How Much are Auto Insurance Quotes for 17 Year Olds in Vermont?

For Vermont drivers, one of the factors that influence the annual cost of car insurance is your address in Vermont. Areas that are more densely populated or have higher claim rates like Northfield, Brattleboro, and White River Junction tend to have more expensive auto insurance rates, whereas areas that tend to be more rural benefit from lower rates.

The information below sorts the most costly cities in Vermont for 17 year olds in which to buy car insurance.

Premium costs are estimated as the specific zip code location can revise rates significantly.

Trying to buy cost effective car insurance is not most people’s favorite thing to do, and deciding which company offers the cheapest car insurance rates for 17 year olds will take even more perseverance. Prices should be significantly pricier than the average price in Vermont attributed to the potential for more claims that comes with selling insurance for teen drivers, but affordable insurance should be possible if you find the right company. Every insurance company has a unique formula for filing rates in each state, so first we will examine the car insurance companies that tend to have lower prices in Vermont.

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Safeco offers some of the cheapest car insurance rates in Vermont at around $463 annually. California Casualty, USAA, The Hartford, and Travelers also qualify as some of the more affordable Vermont auto insurance companies.

In the above example, if you are a policyholder with USAA and switched to Safeco, you might achieve an annual premium reduction of upwards of $163. Customers with The Hartford could save as much as $164 a year, and Travelers policyholders might lower prices by $266 a year.

Remember that these rates are averaged for all drivers and vehicles in Vermont and do not factor in a rate surcharge for 17 year olds. So the auto insurance company that fits your age and vehicle best may not even be in the rate chart shown above. That points out the importance of why you need to compare rates from multiple companies using your own specific driver information and vehicle.

Discounts on cheap insurance for 17 year olds in Vermont

Insurers that offer quotes for 17 year olds may additionally offer policy discounts that can lower rates by 35% or more if you are eligible for them. Large car insurance companies and some of the premium reductions they offer are detailed below.

The example below compares insurance prices with and without discounts applied to the rates. Data assumes a female driver, no accidents, no driving violations, Vermont state minimum liability limits, full physical damage coverage, and $500 deductibles. The first bar for each age group shows the average annual price with no discounts. The second bar shows the rates with paid-in-full, good student, vehicle safety, continuous coverage, paperless filing, and passive restraint discounts applied. When discounts are applied, the the amount saved on car insurance for 17 year olds is % or $.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Female Driver No Discounts’, ‘Female Driver with Discounts’],[‘Age 17’, 2625,1883],[‘Age 30’, 1091,791],[‘Age 40’, 1013,737],[‘Age 50’, 891,647],[‘Age 60’, 861,625]]);var options = {title: ‘Comparison of Insurance Rates for 17 Year Olds’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#c096ca’, ‘#e1b7ec’],hAxis: {title: ‘Annual Auto Insurance Cost for Average Vehicle’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Finding the top insurance provider is hard considering how many different companies insure vehicles in Vermont. The company ratings shown next can help you decide which companies you want to consider when trying to find cheaper insurance for 17 year olds. These ratings include companies with a nationwide focus, so companies without a large exposure will not be included in these rankings.

Top 10 Large Auto Insurance Companies Overall in Vermont

1. The General
2. The Hartford
3. Progressive
4. Travelers
5. State Farm
6. Farmers Insurance
7. Safeco Insurance
8. USAA
9. GEICO
10. 21st Century