Cheapest Insurance Quotes for a Mazda CX-7 in Iowa

Your chances of finding the cheapest auto insurance for a Mazda CX-7 in Iowa depends upon a lot of rating criteria such as whether you own a home, if you currently have coverage, and physical damage deductibles. Drivers pay on average $860 a year to insure their CX-7, but that is an estimate that uses rate data for a 30-year-old married male driver that purchased full coverage and $100 policy deductibles.

Chances are good that you may not be 30 years old (or even male), you might be single instead of married, and you might want liability-only or different deductibles. Even a minor change in rating criteria could result in a significant change in how much coverage for a Mazda CX-7 costs.

Everyone has unique insurance needs, and this illustrates why your best chance at finding cheap insurance prices for your Mazda is to make a habit of comparing prices at least once a year. In less than five minutes you will get price quotes from the best companies that insure vehicles in Iowa.

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The trim level of your CX-7 tends to have a direct effect on the cost of insurance, so the rate you will pay to insure a CX-7 SV 2WD will be $124 cheaper than the insurance cost for the more expensive CX-7 Grand Touring 4WD model, as shown in the prices below.

Table data assumes married male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Iowa minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, multi-vehicle, and claim-free. Premium amounts do not factor in specific Iowa garaging location which can alter auto insurance rates considerably.

Trying to buy low-priced insurance is not always easy, and figuring out which companies quote the lowest-priced auto insurance rates for a Mazda CX-7 will take even more perseverance.

Each auto insurance company has a different formula for determining rates, so let’s take a look at the auto insurance companies that tend to be cheaper in Iowa.

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USAA may offer some of the lowest car insurance rates in Iowa at around $683 per year. Partners Mutual, Allied, Western National, and Hastings Mutual also are some of the lowest-priced Iowa car insurance companies.

As shown above, if you are a customer of Hastings Mutual and switched to Partners Mutual, you may realize yearly savings of around $173. Customers with State Farm might save as much as $202 a year, and Nationwide insureds might see rate reductions of $236 a year.

These premium estimates are averaged for all types of drivers and the different vehicles they drive and do not take into consideration a specific rating modification for a Mazda CX-7. So the car insurance company that has the cheapest rates for you may not even be shown in the above list. That helps illustrate why you need to get rate quotes from many companies using your own driver information and specific vehicle type.

The example below demonstrates how deductible levels can impact insurance premiums when researching cheap insurance for a Mazda CX-7. The information is based on a single female driver, comprehensive and collision coverage, and no other discounts are factored in.

In the chart above, a 50-year-old driver could lower their car insurance rates by $284 a year by switching their comprehensive and collision coverages from a $100 deductible to a $500 deductible, or save $430 by using a $1,000 deductible. Youthful drivers, such as the Age 20 example, could drop their prices $718 or more just by choosing higher deductibles when buying full coverage.

When insureds make the decision to increase the deductibles on their policy, it will be required to have enough spare savings to pay the extra out-of-pocket expense that deters many people from opting for higher deductibles.

Which car insurance company is best?

When buying insurance for a CX-7 in Iowa, the first places to look would be State Farm, Progressive, Geico, and Allstate. If you put them all together, they insure almost half of the entire U.S. auto insurance market. The following table rates ratings for price, service, and claims, in additional to some of the optional coverages that are available for policyholders.