using cost data for a 30-year-old single male that purchased full coverage and $250 physical damage deductibles.

There is a high probability that you’re not a 30-year-old male, possibly married instead of single, or maybe you’re a renter instead of a homeowner. Auto insurance requires individual risk assessment, so the only real way to find cheap car insurance rates for your Chevrolet is to put in the effort and compare rates. It only takes a few minutes and you will be able to see rates from the best companies around.

Click Here to Start Your Quote

The specific model of Malibu will most likely have an effect on the yearly cost, so the cost to insure a Malibu LS will cost $78 less than the price to insure the fancier Malibu LTZ trim level, as shown by the rates below.

Chevrolet Malibu Insurance Rates in Wisconsin
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Malibu LS $202 $300 $302 $18 $90 $912 $76
Malibu Hybrid $202 $300 $302 $18 $90 $912 $76
Malibu LT $228 $300 $302 $18 $90 $938 $78
Malibu LTZ $228 $352 $302 $18 $90 $990 $83
Get Your Own Custom Quote Go

Data rating is based on single male driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Wisconsin minimum liability limits. Discounts applied include safe-driver, multi-vehicle, multi-policy, claim-free, and homeowner. Table data does not factor in specific Wisconsin garaging location which can influence coverage prices substantially.

Best car insurance in Wisconsin

Selecting the right car insurance provider is hard considering how many different companies there are to choose from in Wisconsin. The information in the lists below can help you pick which companies to look at putting your business with.

These rankings are only made up of the largest companies in America, so smaller companies that only insure vehicles in Wisconsin will not be included in these rankings. To check rates from the most competitive companies in Wisconsin, simply click here.

Top 10 Major Car Insurance Companies in Wisconsin Ranked by Customer Service

  1. Nationwide
  2. State Farm
  3. Safeco Insurance
  4. American Family
  5. Liberty Mutual
  6. GEICO
  7. Travelers
  8. Erie Insurance
  9. Allstate
  10. The Hartford

Top 10 Major Car Insurance Companies Overall in Wisconsin

  1. USAA
  2. 21st Century
  3. GEICO
  4. Nationwide
  5. AAA Insurance
  6. Liberty Mutual
  7. Safeco Insurance
  8. State Farm
  9. Travelers
  10. American Family

Top Companies for Chevrolet Malibu Insurance in Wisconsin

Discount Wisconsin car insurance rates

Car insurance for a Malibu in WisconsinInsurers that offer the best cheap insurance for a Chevrolet Malibu in Wisconsin may also give you price discounts that can reduce rates by as much as 35% or more if you meet the requirements. A few popular companies and their possible discounts include:

Car Insurance Discounts by Company
Discount Progressive Allstate Geico State Farm Farmers Nationwide
Bundle discount Yes Yes Yes Yes Yes Yes
Multiple vehicles Yes No Yes Yes Yes Yes
Theft prevention Yes Yes Yes Yes Yes Yes
Safe vehicle No Yes Yes Yes No No
Air bags No Yes Yes Yes Yes Yes
Daytime running lights No No Yes Yes Yes No
New vehicle No Yes No Yes Yes Yes
No accidents Yes Yes Yes Yes Yes Yes
Defensive driver Yes Yes Yes Yes Yes Yes
Low miles Yes Yes No Yes No Yes
Active duty military Yes No Yes Yes Yes No
Occupational No No Yes No Yes Yes
Pay in full Yes Yes Yes No Yes Yes
Email statements Yes Yes Yes No Yes Yes
Customer loyalty Yes No No Yes Yes Yes
Good grades Yes Yes Yes Yes Yes Yes
Distant student Yes Yes No Yes Yes Yes
Own home Yes No No No Yes No
Use seat belts No No Yes No No No
Online rate quote Yes No No No No No
Teenage driver Yes No No No No No
Compare Prices Now Go

The illustration below compares premium costs with and without discounts being applied to the rates. The rate quotes are based on a male driver, no driving violations, no at-fault accidents, Wisconsin state minimum liability limits, full physical damage coverage, and $250 deductibles.

The first bar for each age group shows the average rate with no discounts. The second bar shows the rates with defensive driving course, claim-free, safe-driver, accident-free, multiple policy, and anti-theft discounts applied. With discounts applied, the the amount saved on car insurance for a Chevrolet Malibu is 37% or $403.

Safe drivers pay cheaper rates

The ideal way to earn the best cheap insurance for a Chevrolet Malibu in Wisconsin is to drive cautiously and avoid getting tickets or having accidents. The illustration below demonstrates how traffic citations and accident claims drive up insurance costs for each age group. The premium estimates are based on a married female driver, comprehensive and collision coverage, $250 deductibles, and no discounts are factored in.

In the prior example, the average cost of auto insurance in Wisconsin per year with no accidents and a clean driving record is $1,136. Get two speeding tickets and the average cost swells to $1,612, an increase of $476 each year. Now include one accident along with the two speeding tickets and the 12-month cost of car insurance for a Chevrolet Malibu goes up to an average of $2,082. That’s an increase of $946, or $79 per month, just for not driving attentively!