How Much Does Auto Insurance Cost for Teenage Males in Iowa?

I’m sure you’ve seen the ads from companies like Progressive and Nationwide that make promises of the cheapest price, so drivers should just pick the company with the best ad, right?

It’s just not that simple, as there are a whole slew of unknown elements like if you are a woman or a man, your annual mileage driven, and what deductibles you want to use. We will try to teach you about the different ways you can keep rates low and educate you enough to have a good start to your coverage search.

Figuring out which insurers offer the cheapest car insurance rates for teenage males will involve more work in order to find the lowest price quote. Each company uses a slightly different approach for determining rates, so let’s look at the rankings for the car insurance companies with the overall best prices in Iowa.

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USAA may have some of the cheapest car insurance rates in Iowa at around $662 a year. Partners Mutual, Allied, Western National, and State Farm also make the cut as some of the cheapest Iowa insurance companies.

In the above example, if you buy coverage from State Farm and switched to Partners Mutual, you could earn a yearly price reduction of upwards of $202. Customers with Hastings Mutual could save as much as $209 a year, and Nationwide customers might see rate reductions of $246 a year.

If you want to find out if you’re overpaying, click here to begin a quote or quote prices from the following companies.

Bear in mind that those premium estimates are averages for all ages of drivers and types of vehicles and do not factor in a price increase for teenage males. So the car insurance company that is best suited for you may not even be shown in the list above. That points out the importance of why you need to get auto insurance quotes using your own personal information and vehicle type.

The model of vehicle on the policy is a large consideration when quoting low-cost auto insurance for teenage males. Vehicles with lots of speed or power, a lack of advanced safety features, or an increased likelihood of liability claims will cost substantially more to insure than safer, lower-performance models.

The next lists showcases insurance prices for some of the cheaper vehicles to insure in Iowa.

Data based on single male driver age 16, no speeding tickets, no at-fault accidents, $1000 deductibles, and Iowa minimum liability limits. Discounts applied include claim-free, and safe-driver. Table data does not factor in specific Iowa garaging location which can affect premium rates considerably.

Prices based on single male driver age 16, no speeding tickets, no at-fault accidents, $1000 deductibles, and Iowa minimum liability limits. Discounts applied include claim-free, and safe-driver. Rate quotes do not factor in specific Iowa garaging location which can increase or decrease prices substantially.

Data assumes single male driver age 16, no speeding tickets, no at-fault accidents, $1000 deductibles, and Iowa minimum liability limits. Discounts applied include claim-free, and safe-driver. Price information does not factor in specific location which can decrease or increase rates noticeably.

Discounts on Iowa insurance

Iowa car insurance for teen boys”/>Auto insurance companies that sell cheap insurance for teenage males in Iowa may provide premium discounts that can lower rates by 25% or more if you are eligible for them. A list of car insurance companies and a summarized list of policyholder discounts can be found below.

The information below visualizes the comparison of auto insurance rates with and without discounts applied to the rates. Data assumes a female driver, no accidents or driving violations, Iowa state minimum liability limits, full physical damage coverage, and $100 deductibles. The first bar for each age group shows the price with no discounts. The second shows the rates with vehicle safety, anti-theft, good student, paid-in-full, continuous coverage, and passive restraint discounts applied. When these discounts are applied, the the average amount saved on car insurance for teenage males is % or $.

Find cheap insurance for teenage males in Iowa

It’s not impossible to find cheaper rates, and here are some of the recommended thrifty solutions that can help Iowa drivers quote lower-cost coverage.

• Good credit scores may lower your rates
• Safer vehicles cost less to insure
• Avoid accidents
• Increase your physical damage deductibles
• Be a safe driver
• Look for cheaper rates once a year by shopping around

That last tip is highly critical, as was stressed in the prior information. Auto insurance rates can be adjusted at any time, so don’t be afraid to buy from a new company if you can save money.

Brand loyalty is great, but it’s not recommended if that loyalty results in overpaying lots of hard earned cash every month. It only take a few minutes to compare rates to find cheaper auto insurance for teenage males.