The vehicle you are seeking coverage for is one of the primary factors when shopping for the most affordable coverage for young drivers. Vehicles with economical engines, an excellent safety record, or a low likelihood of liability claims will cost substantially less to insure than fast, unsafe models. The next list outlines coverage premiums for some of the cheaper vehicles to insure in Massachusetts.
Make and Model | Estimated Cost for Full Coverage |
---|---|
Honda Accord LX 4-Dr Sedan | $2,868 |
Ford Escape XLT 4WD | $2,896 |
Honda CR-V EX 4WD | $2,904 |
Volkswagen Jetta S 2.5 Station Wagon | $3,076 |
Toyota Prius | $3,104 |
Chevrolet Traverse LTZ AWD | $3,114 |
Dodge Grand Caravan CV | $3,220 |
Kia Forte LX 4-Dr Sedan | $3,229 |
Ford Explorer Eddie Bauer 2WD | $3,220 |
Subaru Outback 2.5I | $3,248 |
Subaru Forester XT Limited Edition W/Navigation AWD | $3,312 |
Ford Edge SEL AWD | $3,372 |
Toyota Sienna XLE | $3,400 |
Jeep Grand Cherokee Laredo 4WD | $3,408 |
Toyota RAV4 Sport 2WD | $3,400 |
Find Cheaper Rates Go |
Table data represents single female driver age 17, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Massachusetts minimum liability limits. Discounts applied include claim-free, and safe-driver. Rate information does not factor in specific location which can change coverage prices significantly.
Based upon the rates shown, you can infer that vehicles like the Honda Accord, Ford Escape, Honda CR-V, and Volkswagen Jetta are most likely to be some of the most economical vehicles to insure for youthful drivers. The price for an auto insurance policy will tend to be more expensive anyway just because there is more liability risk for young drivers, but overall those vehicles will probably have the lowest insurance prices available.
One of the key things that car insurance companies use when figuring rate quotes is the neighborhood you call home in Massachusetts. More populated areas like Revere, Lynn, and Springfield will most likely have higher rates, whereas areas with less crime or weather claims profit from lower rates.
The information below ranks the highest-priced places in Massachusetts for young drivers to purchase car insurance in.
Rank | City | Annual Rate |
---|---|---|
1 | Revere | $2,148 |
2 | Brockton | $2,122 |
3 | Lynn | $1,979 |
4 | Malden | $1,917 |
5 | Springfield | $1,870 |
6 | Lawrence | $1,839 |
7 | Boston | $1,805 |
8 | Worcester | $1,746 |
9 | Fall River | $1,700 |
10 | New Bedford | $1,698 |
11 | Somerville | $1,599 |
12 | Quincy | $1,581 |
13 | Medford | $1,574 |
14 | Lowell | $1,511 |
15 | Cambridge | $1,506 |
16 | Chicopee | $1,500 |
17 | Weymouth | $1,491 |
18 | Haverhill | $1,482 |
19 | Taunton | $1,455 |
20 | Brookline | $1,442 |
21 | Peabody | $1,406 |
22 | Methuen | $1,403 |
23 | Framingham | $1,390 |
24 | Newton | $1,350 |
25 | Waltham | $1,341 |
Find the Best Rates Go |
Rate quotes are comparative as specific Massachusetts zip code can increase or decrease price quotes greatly.
If you want reliable car insurance for youthful drivers in Massachusetts, four companies you’ll want quotes from are Progressive, Geico, State Farm, and Allstate. The following table rates ratings for price, service, and claims, in additional to some of the optional coverages you can expect with each one.
Progressive | Geico | State Farm | Allstate | |
---|---|---|---|---|
Overall Cost | 3rd | 1st | 2nd | 4th |
Customer Satisfaction | 3rd | 1st | 4th | 2nd |
Claims Handling | 4th | 3rd | 2nd | 1st |
Discounts Available | 4th | 2nd | 3rd | 1st |
Rating from A.M. Best | A+ | A++ | A++ | A+ |
Standard & Poor’s financial rating | AA | AA+ | AA | AA- |
Emergency roadside assistance | Yes | Yes | Yes | Yes |
New car replacement insurance | No | No | No | Yes |
Accident forgiveness coverage | Yes | Yes | No | Yes |
Mechanical breakdown insurance | Yes | Yes | No | No |
Usage-based rating | Yes | No | Yes | Yes |
Coverage for ridesharing | Yes | Yes | Yes | Yes |
Coverage in Massachusetts | Yes | Yes | Yes | Yes |
Insurance Agents | Online or from independent agents | From a Geico agent or online | State Farm exclusive agents | Only buy from Allstate agents |
Number of agents | 30,000+ | 150+ | 18,000+ | 11,000+ |
Compare Prices Go |