Who Has Cheap Car Insurance Quotes for Real Estate Agents in Tennessee?

For Tennessee drivers, one of the criteria that play a part in determining the price of your policy is where you live in Tennessee. Areas that are more densely populated or have higher claim rates like Memphis, Germantown, and Oak Ridge tend to pay more, whereas areas with lower crime rates and fewer weather claims receive better rates.

The illustration below rates the most expensive places in Tennessee for real estate agents to purchase a policy in.

Premium costs are approximated as the specific garaging location can raise or lower premiums considerably.

Determining which company offers the lowest-priced insurance rates for real estate agents may require more work than just picking a company at random. Every car insurance company uses a little different formula for determining prices, so we will examine the lowest cost insurance companies in Tennessee.

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Utica National normally has some of the best car insurance rates in Tennessee at around $760 each year. Auto-Owners, Cincinnati Insurance, Penn National, and USAA also rank well as some of the most economical Tennessee car insurance companies.

As depicted above, if you currently buy coverage from Auto-Owners and switched to Utica National, you might see a yearly price reduction of in the vicinity of $76. Insureds with Cincinnati Insurance may save as much as $124 a year, and Penn National insureds might lower prices by $139 a year.

To find cheap auto insurance for real estate agents in Tennessee for your vehicle, click here to get quotes or quote rates from the companies below.

Bear in mind that those prices are averaged for all drivers and vehicles in Tennessee and and are not figured with a price discount for real estate agents. So the car insurance company that can offer you the best price may not even be in the list of companies above. That point stresses why you need to get car insurance quotes using your own personal information and vehicle type.

Irresponsible driving raises your rates

The common sense way to receive cheap auto insurance for real estate agents in Tennessee is to drive safe and not receive tickets or have accidents. The information below demonstrates how speeding tickets and at-fault accidents can raise premium costs for different categories of driver ages. The rates are based on a married male driver, full coverage, $500 deductibles, and no additional discounts are factored in.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘One Speeding Ticket and No Accidents’, ‘One Speeding Ticket and Two Accidents’],[‘Age 20’, 2685,2919,5017],[‘Age 30’, 1389,1619,3721],[‘Age 40’, 1345,1577,3677],[‘Age 50’, 1237,1471,3567],[‘Age 60’, 1215,1445,3545],[‘Age 70’, 1419,1653,3751]]);var options = {title: ‘Effect of Citations and Accidents on Tennessee Auto Insurance Prices’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Auto Insurance Cost for Average Vehicle in Tennessee’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

In the prior example, the average cost of auto insurance per year with a clean driving record and no accidents is $1,548. Receive one speeding ticket and the average cost surges to $1,781, an increase of $232 each year. Then add in two accidents along with the one speeding ticket and the 12-month cost of insurance for real estate agents jumps again to an average of $3,880. That’s an increase of $2,331, or $194 per month, just for not driving carefully!

Discounts on cheap auto insurance for real estate agents in Tennessee

Insurance providers that offer cheap quotes for real estate agents could also offer price discounts that could reduce prices by as much as 35% or more if you meet certain criteria. A list of companies and some of the discounts are outlined below.

The information below illustrates the comparison of annual premium costs with and without discounts applied to the premium. The premium estimates are based on a male driver, a clean driving record, no claims, Tennessee state minimum liability limits, full physical damage coverage, and $100 deductibles. The first bar for each age group shows insurance cost with no discounts. The second bar shows the rates with multiple vehicle, anti-theft, defensive driving course, marriage, multiple policy, and vehicle safety discounts applied. When discounts are applied, the average savings per year on insurance for real estate agents is 15% or $279.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 2839,2047],[‘Age 30’, 1477,1077],[‘Age 40’, 1463,1065],[‘Age 50’, 1333,969],[‘Age 60’, 1283,935],[‘Age 70’, 1557,1125]]);var options = {title: ‘Insurance Premium Comparison for Real Estate Agents’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Auto Insurance Cost for Average Vehicle’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

State Farm, Progressive, Allstate, or Geico: Who is best?

If you’re looking for the best auto insurance for realtors in Tennessee, the companies that insure more vehicles than anyone else are State Farm, Progressive, Allstate, and Geico. The table below compares ratings for price, service, and claims, in additional to some of the optional coverages shoppers can find with each company.