Cheap Auto Insurance Quotes for High Mileage Drivers in North Dakota

The make and model of vehicle on the policy is one of the largest considerations when consumers are trying to find cheap car insurance for high mileage drivers in North Dakota. Vehicles with high performance engines, poor safety ratings, or high incidents of liability claims will cost quite a bit more to insure than safer, lower-performance models. The information below ranks coverage premiums for some of the most cost-effective automobiles to buy insurance for.

Table data represents single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and North Dakota minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, safe-driver, and multi-vehicle. Prices do not factor in vehicle location which can impact prices substantially.

Based upon the rates shown, you can presume that models like the Ford Escape, Jeep Wrangler, Dodge Grand Caravan, Chevrolet Traverse, and Subaru Outback should be the cheapest vehicles to insure for high mileage drivers.

Establishing which company quotes the cheapest insurance rates for high mileage drivers may require a tad more effort in order to find a policy that fits your budget.

Each insurer has a proprietary method for determining rates, so let’s take a look at the insurance companies with the most affordable rates in North Dakota. It’s important that you understand North Dakota insurance rates are based on many factors which can substantially decrease or increase the cost of coverage. Getting older, having a claim, or getting a speeding ticket can produce rate changes that can now make some companies more affordable than before.

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USAA generally has some of the best car insurance rates in North Dakota at around $711 annually. Allied, Nodak Mutual, Grinnell, and Safeco would also make the list of some of the most economical North Dakota car insurance companies.

In the above example, if you have coverage with Grinnell and switched to Allied, you might realize savings of around $147. Policyholders with Safeco could save as much as $222 a year, and State Farm policyholders might lower prices by up to $230 a year.

If you want to find out if you’re overpaying, click here to begin a quote or visit any of the companies below.

These estimates are averaged across all types of drivers and the different vehicles they drive and and are not figured with a rate decrease for high mileage drivers. So the insurer that has the cheapest price for you may not even be included in the company chart above. That points out the importance of why you need to get quotes using your own driver data and vehicle information.

When shopping for the cheapest car insurance for high mileage drivers, one of the many things that establish the price of your policy is where your residence is. Cities with larger populations like Hazen, Beulah, and Grafton tend to have higher auto insurance costs, whereas more rural areas benefit from lower prices.

The table below rates the most expensive areas in North Dakota for high mileage drivers in which to buy car insurance.

Information shown are approximated as the specific North Dakota residence address can influence rates noticeably.

Is the best company Geico, State Farm, Allstate, or Progressive?

If you’re looking for the cheapest auto insurance, four of the best places to start are Geico, State Farm, Allstate, and Progressive. All four offer physical damage and liability coverage, but each has a slightly different mix of options and features that may influence your choice. The data below illustrates price and claims rank as well as some different options that are available for customers.