Best Cheap Car Insurance with Multiple Speeding Tickets in Colorado

Because the topic is auto insurance, the word cheap really should not be used anywhere in the article to describe car insurance rates. Nonetheless, cheap auto insurance with multiple speeding tickets may be a thing of the past. But fear not, because we will tell you how you can still get coverage that is cheaper than what you are paying now.

The car, truck, or SUV requiring coverage is one of the largest considerations that determines if you can find the best cheap auto insurance with multiple speeding tickets in Colorado. Vehicles with lower performance, advanced safety features, or a positive history of liability claims will cost significantly less to insure than higher performance models. The next table outlines auto insurance rates for the most affordable automobiles to insure in Colorado.

Cost estimates assume married male driver age 30, two speeding tickets, no at-fault accidents, $1,000 deductibles, and Colorado minimum liability limits. Discounts applied include multi-policy, multi-vehicle, homeowner, and claim-free. Rate quotes do not factor in Colorado location which can influence coverage rates greatly.

Based upon the table data, you can assume that vehicles like the Honda CR-V, Chevrolet Traverse, Dodge Grand Caravan, and Ford Escape should be a few of the most budget-friendly vehicles to insure after a few driving violations.

Deciphering which company quotes the best auto insurance rates with multiple speeding tickets will require a tad more effort than just comparing a company or two.

Every insurance provider uses a slightly different approach for determining rates, so let’s look at the rankings for the lowest cost auto insurance companies in Colorado. It’s important to know that Colorado auto insurance rates are calculated based on many things that may substantially change the cost of a policy. Improving your credit score, having a teen driver, or getting a ticket for careless driving can produce rate changes resulting in some rates now being more affordable than competitors.

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The Hartford may have some of the lowest car insurance rates in Colorado at around $859 each year. Grange, USAA, Nationwide, and Auto-Owners also rank well as some of the cheapest Colorado auto insurance companies.

As depicted above, if you currently have a policy with USAA and switched to The Hartford, you could realize savings of roughly $180. Colorado drivers with Nationwide may save as much as $262 a year, and Auto-Owners policyholders might lower prices by $297 a year.

If you want to find out if you’re overpaying, click here to get a free quote or click through to the companies below.

Remember that these rates are averages for all types of insureds and vehicles and do not take into consideration a price decrease with multiple speeding tickets. So the company that is best suited for you may not even be featured in the list of companies above. That’s why you need to compare rates from as many companies as possible using your own specific driver and vehicle information.

State Farm, Geico, Progressive, or Allstate: Who is best?

When it comes to auto insurance after a few driving violations, the most popular companies are State Farm, Geico, Progressive, and Allstate. Combined they make up over 45% of all auto insurance policies in force. The table below compares some of the different options shoppers can expect to find with each one.