How Much Does Auto Insurance Cost for Postal Workers in Ohio?

The words “cheap” and “insurance” really don’t belong together, in particular when you are searching for the best price on coverage for postal workers. Because of the high cost, let’s learn about a few of the factors that help determine insurance rates, and find out if you can shave a little off the next policy you buy.

Everyone has different tastes in autos, and the style of vehicle driven is a significant factor when quoting the lowest-priced auto insurance for postal workers. Vehicles with lower acceleration and performance, good crash test ratings, or a positive history of liability claims will cost much less to insure than fast, unsafe models. The next tables shows insurance costs for some of the most budget-friendly automobiles to insure in Ohio.

Above prices assume married male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Ohio minimum liability limits. Discounts applied include claim-free, multi-policy, safe-driver, multi-vehicle, and homeowner. Price information does not factor in specific garaging location which can revise coverage prices greatly.

Data variables include married male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Ohio minimum liability limits. Discounts applied include multi-vehicle, homeowner, safe-driver, claim-free, and multi-policy. Estimates do not factor in garaging location in Ohio which can revise premium rates substantially.

Price data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Ohio minimum liability limits. Discounts applied include safe-driver, multi-vehicle, homeowner, claim-free, and multi-policy. Table data does not factor in vehicle location which can increase or decrease premium rates greatly.

When shopping for the cheapest insurance for postal employees, one of the many considerations that influence rate quotes is where you call home in Ohio. Cities with larger populations like Toledo, Cleveland, and Cincinnati likely pay more, whereas areas with fewer weather claims and lower vehicle theft rates enjoy lower insurance rates.

The next table rates the most costly cities in Ohio for postal workers to buy an auto insurance policy in.

Rate quotes are estimated as the specific geographic location can lower or raise prices considerably.

Deciphering which company has the most affordable insurance rates for postal workers involves a little more effort than just picking a company at random. Every car insurance company uses their own formula to determine rates, so let’s examine the insurance companies that tend to have lower prices in Ohio.

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Utica National generally has some of the lowest car insurance rates in Ohio at around $635 each year. Erie, Allied, Travelers, and Frankenmuth are also some of the more affordable Ohio insurance companies.

As the rates illustrate above, if you have coverage with Travelers and switched to Erie, you could see annual savings of around $24. Insureds with Frankenmuth might save as much as $27 a year, and USAA policyholders might see rate reductions of $38 a year.

Be aware that those prices are averages across all insureds and vehicles and and are not calculated with a rate decrease for postal workers. So the insurer that has the lowest price for you may not even be in the company chart above. That illustrates why you need to get auto insurance quotes using your own specific driver and vehicle information.

Geico, State Farm, Allstate, and Progressive: Who is cheapest?

If you are looking for the best car insurance for postal employees in Ohio, four companies to consider are Geico, State Farm, Allstate, and Progressive. Between them, they insure almost 50% of the entire U.S. auto insurance market. All four offer physical damage and liability coverage, but each has different options that may influence your choice. The data below points out ratings for price, service, and claims, in additional to some of the optional coverages that may be available in Ohio.